Lufax Holding (LU) Equity Ratio (2019 - 2025)
Lufax Holding (LU) reported Equity Ratio of 0.38 for Q4 2025, down 4.52% year-over-year from 0.4 in Q4 2024, and down 4.52% quarter-over-quarter from 0.4 in Q4 2024.
Lufax Holding (LU) Equity Ratio (2019 - 2025) Analysis & Trends
Lufax Holding (LU) has 7 years of Equity Ratio data on file, last reported at 0.38 in Q4 2025.
- Equity Ratio for Q4 2025 came in at 0.38, down 4.52% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.38 (down 4.52% YoY), and the FY2025 annual result was 0.38, down 4.52% from the prior year.
- Equity Ratio slipped to 0.38 in Q4 2025 per LU's latest filing, from 0.4 in the prior quarter.
- Over five years, Equity Ratio peaked at 48.14 in Q4 2021 and troughed at 0.38 in Q4 2025.
- A 5-year average of 19.23 and a median of 16.57 in 2023 frame the typical range for Equity Ratio.
- The sharpest annual moves came in 2024 and 2025: Equity Ratio sank 97.58% in 2024, then decreased 4.52% in 2025.
- A 5-year view of Equity Ratio shows it stood at 48.14 in 2021, then slumped by 36.38% to 30.63 in 2022, then slumped by 45.89% to 16.57 in 2023, then slumped by 97.58% to 0.4 in 2024, then declined by 4.52% to 0.38 in 2025.
- Business Quant data shows LU's Equity Ratio at 0.38 in Q4 2025, 0.4 in Q4 2024, and 16.57 in Q4 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.38 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.13 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.11 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.16 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.25 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.14 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.29 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.20 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.08 |
| 10 | Lufax Holding | 354.37 Mn | -1.21 Bn | - | 0.38 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.38 |
| Dec 31, 2024 | 0.40 |
| Dec 31, 2023 | 16.57 |
| Dec 31, 2022 | 30.63 |
| Dec 31, 2021 | 48.14 |
| Dec 31, 2020 | 64.40 |
| Dec 31, 2019 | 16.90 |