Jiayin (JFIN) Interest Expenses (2018 - 2025)

Jiayin (JFIN) posted Interest Expenses of $5.3 million for Q4 2025, up 43.16% sequentially from $3.7 million in Q4 2024, and up 43.16% YoY from $3.7 million in Q4 2024.

Jiayin (JFIN) Interest Expenses (2018 - 2025) Analysis & Trends

Jiayin has reported Interest Expenses for 8 years, with the latest figure at $5.3 million in Q4 2025.

  • Quarterly Interest Expenses rose 43.16% year-over-year to $5.3 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $5.3 million (up 43.16% YoY) and the FY2025 annual result came in at $317000.0, changed N/A from the prior year.
  • Interest Expenses grew to $5.3 million in Q4 2025 per JFIN's latest filing, from $3.7 million in the prior quarter.
  • Over five years, Interest Expenses peaked at $10.8 million in Q4 2021 and troughed at $2.2 million in Q4 2023.
  • A 5-year average of $6.5 million and a median of $5.3 million in 2025 frame the typical range for Interest Expenses.
  • The sharpest annual moves came in 2021 and 2023: Interest Expenses soared 1641.88% in 2021, then slumped 78.31% in 2023.
  • Over 5 years, Interest Expenses stood at $10.8 million in 2021, then decreased by 4.55% to $10.3 million in 2022, then plunged by 78.31% to $2.2 million in 2023, then jumped by 65.09% to $3.7 million in 2024, then surged by 43.16% to $5.3 million in 2025.
  • According to Business Quant data, Interest Expenses over the past three periods registered $5.3 million, $3.7 million, and $2.2 million for Q4 2025, Q4 2024, and Q4 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 194.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - 218.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.96 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 7.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 978.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - 95,451.99
7 Synchrony Financial 26.09 Bn 9.90 Bn - 975.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 113.76 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 308.01 Mn
10 Jiayin 523.30 Mn 517.03 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 5.28 Mn
Dec 31, 2025 5.28 Mn
Dec 31, 2024 3.68 Mn
Dec 31, 2024 3.68 Mn
Dec 31, 2023 2.23 Mn
Dec 31, 2023 2.23 Mn
Dec 31, 2022 10.29 Mn
Dec 31, 2022 10.29 Mn
Dec 31, 2021 10.78 Mn
Dec 31, 2021 10.78 Mn
Dec 31, 2020 618,964.30
Dec 31, 2020 618,964.30
Dec 31, 2019 270,850.39
Dec 31, 2019 270,850.39
Dec 31, 2018 3.39 Mn
Dec 31, 2018 3.39 Mn