Jefferson Capital (JCAP) Retained Earnings (2024 - 2026)
Jefferson Capital's (JCAP) quarterly Retained Earnings came in at $513.1 million in Q2 2026, up 7.43% year-over-year from $477.6 million in Q2 2025, and down 1.83% quarter-over-quarter from $522.6 million in Q4 2025.
Analysis
Jefferson Capital (JCAP) Retained Earnings (2024 - 2026) Analysis & Trends
Jefferson Capital (JCAP) has reported Retained Earnings for 3 consecutive years, with $513.1 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Retained Earnings rose 7.43% year-over-year to $513.1 million in Q2 2026; TTM through Jun 2026 was $513.1 million, a 7.43% increase from a year earlier, with the FY2025 full-year figure at $522.6 million, up 31.27% from the prior year.
- Retained Earnings was $513.1 million for Q2 2026 at Jefferson Capital, down from $522.6 million in the prior quarter.
- Over five years, Retained Earnings peaked at $522.6 million in Q4 2025 and troughed at $398.1 million in Q4 2024.
- A 3-year average of $482.4 million and a median of $500.4 million in 2025 frame the typical range for Retained Earnings.
- Across the five-year window, Retained Earnings surged 31.27% in 2025 and advanced 7.43% in 2026, its largest moves.
- Over 3 years, Retained Earnings stood at $398.1 million in 2024, then surged by 31.27% to $522.6 million in 2025, then fell by 1.83% to $513.1 million in 2026.
- The last three Retained Earnings figures came in at $513.1 million (Q2 2026), $522.6 million (Q4 2025), and $500.4 million (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 4.14 Bn |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 4.38 Bn |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 5.92 Bn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | -115.17 Mn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 1.21 Bn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 595.70 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 513.06 Mn |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | 8.20 Bn |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 1.03 Bn |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | -71.75 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 513.06 Mn |
| Dec 31, 2025 | 522.63 Mn |
| Sep 30, 2025 | 500.41 Mn |
| Jun 30, 2025 | 477.58 Mn |
| Dec 31, 2024 | 398.12 Mn |