Lufax Holding (LU) Equity Ratio (2019 - 2025)

Lufax Holding (LU) reported Equity Ratio of 0.38 for Q4 2025, down 4.52% year-over-year from 0.4 in Q4 2024, and down 4.52% quarter-over-quarter from 0.4 in Q4 2024.

Lufax Holding (LU) Equity Ratio (2019 - 2025) Analysis & Trends

Lufax Holding (LU) has 7 years of Equity Ratio data on file, last reported at 0.38 in Q4 2025.

  • Equity Ratio for Q4 2025 came in at 0.38, down 4.52% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.38 (down 4.52% YoY), and the FY2025 annual result was 0.38, down 4.52% from the prior year.
  • Equity Ratio slipped to 0.38 in Q4 2025 per LU's latest filing, from 0.4 in the prior quarter.
  • Over five years, Equity Ratio peaked at 48.14 in Q4 2021 and troughed at 0.38 in Q4 2025.
  • A 5-year average of 19.23 and a median of 16.57 in 2023 frame the typical range for Equity Ratio.
  • The sharpest annual moves came in 2024 and 2025: Equity Ratio sank 97.58% in 2024, then decreased 4.52% in 2025.
  • A 5-year view of Equity Ratio shows it stood at 48.14 in 2021, then slumped by 36.38% to 30.63 in 2022, then slumped by 45.89% to 16.57 in 2023, then slumped by 97.58% to 0.4 in 2024, then declined by 4.52% to 0.38 in 2025.
  • Business Quant data shows LU's Equity Ratio at 0.38 in Q4 2025, 0.4 in Q4 2024, and 16.57 in Q4 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.38
2 Mastercard 437.55 Bn 427.34 Bn - 0.13
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.11
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.16
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.25
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.14
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.29
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.20
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.08
10 Lufax Holding 354.37 Mn -1.21 Bn - 0.38

Historic Data

Download Data
DateValue
Dec 31, 2025 0.38
Dec 31, 2024 0.40
Dec 31, 2023 16.57
Dec 31, 2022 30.63
Dec 31, 2021 48.14
Dec 31, 2020 64.40
Dec 31, 2019 16.90