Jefferson Capital (JCAP) Retained Earnings (2024 - 2025)
Jefferson Capital (JCAP) reported Retained Earnings of $522.6 million for Q4 2025, up 3451.71% year-over-year from $14.7 million in Q4 2024, and up 4.44% quarter-over-quarter from $500.4 million in Q3 2025.
Jefferson Capital (JCAP) Retained Earnings (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has 2 years of Retained Earnings data on file, last reported at $522.6 million in Q4 2025.
- Retained Earnings for Q4 2025 came in at $522.6 million, up 3451.71% year-over-year; the trailing twelve-month figure through Dec 2025 was $522.6 million (up 3451.71% YoY), and the FY2025 annual result was $522.6 million, up 3451.71% from the prior year.
- Retained Earnings improved to $522.6 million in Q4 2025 per JCAP's latest filing, from $500.4 million in the prior quarter.
- Over five years, Retained Earnings peaked at $522.6 million in Q4 2025 and troughed at -$15.6 million in Q4 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 13.12 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -928.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 25.21 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -23.59 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -2.74 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -2.77 Bn |
| 10 | Jefferson Capital | 487.44 Mn | 464.21 Mn | - | 522.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 522.63 Mn |
| Sep 30, 2025 | 500.41 Mn |
| Jun 30, 2025 | 2.72 Mn |
| Dec 31, 2024 | -15.59 Mn |