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MainStreet Bancshares (MNSB) Interest Coverage Ratio: 2018-2024

Historic Interest Coverage Ratio for MainStreet Bancshares (MNSB) over the last 7 years, with Dec 2024 value amounting to -0.04.

  • MainStreet Bancshares' Interest Coverage Ratio rose 119.30% to 0.36 in Q3 2025 from the same period last year, while for Sep 2025 it was -0.06, marking a year-over-year decrease of 112.03%. This contributed to the annual value of -0.04 for FY2024, which is 128.05% down from last year.
  • Per MainStreet Bancshares' latest filing, its Interest Coverage Ratio stood at -0.04 for FY2024, which was down 128.05% from 0.14 recorded in FY2023.
  • In the past 5 years, MainStreet Bancshares' Interest Coverage Ratio registered a high of 0.55 during FY2021, and its lowest value of -0.04 during FY2024.
  • Over the past 3 years, MainStreet Bancshares' median Interest Coverage Ratio value was 0.14 (recorded in 2023), while the average stood at 0.21.
  • Its Interest Coverage Ratio has fluctuated over the past 5 years, first surged by 115.72% in 2021, then tumbled by 128.05% in 2024.
  • Yearly analysis of 5 years shows MainStreet Bancshares' Interest Coverage Ratio stood at 0.26 in 2020, then spiked by 115.72% to 0.55 in 2021, then dropped by 4.74% to 0.52 in 2022, then tumbled by 72.44% to 0.14 in 2023, then tumbled by 128.05% to -0.04 in 2024.