Federal Home Loan Mortgage (FMCC) Provisions (2010 - 2026)

Federal Home Loan Mortgage (FMCC) reported Provisions of -$320.0 million for Q1 2026, down 214.29% year-over-year from $280.0 million in Q1 2025, and down 715.38% quarter-over-quarter from $52.0 million in Q4 2025.

Federal Home Loan Mortgage (FMCC) Provisions (2010 - 2026) Analysis & Trends

Federal Home Loan Mortgage (FMCC) has 17 years of Provisions data on file, last reported at -$320.0 million in Q1 2026.

  • Provisions for Q1 2026 came in at -$320.0 million, down 214.29% year-over-year; the trailing twelve-month figure through Mar 2026 was $690.0 million (up 20.0% YoY), and the FY2025 annual result was $1.3 billion, up 171.01% from the prior year.
  • Provisions retreated to -$320.0 million in Q1 2026 per FMCC's latest filing, from $52.0 million in the prior quarter.
  • Over five years, Provisions peaked at $1.8 billion in Q3 2022 and troughed at -$837.0 million in Q1 2022.
  • A 5-year average of $154.9 million and a median of $175.0 million in 2025 frame the typical range for Provisions.
  • On a YoY basis, Provisions climbed as much as 839.09% in 2022 and fell as far as 327.04% in 2022.
  • A 5-year view of Provisions shows it stood at $575.0 million in 2022, then slumped by 143.13% to -$248.0 million in 2023, then soared by 137.1% to $92.0 million in 2024, then plunged by 43.48% to $52.0 million in 2025, then plunged by 715.38% to -$320.0 million in 2026.
  • Business Quant data shows FMCC's Provisions at -$320.0 million in Q1 2026, $52.0 million in Q4 2025, and $175.0 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - -
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn -19.96 Mn
3 Walker & Dunlop 1.73 Bn 1.55 Bn - -
4 UWM Holdings 743.45 Mn 1.57 Bn - -
5 Velocity Financial 668.42 Mn 583.96 Mn - -
6 CNFinance Holdings 591.78 Mn 542.97 Mn - -
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 584,000.00
8 Onity 306.24 Mn 306.24 Mn - -
9 loanDepot 209.70 Mn -4.79 Mn - -
10 Federal Home Loan Mortgage - - - -320.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -320.00 Mn
Dec 31, 2025 52.00 Mn
Sep 30, 2025 175.00 Mn
Jun 30, 2025 783.00 Mn
Mar 31, 2025 280.00 Mn
Dec 31, 2024 92.00 Mn
Sep 30, 2024 -191.00 Mn
Jun 30, 2024 394.00 Mn
Mar 31, 2024 181.00 Mn
Dec 31, 2023 -248.00 Mn
Sep 30, 2023 -263.00 Mn
Jun 30, 2023 -537.00 Mn
Mar 31, 2023 395.00 Mn
Dec 31, 2022 575.00 Mn
Sep 30, 2022 1.80 Bn
Jun 30, 2022 307.00 Mn
Mar 31, 2022 -837.00 Mn
Dec 31, 2021 138.00 Mn
Sep 30, 2021 -243.00 Mn
Jun 30, 2021 -740.00 Mn