Federal Home Loan Mortgage (FMCC) Provisions (2010 - 2026)

Federal Home Loan Mortgage's (FMCC) quarterly Provisions came in at -$320.0 million in Q1 2026, down 214.29% year-on-year from $280.0 million in Q1 2025, and down 715.38% on a QoQ basis from $52.0 million in Q4 2025.

Federal Home Loan Mortgage (FMCC) Provisions (2010 - 2026) Analysis & Trends

Federal Home Loan Mortgage (FMCC) has 17 years of Provisions data on file, last reported at -$320.0 million in Q1 2026.

  • On a quarterly basis, Provisions fell 214.29% year-over-year to -$320.0 million in Q1 2026; TTM through Mar 2026 was $690.0 million, a 20.0% increase from a year earlier, with the FY2025 full-year figure at $1.3 billion, up 171.01% from the prior year.
  • Provisions for Q1 2026 stood at -$320.0 million, down from $52.0 million in the prior quarter.
  • Over the last five years, Provisions for FMCC reached as high as $1.8 billion in Q3 2022 and fell as low as -$837.0 million in Q1 2022.
  • Historically, Provisions has averaged $142.1 million across 5 years, with a median of $175.0 million in 2025.
  • On a YoY basis, Provisions climbed as much as 839.09% in 2022 and fell as far as 327.04% in 2022.
  • Year by year, Provisions stood at $575.0 million in 2022, then sank by 181.22% to -$467.0 million in 2023, then surged by 119.7% to $92.0 million in 2024, then sank by 43.48% to $52.0 million in 2025, then sank by 715.38% to -$320.0 million in 2026.
  • Per Business Quant data, the three most recent Provisions figures were -$320.0 million in Q1 2026, $52.0 million in Q4 2025, and $175.0 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - -
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 277.00 Mn
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - -320.00 Mn
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn -19.96 Mn
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - -
7 Velocity Financial 681.36 Mn -6.51 Bn - -
8 UWM Holdings 540.43 Mn 116.43 Mn - -
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - 584,000.00
10 Onity 340.51 Mn 215.81 Mn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 -320.00 Mn
Dec 31, 2025 52.00 Mn
Sep 30, 2025 175.00 Mn
Jun 30, 2025 783.00 Mn
Mar 31, 2025 280.00 Mn
Dec 31, 2024 92.00 Mn
Sep 30, 2024 -191.00 Mn
Jun 30, 2024 394.00 Mn
Mar 31, 2024 181.00 Mn
Dec 31, 2023 -467.00 Mn
Sep 30, 2023 -263.00 Mn
Jun 30, 2023 -537.00 Mn
Mar 31, 2023 395.00 Mn
Dec 31, 2022 575.00 Mn
Sep 30, 2022 1.80 Bn
Jun 30, 2022 307.00 Mn
Mar 31, 2022 -837.00 Mn
Dec 31, 2021 138.00 Mn
Sep 30, 2021 -243.00 Mn
Jun 30, 2021 -740.00 Mn