Lufax Holding (LU) Equity Ratio (2019 - 2025)
Lufax Holding (LU) posted quarterly Equity Ratio of 0.38 for Q4 2025, down 4.52% YoY from 0.4 in Q4 2024, and down 7.5% sequentially from 0.41 in Q2 2025.
Lufax Holding (LU) Equity Ratio (2019 - 2025) Analysis & Trends
Lufax Holding has disclosed Equity Ratio across 7 years of filings, most recently posting 0.38 for Q4 2025.
- In Q4 2025, Equity Ratio fell 4.52% year-over-year to 0.38; the TTM figure through Dec 2025 stood at 0.38 (down 4.52% YoY), while the FY2025 annual figure was 0.38, down 4.52% from the prior year.
- Equity Ratio declined to 0.38 in Q4 2025, from 0.41 in the prior quarter.
- Over the last five years, Equity Ratio for LU reached as high as 48.14 in Q4 2021 and fell as low as 0.25 in Q3 2022.
- The 5-year median for Equity Ratio is 0.37 (2023), against an average of 5.57.
- Annual changes were most pronounced in 2023 — Equity Ratio jumped 41.93% — and 2024, when it tumbled 97.58%.
- A 5-year view of Equity Ratio shows it stood at 48.14 in 2021, then plunged by 36.38% to 30.63 in 2022, then plunged by 45.89% to 16.57 in 2023, then plunged by 97.58% to 0.4 in 2024, then declined by 4.52% to 0.38 in 2025.
- According to Business Quant data, Equity Ratio over the past three periods registered 0.38, 0.41, and 0.4 for Q4 2025, Q2 2025, and Q4 2024 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.38 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.13 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.11 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.25 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.29 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.20 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.08 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.18 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.66 |
| 10 | Lufax Holding | - | - | - | 0.38 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.38 |
| Jun 30, 2025 | 0.41 |
| Dec 31, 2024 | 0.40 |
| Sep 30, 2024 | 0.41 |
| Jun 30, 2024 | 0.37 |
| Mar 31, 2024 | 0.40 |
| Dec 31, 2023 | 16.57 |
| Sep 30, 2023 | 0.36 |
| Jun 30, 2023 | 0.33 |
| Mar 31, 2023 | 0.29 |
| Dec 31, 2022 | 30.63 |
| Sep 30, 2022 | 0.25 |
| Jun 30, 2022 | 0.26 |
| Mar 31, 2022 | 0.26 |
| Dec 31, 2021 | 48.14 |
| Sep 30, 2021 | 0.27 |
| Jun 30, 2021 | 0.29 |
| Mar 31, 2021 | 0.31 |
| Dec 31, 2020 | 64.40 |
| Sep 30, 2020 | 0.28 |