Federal Home Loan Mortgage (FMCC) Provisions (2010 - 2026)
Federal Home Loan Mortgage (FMCC) reported Provisions of -$320.0 million for Q1 2026, down 214.29% year-over-year from $280.0 million in Q1 2025, and down 715.38% quarter-over-quarter from $52.0 million in Q4 2025.
Federal Home Loan Mortgage (FMCC) Provisions (2010 - 2026) Analysis & Trends
Federal Home Loan Mortgage (FMCC) has 17 years of Provisions data on file, last reported at -$320.0 million in Q1 2026.
- Provisions for Q1 2026 came in at -$320.0 million, down 214.29% year-over-year; the trailing twelve-month figure through Mar 2026 was $690.0 million (up 20.0% YoY), and the FY2025 annual result was $1.3 billion, up 171.01% from the prior year.
- Provisions retreated to -$320.0 million in Q1 2026 per FMCC's latest filing, from $52.0 million in the prior quarter.
- Over five years, Provisions peaked at $1.8 billion in Q3 2022 and troughed at -$837.0 million in Q1 2022.
- A 5-year average of $154.9 million and a median of $175.0 million in 2025 frame the typical range for Provisions.
- On a YoY basis, Provisions climbed as much as 839.09% in 2022 and fell as far as 327.04% in 2022.
- A 5-year view of Provisions shows it stood at $575.0 million in 2022, then slumped by 143.13% to -$248.0 million in 2023, then soared by 137.1% to $92.0 million in 2024, then plunged by 43.48% to $52.0 million in 2025, then plunged by 715.38% to -$320.0 million in 2026.
- Business Quant data shows FMCC's Provisions at -$320.0 million in Q1 2026, $52.0 million in Q4 2025, and $175.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | - |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | -19.96 Mn |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | - |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | - |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | - |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | 584,000.00 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | - |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | - |
| 10 | Federal Home Loan Mortgage | - | - | - | -320.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -320.00 Mn |
| Dec 31, 2025 | 52.00 Mn |
| Sep 30, 2025 | 175.00 Mn |
| Jun 30, 2025 | 783.00 Mn |
| Mar 31, 2025 | 280.00 Mn |
| Dec 31, 2024 | 92.00 Mn |
| Sep 30, 2024 | -191.00 Mn |
| Jun 30, 2024 | 394.00 Mn |
| Mar 31, 2024 | 181.00 Mn |
| Dec 31, 2023 | -248.00 Mn |
| Sep 30, 2023 | -263.00 Mn |
| Jun 30, 2023 | -537.00 Mn |
| Mar 31, 2023 | 395.00 Mn |
| Dec 31, 2022 | 575.00 Mn |
| Sep 30, 2022 | 1.80 Bn |
| Jun 30, 2022 | 307.00 Mn |
| Mar 31, 2022 | -837.00 Mn |
| Dec 31, 2021 | 138.00 Mn |
| Sep 30, 2021 | -243.00 Mn |
| Jun 30, 2021 | -740.00 Mn |