FinVolution (FVGPY) Debt Ratio (2016 - 2025)

FinVolution (FVGPY) posted quarterly Debt Ratio of 3.53 for Q4 2025, up 1456572.63% year-over-year from N/an in Q4 2024, and up 9447.49% on a QoQ basis from 0.04 in Q3 2025.

FinVolution (FVGPY) Debt Ratio (2016 - 2025) Analysis & Trends

FinVolution (FVGPY) has reported Debt Ratio for 10 consecutive years, with 3.53 the latest figure, recorded in Q4 2025.

  • In Q4 2025, Debt Ratio rose 1456572.63% year-over-year to 3.53; the TTM figure through Dec 2025 stood at 3.53 (up 1456572.63% YoY), while the FY2025 annual figure was 3.44, up 1417569.44% from the prior year.
  • Debt Ratio came in at 3.53 for Q4 2025 at FinVolution, up from 0.04 in the prior quarter.
  • The five-year high for Debt Ratio was 3.53 in Q4 2025, with the low at 0.0 in Q4 2022.
  • Average Debt Ratio over 5 years is 0.22, with a median of 0.05 recorded in 2023.
  • Across the five-year window, Debt Ratio slumped 99.95% in 2022 and soared 1456572.63% in 2025, its largest moves.
  • Year by year, Debt Ratio stood at 0.1 in 2021, then plunged by 99.95% to 0.0 in 2022, then soared by 478.01% to 0.0 in 2023, then fell by 10.3% to 0.0 in 2024, then jumped by 1456572.63% to 3.53 in 2025.
  • According to Business Quant data, Debt Ratio over the past three periods registered 3.53, 0.04, and 0.05 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 FinVolution - - 311.24 Mn 3.53

Historic Data

Download Data
DateValue
Dec 31, 2025 3.53
Sep 30, 2025 0.04
Jun 30, 2025 0.05
Mar 31, 2025 0.02
Dec 31, 2024 0.00
Sep 30, 2024 0.02
Jun 30, 2024 0.02
Mar 31, 2024 0.02
Dec 31, 2023 0.00
Sep 30, 2023 0.06
Jun 30, 2023 0.05
Mar 31, 2023 0.05
Dec 31, 2022 0.00
Sep 30, 2022 0.10
Jun 30, 2022 0.11
Mar 31, 2022 0.12
Dec 31, 2021 0.10
Sep 30, 2021 0.06
Jun 30, 2021 0.04
Mar 31, 2021 0.06