Jiayin (JFIN) Interest Expenses (2018 - 2025)
Jiayin (JFIN) posted Interest Expenses of $5.3 million for Q4 2025, up 43.16% sequentially from $3.7 million in Q4 2024, and up 43.16% YoY from $3.7 million in Q4 2024.
Analysis
Jiayin (JFIN) Interest Expenses (2018 - 2025) Analysis & Trends
Jiayin has reported Interest Expenses for 8 years, with the latest figure at $5.3 million in Q4 2025.
- Quarterly Interest Expenses rose 43.16% year-over-year to $5.3 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $5.3 million (up 43.16% YoY) and the FY2025 annual result came in at $317000.0, changed N/A from the prior year.
- Interest Expenses grew to $5.3 million in Q4 2025 per JFIN's latest filing, from $3.7 million in the prior quarter.
- Over five years, Interest Expenses peaked at $10.8 million in Q4 2021 and troughed at $2.2 million in Q4 2023.
- A 5-year average of $6.5 million and a median of $5.3 million in 2025 frame the typical range for Interest Expenses.
- The sharpest annual moves came in 2021 and 2023: Interest Expenses soared 1641.88% in 2021, then slumped 78.31% in 2023.
- Over 5 years, Interest Expenses stood at $10.8 million in 2021, then decreased by 4.55% to $10.3 million in 2022, then plunged by 78.31% to $2.2 million in 2023, then jumped by 65.09% to $3.7 million in 2024, then surged by 43.16% to $5.3 million in 2025.
- According to Business Quant data, Interest Expenses over the past three periods registered $5.3 million, $3.7 million, and $2.2 million for Q4 2025, Q4 2024, and Q4 2023 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 194.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 218.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 4.01 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 118.51 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 975.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 352.33 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.51 Bn |
| 10 | Jiayin | 109.67 Mn | 35.66 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | -211,000.00 |
| Sep 30, 2025 | -211,000.00 |
| Dec 31, 2024 | 454,121.68 |
| Dec 31, 2024 | 454,121.68 |
| Sep 30, 2024 | -1.66 Mn |
| Sep 30, 2024 | -1.66 Mn |
| Mar 31, 2024 | -362,000.00 |
| Mar 31, 2024 | -362,000.00 |
| Dec 31, 2023 | -6.16 Mn |
| Dec 31, 2023 | -6.16 Mn |
| Sep 30, 2023 | -1.16 Mn |
| Sep 30, 2023 | -1.16 Mn |
| Jun 30, 2023 | -1.91 Mn |
| Jun 30, 2023 | -1.91 Mn |
| Mar 31, 2023 | -976,000.00 |
| Mar 31, 2023 | -976,000.00 |
| Dec 31, 2022 | -2.19 Mn |
| Dec 31, 2022 | -2.19 Mn |
| Sep 30, 2022 | -865,216.78 |
| Sep 30, 2022 | -865,216.78 |