Lufax Holding (LU) Equity Ratio (2019 - 2025)

Lufax Holding (LU) posted quarterly Equity Ratio of 0.38 for Q4 2025, down 4.52% YoY from 0.4 in Q4 2024, and down 7.5% sequentially from 0.41 in Q2 2025.

Lufax Holding (LU) Equity Ratio (2019 - 2025) Analysis & Trends

Lufax Holding has disclosed Equity Ratio across 7 years of filings, most recently posting 0.38 for Q4 2025.

  • In Q4 2025, Equity Ratio fell 4.52% year-over-year to 0.38; the TTM figure through Dec 2025 stood at 0.38 (down 4.52% YoY), while the FY2025 annual figure was 0.38, down 4.52% from the prior year.
  • Equity Ratio declined to 0.38 in Q4 2025, from 0.41 in the prior quarter.
  • Over the last five years, Equity Ratio for LU reached as high as 48.14 in Q4 2021 and fell as low as 0.25 in Q3 2022.
  • The 5-year median for Equity Ratio is 0.37 (2023), against an average of 5.57.
  • Annual changes were most pronounced in 2023 — Equity Ratio jumped 41.93% — and 2024, when it tumbled 97.58%.
  • A 5-year view of Equity Ratio shows it stood at 48.14 in 2021, then plunged by 36.38% to 30.63 in 2022, then plunged by 45.89% to 16.57 in 2023, then plunged by 97.58% to 0.4 in 2024, then declined by 4.52% to 0.38 in 2025.
  • According to Business Quant data, Equity Ratio over the past three periods registered 0.38, 0.41, and 0.4 for Q4 2025, Q2 2025, and Q4 2024 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.38
2 Mastercard 465.55 Bn 455.34 Bn - 0.13
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.11
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.25
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.29
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.20
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.08
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.18
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.66
10 Lufax Holding - - - 0.38

Historic Data

Download Data
DateValue
Dec 31, 2025 0.38
Jun 30, 2025 0.41
Dec 31, 2024 0.40
Sep 30, 2024 0.41
Jun 30, 2024 0.37
Mar 31, 2024 0.40
Dec 31, 2023 16.57
Sep 30, 2023 0.36
Jun 30, 2023 0.33
Mar 31, 2023 0.29
Dec 31, 2022 30.63
Sep 30, 2022 0.25
Jun 30, 2022 0.26
Mar 31, 2022 0.26
Dec 31, 2021 48.14
Sep 30, 2021 0.27
Jun 30, 2021 0.29
Mar 31, 2021 0.31
Dec 31, 2020 64.40
Sep 30, 2020 0.28