MainStreet Bancshares (MNSB) Interest Coverage Ratio (2018 - 2026)
MainStreet Bancshares (MNSB) recorded quarterly Interest Coverage Ratio of 1.39 in Q1 2026, up 292.58% quarter-over-quarter from 0.35 in Q4 2025, and up 629.71% on a YoY basis from 0.19 in Q1 2025.
MainStreet Bancshares (MNSB) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
MainStreet Bancshares' Interest Coverage Ratio history runs 9 years deep, the most recent figure standing at 1.39 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 629.71% year-over-year to 1.39; the TTM figure through Mar 2026 stood at 0.59 (up 631.65% YoY), while the FY2025 annual figure was 0.06, up 259.36% from the prior year.
- Interest Coverage Ratio was 1.39 for Q1 2026 at MainStreet Bancshares, up from 0.35 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 4.07 in Q1 2022 to a low of 0.92 in Q4 2024.
- Historically, Interest Coverage Ratio has averaged 1.4 across 5 years, with a median of 1.39 in 2026.
- The sharpest annual moves came in 2024 and 2026: Interest Coverage Ratio sank 166.07% in 2024, then surged 629.71% in 2026.
- A 5-year view of Interest Coverage Ratio shows it stood at 3.09 in 2022, then plunged by 54.82% to 1.39 in 2023, then tumbled by 166.07% to 0.92 in 2024, then surged by 138.43% to 0.35 in 2025, then jumped by 292.58% to 1.39 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.39 (Q1 2026), 0.35 (Q4 2025), and 0.36 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | MainStreet Bancshares | 186.06 Mn | 17.94 Mn | - | 1.39 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.39 |
| Dec 31, 2025 | 0.35 |
| Sep 30, 2025 | 0.36 |
| Jun 30, 2025 | 0.33 |
| Mar 31, 2025 | 0.19 |
| Dec 31, 2024 | -0.92 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.23 |
| Dec 31, 2023 | 1.39 |
| Sep 30, 2023 | 1.60 |
| Jun 30, 2023 | 1.75 |
| Mar 31, 2023 | 2.34 |
| Dec 31, 2022 | 3.09 |
| Sep 30, 2022 | 3.50 |
| Jun 30, 2022 | 3.75 |
| Mar 31, 2022 | 4.07 |
| Dec 31, 2021 | 3.77 |
| Sep 30, 2021 | 3.30 |
| Jun 30, 2021 | 4.04 |