OppFi (OPFI-WT) Retained Earnings (2020 - 2026)

OppFi (OPFI-WT) reported Retained Earnings of -$5.2 million for Q1 2026, up 92.82% year-over-year from -$2.7 million in Q1 2025, and up 84.54% quarter-over-quarter from -$33.5 million in Q4 2025.

OppFi (OPFI-WT) Retained Earnings (2020 - 2026) Analysis & Trends

OppFi (OPFI-WT) has 7 years of Retained Earnings data on file, last reported at -$5.2 million in Q1 2026.

  • Retained Earnings for Q1 2026 came in at -$5.2 million, up 92.82% year-over-year; the trailing twelve-month figure through Mar 2026 was -$5.2 million (up 92.82% YoY), and the FY2025 annual result was -$33.5 million, up 39.22% from the prior year.
  • Retained Earnings advanced to -$5.2 million in Q1 2026 per OPFI-WT's latest filing, from -$33.5 million in the prior quarter.
  • Over five years, Retained Earnings peaked at -$5.2 million in Q1 2026 and troughed at -$91.5 million in Q2 2025.
  • A 5-year average of -$58.0 million and a median of -$61.0 million in 2023 frame the typical range for Retained Earnings.
  • The sharpest annual moves came in 2022 and 2026: Retained Earnings tumbled 735.44% in 2022, then jumped 92.82% in 2026.
  • A 5-year view of Retained Earnings shows it stood at -$63.5 million in 2022, then slipped by 0.07% to -$63.6 million in 2023, then grew by 13.31% to -$55.1 million in 2024, then jumped by 39.22% to -$33.5 million in 2025, then jumped by 84.54% to -$5.2 million in 2026.
  • Business Quant data shows OPFI-WT's Retained Earnings at -$5.2 million in Q1 2026, -$33.5 million in Q4 2025, and -$49.8 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 13.12 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -928.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 66.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 33.45 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 25.21 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -23.59 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.74 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -2.77 Bn
10 OppFi - - 76.91 Mn -5.18 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -5.18 Mn
Dec 31, 2025 -33.51 Mn
Sep 30, 2025 -49.80 Mn
Jun 30, 2025 -91.53 Mn
Mar 31, 2025 -72.17 Mn
Dec 31, 2024 -55.13 Mn
Sep 30, 2024 -50.64 Mn
Jun 30, 2024 -57.34 Mn
Mar 31, 2024 -58.04 Mn
Dec 31, 2023 -63.59 Mn
Sep 30, 2023 -58.52 Mn
Jun 30, 2023 -60.99 Mn
Mar 31, 2023 -63.29 Mn
Dec 31, 2022 -63.55 Mn
Sep 30, 2022 -66.68 Mn
Jun 30, 2022 -66.16 Mn
Mar 31, 2022 -70.69 Mn
Dec 31, 2021 -70.72 Mn
Sep 30, 2021 -82.18 Mn
Jun 30, 2021 -27.39 Mn