High Templar Tech (HTT) EBITDA (2016 - 2025)
High Templar Tech (HTT) posted EBITDA of -$15.5 million for Q4 2025, little changed on a QoQ basis from -$15.5 million in Q3 2025, and down 1.73% year-over-year from -$15.8 million in Q4 2024.
Analysis
High Templar Tech (HTT) EBITDA (2016 - 2025) Analysis & Trends
High Templar Tech has reported EBITDA for 10 years, with the latest figure at -$15.5 million in Q4 2025.
- On a quarterly basis, EBITDA fell 1.73% year-over-year to -$15.5 million in Q4 2025; TTM through Dec 2025 was -$55.7 million, a 30.0% decrease from a year earlier, with the FY2025 full-year figure at -$56.2 million, down 30.94% from the prior year.
- EBITDA was -$15.5 million for Q4 2025 at High Templar Tech, roughly flat from -$15.5 million in the prior quarter.
- The five-year high for EBITDA was $70.9 million in Q1 2021, with the low at -$42.1 million in Q3 2022.
- Average EBITDA over 5 years is -$4.2 million, with a median of -$10.3 million recorded in 2024.
- The sharpest annual moves came in 2021 and 2022: EBITDA surged 151.51% in 2021, then tumbled 429.18% in 2022.
- Over 5 years, EBITDA stood at -$26.4 million in 2021, then jumped by 136.33% to $9.6 million in 2022, then plunged by 257.64% to -$15.1 million in 2023, then decreased by 0.93% to -$15.2 million in 2024, then retreated by 1.73% to -$15.5 million in 2025.
- The last three EBITDA figures came in at -$15.5 million (Q4 2025), -$15.5 million (Q3 2025), and -$15.7 million (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 2.16 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 147.26 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 127.00 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 150.50 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 349.70 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 237.15 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 474.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 350.46 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 54.82 Mn |
| 10 | High Templar Tech | 1.06 Bn | 153.20 Mn | 123,000.00 | -15.51 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | -15.51 Mn |
| Sep 30, 2025 | -15.46 Mn |
| Jun 30, 2025 | -15.74 Mn |
| Mar 31, 2025 | -9.01 Mn |
| Dec 31, 2024 | -15.25 Mn |
| Sep 30, 2024 | -9.55 Mn |
| Jun 30, 2024 | -7.93 Mn |
| Mar 31, 2024 | -10.14 Mn |
| Dec 31, 2023 | -15.11 Mn |
| Sep 30, 2023 | -13.94 Mn |
| Jun 30, 2023 | -13.44 Mn |
| Mar 31, 2023 | -4.20 Mn |
| Dec 31, 2022 | 9.58 Mn |
| Sep 30, 2022 | -42.14 Mn |
| Jun 30, 2022 | -4.38 Mn |
| Mar 31, 2022 | -10.48 Mn |
| Dec 31, 2021 | -26.37 Mn |
| Sep 30, 2021 | 12.80 Mn |
| Jun 30, 2021 | 50.68 Mn |
| Mar 31, 2021 | 70.94 Mn |