KPIs & Operating Metrics(New)

Federal Home Loan Mortgage (FMCC) Net Margin (2017 - 2025)

Federal Home Loan Mortgage (FMCC) has disclosed Net Margin for 9 consecutive years, with 0.12% as the latest value for Q4 2025.

  • On a quarterly basis, Net Margin fell 6361.0% to 0.12% in Q4 2025 year-over-year; TTM through Dec 2025 was 0.34%, a 3335.0% decrease, with the full-year FY2025 number at 0.34%, down 36.0% from a year prior.
  • Net Margin was 0.12% for Q4 2025 at Federal Home Loan Mortgage, up from 0.28% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 65.88% in Q3 2024 to a low of 2.74% in Q4 2023.
  • A 5-year average of 9.66% and a median of 0.41% in 2021 define the central range for Net Margin.
  • Peak YoY movement for Net Margin: surged 6622bps in 2024, then plummeted -6616bps in 2025.
  • Federal Home Loan Mortgage's Net Margin stood at 0.4% in 2021, then plummeted by -231bps to 0.52% in 2022, then plummeted by -429bps to 2.74% in 2023, then skyrocketed by 2420bps to 63.49% in 2024, then tumbled by -100bps to 0.12% in 2025.
  • Per Business Quant, the three most recent readings for FMCC's Net Margin are 0.12% (Q4 2025), 0.28% (Q3 2025), and 0.35% (Q2 2025).