Jefferson Capital (JCAP) Retained Earnings (2024 - 2026)
Jefferson Capital (JCAP) posted quarterly Retained Earnings of $522.6 million for Q4 2025, up 31.27% year-over-year from $398.1 million in Q4 2024, and up 4.44% quarter-over-quarter from $500.4 million in Q3 2025.
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Jefferson Capital (JCAP) Retained Earnings (2024 - 2026) Analysis & Trends
Jefferson Capital (JCAP) has reported Retained Earnings for 2 consecutive years, with $522.6 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Retained Earnings rose 31.27% year-over-year to $522.6 million; the TTM figure through Dec 2025 stood at $522.6 million (up 31.27% YoY), while the FY2025 annual figure was $522.6 million, up 31.27% from the prior year.
- Retained Earnings advanced to $522.6 million in Q4 2025 per JCAP's latest filing, from $500.4 million in the prior quarter.
- Across five years, Retained Earnings topped out at $522.6 million in Q4 2025 and bottomed at -$69.5 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 22.17 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 91.77 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 26.38 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 69.25 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 34.43 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 6.65 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 25.97 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 11.59 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | -2.71 Bn |
| 10 | Jefferson Capital | 1.21 Bn | 1.19 Bn | - | 513.06 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 513.06 Mn |
| Dec 31, 2025 | 522.63 Mn |
| Sep 30, 2025 | 500.41 Mn |
| Jun 30, 2025 | 477.58 Mn |
| Dec 31, 2024 | 398.12 Mn |