Federal Home Loan Mortgage (FMCC) Provisions (2010 - 2026)
Federal Home Loan Mortgage's (FMCC) quarterly Provisions came in at -$320.0 million in Q1 2026, down 214.29% year-on-year from $280.0 million in Q1 2025, and down 715.38% on a QoQ basis from $52.0 million in Q4 2025.
Federal Home Loan Mortgage (FMCC) Provisions (2010 - 2026) Analysis & Trends
Federal Home Loan Mortgage (FMCC) has 17 years of Provisions data on file, last reported at -$320.0 million in Q1 2026.
- On a quarterly basis, Provisions fell 214.29% year-over-year to -$320.0 million in Q1 2026; TTM through Mar 2026 was $690.0 million, a 20.0% increase from a year earlier, with the FY2025 full-year figure at $1.3 billion, up 171.01% from the prior year.
- Provisions for Q1 2026 stood at -$320.0 million, down from $52.0 million in the prior quarter.
- Over the last five years, Provisions for FMCC reached as high as $1.8 billion in Q3 2022 and fell as low as -$837.0 million in Q1 2022.
- Historically, Provisions has averaged $142.1 million across 5 years, with a median of $175.0 million in 2025.
- On a YoY basis, Provisions climbed as much as 839.09% in 2022 and fell as far as 327.04% in 2022.
- Year by year, Provisions stood at $575.0 million in 2022, then sank by 181.22% to -$467.0 million in 2023, then surged by 119.7% to $92.0 million in 2024, then sank by 43.48% to $52.0 million in 2025, then sank by 715.38% to -$320.0 million in 2026.
- Per Business Quant data, the three most recent Provisions figures were -$320.0 million in Q1 2026, $52.0 million in Q4 2025, and $175.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | - |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 277.00 Mn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | -320.00 Mn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | -19.96 Mn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | - |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | - |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | - |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | 584,000.00 |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -320.00 Mn |
| Dec 31, 2025 | 52.00 Mn |
| Sep 30, 2025 | 175.00 Mn |
| Jun 30, 2025 | 783.00 Mn |
| Mar 31, 2025 | 280.00 Mn |
| Dec 31, 2024 | 92.00 Mn |
| Sep 30, 2024 | -191.00 Mn |
| Jun 30, 2024 | 394.00 Mn |
| Mar 31, 2024 | 181.00 Mn |
| Dec 31, 2023 | -467.00 Mn |
| Sep 30, 2023 | -263.00 Mn |
| Jun 30, 2023 | -537.00 Mn |
| Mar 31, 2023 | 395.00 Mn |
| Dec 31, 2022 | 575.00 Mn |
| Sep 30, 2022 | 1.80 Bn |
| Jun 30, 2022 | 307.00 Mn |
| Mar 31, 2022 | -837.00 Mn |
| Dec 31, 2021 | 138.00 Mn |
| Sep 30, 2021 | -243.00 Mn |
| Jun 30, 2021 | -740.00 Mn |