Jiayin JFIN
NASDAQ JFIN
$2.10 -0.07 (-3.23%)
At close: Aug 28, 2026 · 4:00 PM EDT

Jiayin (JFIN) Interest Expenses (2018 - 2025)

Jiayin (JFIN) posted Interest Expenses of $5.3 million for Q4 2025, up 43.16% sequentially from $3.7 million in Q4 2024, and up 43.16% YoY from $3.7 million in Q4 2024.

Analysis

Jiayin (JFIN) Interest Expenses (2018 - 2025) Analysis & Trends

Jiayin has reported Interest Expenses for 8 years, with the latest figure at $5.3 million in Q4 2025.

  • Quarterly Interest Expenses rose 43.16% year-over-year to $5.3 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $5.3 million (up 43.16% YoY) and the FY2025 annual result came in at $317000.0, changed N/A from the prior year.
  • Interest Expenses grew to $5.3 million in Q4 2025 per JFIN's latest filing, from $3.7 million in the prior quarter.
  • Over five years, Interest Expenses peaked at $10.8 million in Q4 2021 and troughed at $2.2 million in Q4 2023.
  • A 5-year average of $6.5 million and a median of $5.3 million in 2025 frame the typical range for Interest Expenses.
  • The sharpest annual moves came in 2021 and 2023: Interest Expenses soared 1641.88% in 2021, then slumped 78.31% in 2023.
  • Over 5 years, Interest Expenses stood at $10.8 million in 2021, then decreased by 4.55% to $10.3 million in 2022, then plunged by 78.31% to $2.2 million in 2023, then jumped by 65.09% to $3.7 million in 2024, then surged by 43.16% to $5.3 million in 2025.
  • According to Business Quant data, Interest Expenses over the past three periods registered $5.3 million, $3.7 million, and $2.2 million for Q4 2025, Q4 2024, and Q4 2023 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 194.00 Mn
2 Mastercard 518.33 Bn 504.84 Bn - 218.00 Mn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 1.96 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 4.01 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - -
6 Affirm Holdings 26.22 Bn 24.59 Bn - 118.51 Mn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 975.00 Mn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 352.33 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 1.51 Bn
10 Jiayin 109.67 Mn 35.66 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Sep 30, 2025 -211,000.00
Sep 30, 2025 -211,000.00
Dec 31, 2024 454,121.68
Dec 31, 2024 454,121.68
Sep 30, 2024 -1.66 Mn
Sep 30, 2024 -1.66 Mn
Mar 31, 2024 -362,000.00
Mar 31, 2024 -362,000.00
Dec 31, 2023 -6.16 Mn
Dec 31, 2023 -6.16 Mn
Sep 30, 2023 -1.16 Mn
Sep 30, 2023 -1.16 Mn
Jun 30, 2023 -1.91 Mn
Jun 30, 2023 -1.91 Mn
Mar 31, 2023 -976,000.00
Mar 31, 2023 -976,000.00
Dec 31, 2022 -2.19 Mn
Dec 31, 2022 -2.19 Mn
Sep 30, 2022 -865,216.78
Sep 30, 2022 -865,216.78