Home Federal Bancorp, Inc. of Louisiana (HFBL) Interest Expense - Deposits (2010 - 2025)
Home Federal Bancorp, Inc. of Louisiana's (HFBL) quarterly Interest Expense - Deposits came in at $2.6 million in Q4 2025, down 12.23% on a YoY basis from $3.0 million in Q4 2024, and down 2.24% quarter-over-quarter from $2.7 million in Q3 2025.
Analysis
Home Federal Bancorp, Inc. of Louisiana (HFBL) Interest Expense - Deposits (2010 - 2025) Analysis & Trends
Home Federal Bancorp, Inc. of Louisiana (HFBL) has reported Interest Expense - Deposits for 16 consecutive years, with $2.6 million the latest figure, recorded in Q4 2025.
- For the quarter ending Q4 2025, Interest Expense - Deposits fell 12.23% year-over-year to $2.6 million; the trailing twelve-month figure through Dec 2025 stood at $10.6 million (down 16.78% YoY), and the FY2025 full-year result was $11.4 million, down 4.64% from the prior year.
- Interest Expense - Deposits retreated to $2.6 million in Q4 2025 per HFBL's latest filing, from $2.7 million in the prior quarter.
- Across five years, Interest Expense - Deposits topped out at $3.3 million in Q2 2024 and bottomed at $373000.0 in Q2 2022.
- Historically, Interest Expense - Deposits has averaged $1.8 million across 5 years, with a median of $2.4 million in 2023.
- The sharpest annual moves came in 2021 and 2023: Interest Expense - Deposits tumbled 45.84% in 2021, then soared 548.0% in 2023.
- Over 5 years, Interest Expense - Deposits stood at $475000.0 in 2021, then jumped by 35.79% to $645000.0 in 2022, then soared by 349.77% to $2.9 million in 2023, then rose by 2.62% to $3.0 million in 2024, then retreated by 12.23% to $2.6 million in 2025.
- According to Business Quant data, Interest Expense - Deposits over the past three periods registered $2.6 million, $2.7 million, and $2.6 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.58 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 891.00 Mn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 104.00 Mn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.05 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 747.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 385.00 Mn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 600.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 881.00 Mn |
| 10 | Home Federal Bancorp, Inc. of Louisiana | 162.37 Mn | 143.11 Mn | - | 2.61 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 2.61 Mn |
| Sep 30, 2025 | 2.67 Mn |
| Jun 30, 2025 | 2.59 Mn |
| Mar 31, 2025 | 2.68 Mn |
| Dec 31, 2024 | 2.98 Mn |
| Sep 30, 2024 | 3.20 Mn |
| Jun 30, 2024 | 3.31 Mn |
| Mar 31, 2024 | 3.19 Mn |
| Dec 31, 2023 | 2.90 Mn |
| Sep 30, 2023 | 2.59 Mn |
| Jun 30, 2023 | 2.12 Mn |
| Mar 31, 2023 | 1.34 Mn |
| Dec 31, 2022 | 645,000.00 |
| Sep 30, 2022 | 400,000.00 |
| Jun 30, 2022 | 373,000.00 |
| Mar 31, 2022 | 394,000.00 |
| Dec 31, 2021 | 475,000.00 |
| Sep 30, 2021 | 529,000.00 |
| Jun 30, 2021 | 624,000.00 |
| Mar 31, 2021 | 723,000.00 |