MainStreet Bancshares (MNSB) Interest Coverage Ratio (2018 - 2026)
MainStreet Bancshares (MNSB) posted quarterly Interest Coverage Ratio of 1.39 for Q1 2026, up 629.71% year-over-year from 0.19 in Q1 2025, and up 292.58% quarter-over-quarter from 0.35 in Q4 2025.
MainStreet Bancshares (MNSB) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
MainStreet Bancshares' Interest Coverage Ratio history runs 9 years deep, the most recent figure standing at 1.39 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 629.71% year-over-year to 1.39; the TTM figure through Mar 2026 stood at 0.59 (up 623.14% YoY), while the FY2025 annual figure was 0.31, up 408.64% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.39, up from 0.35 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 3.09 in Q4 2022, with the low at 0.98 in Q4 2024.
- The 5-year median for Interest Coverage Ratio is 1.39 (2026), against an average of 1.08.
- The sharpest annual moves came in 2024 and 2026: Interest Coverage Ratio slumped 170.31% in 2024, then jumped 629.71% in 2026.
- MainStreet Bancshares' Interest Coverage Ratio stood at 3.09 in 2022, then tumbled by 54.82% to 1.39 in 2023, then tumbled by 170.31% to 0.98 in 2024, then jumped by 136.11% to 0.35 in 2025, then soared by 292.58% to 1.39 in 2026.
- Business Quant data shows MNSB's Interest Coverage Ratio at 1.39 in Q1 2026, 0.35 in Q4 2025, and 0.36 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | MainStreet Bancshares | 178.07 Mn | 68.79 Mn | - | 1.43 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.43 |
| Mar 31, 2026 | 1.39 |
| Dec 31, 2025 | 0.35 |
| Sep 30, 2025 | 0.36 |
| Jun 30, 2025 | 0.33 |
| Mar 31, 2025 | 0.19 |
| Dec 31, 2024 | -0.98 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.23 |
| Dec 31, 2023 | 1.39 |
| Sep 30, 2023 | 1.60 |
| Jun 30, 2023 | 1.75 |
| Mar 31, 2023 | 2.34 |
| Dec 31, 2022 | 3.09 |
| Sep 30, 2022 | 1.77 |
| Jun 30, 2022 | 1.81 |
| Mar 31, 2022 | 2.34 |
| Dec 31, 2021 | 4.52 |
| Sep 30, 2021 | 1.62 |