Jefferson Capital JCAP
NASDAQ JCAP
$20.54 +0.07 (+0.34%)
At close: Sep 18, 2026 · 4:00 PM EDT

Jefferson Capital (JCAP) Retained Earnings (2024 - 2026)

Jefferson Capital's (JCAP) quarterly Retained Earnings came in at $513.1 million in Q2 2026, up 7.43% year-over-year from $477.6 million in Q2 2025, and down 1.83% quarter-over-quarter from $522.6 million in Q4 2025.

Analysis

Jefferson Capital (JCAP) Retained Earnings (2024 - 2026) Analysis & Trends

Jefferson Capital (JCAP) has reported Retained Earnings for 3 consecutive years, with $513.1 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Retained Earnings rose 7.43% year-over-year to $513.1 million in Q2 2026; TTM through Jun 2026 was $513.1 million, a 7.43% increase from a year earlier, with the FY2025 full-year figure at $522.6 million, up 31.27% from the prior year.
  • Retained Earnings was $513.1 million for Q2 2026 at Jefferson Capital, down from $522.6 million in the prior quarter.
  • Over five years, Retained Earnings peaked at $522.6 million in Q4 2025 and troughed at $398.1 million in Q4 2024.
  • A 3-year average of $482.4 million and a median of $500.4 million in 2025 frame the typical range for Retained Earnings.
  • Across the five-year window, Retained Earnings surged 31.27% in 2025 and advanced 7.43% in 2026, its largest moves.
  • Over 3 years, Retained Earnings stood at $398.1 million in 2024, then surged by 31.27% to $522.6 million in 2025, then fell by 1.83% to $513.1 million in 2026.
  • The last three Retained Earnings figures came in at $513.1 million (Q2 2026), $522.6 million (Q4 2025), and $500.4 million (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 4.14 Bn
2 Royalty Pharma 33.59 Bn 35.70 Bn - 4.38 Bn
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 5.92 Bn
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn -115.17 Mn
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 1.21 Bn
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 595.70 Mn
7 Jefferson Capital 1.18 Bn 1.16 Bn - 513.06 Mn
8 Lufax Holding 1.04 Bn -1.23 Bn - 8.20 Bn
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 1.03 Bn
10 Metalla Royalty & Streaming 942.93 Mn 931.86 Mn 4.75 Mn -71.75 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 513.06 Mn
Dec 31, 2025 522.63 Mn
Sep 30, 2025 500.41 Mn
Jun 30, 2025 477.58 Mn
Dec 31, 2024 398.12 Mn