OppFi (OPFI-WT) Net Margin (2020 - 2026)

OppFi has disclosed Net Margin across 7 years of filings, most recently posting 61.87% for Q1 2026.

• In Q1 2026, Net Margin rose 3951.0% year-over-year to 61.87%; the TTM figure through Mar 2026 stood at 47.63% (up 2070.0% YoY), while the FY2025 annual figure was 38.37%, up 1229.0% from the prior year.
• Net Margin rose to 61.87% in Q1 2026, from 44.93% in the prior quarter.
• Over the last five years, Net Margin for OPFI-WT reached as high as 72.64% in Q3 2025 and fell as low as 10.68% in Q4 2022.
• The 5-year median for Net Margin is 17.29% (2024), against an average of 21.8%.
• Annual changes were most pronounced in 2022 — Net Margin slumped 4283 bps — and 2026, when it soared 3951 bps.
• A 5-year view of Net Margin shows it stood at 10.68% in 2022, then surged by 128 bps to 2.95% in 2023, then jumped by 486 bps to 17.29% in 2024, then jumped by 160 bps to 44.93% in 2025, then surged by 38 bps to 61.87% in 2026.
• According to Business Quant data, Net Margin over the past three periods registered 61.87%, 44.93%, and 72.64% for Q1 2026, Q4 2025, and Q3 2025 respectively.