Federal Home Loan Mortgage (FMCC) Tax Rate (2010 - 2026)
Federal Home Loan Mortgage (FMCC) posted quarterly Tax Rate of 19.61% for Q2 2026, down 16.0% year-over-year from 23.34% in Q2 2025, and little changed quarter-over-quarter from 19.7% in Q1 2026.
Federal Home Loan Mortgage (FMCC) Tax Rate (2010 - 2026) Analysis & Trends
Federal Home Loan Mortgage (FMCC) has reported Tax Rate for 17 consecutive years, with 19.61% the latest figure, recorded in Q2 2026.
- In Q2 2026, Tax Rate fell 16.0% year-over-year to 19.61%; the TTM figure through Jun 2026 stood at 19.63% (down 3.0% YoY), while the FY2025 annual figure was 19.68%, down 7.0% from the prior year.
- Tax Rate was little changed at 19.61% in Q2 2026 per FMCC's latest filing, from 19.7% in the prior quarter.
- Across five years, Tax Rate topped out at 20.49% in Q3 2023 and bottomed at 15.83% in Q3 2022.
- Historically, Tax Rate has averaged 19.69% across 5 years, with a median of 19.82% in 2023.
- Annual changes were most pronounced in 2022 — Tax Rate tumbled 411 bps — and 2023, when it soared 466 bps.
- Federal Home Loan Mortgage's Tax Rate stood at 20.44% in 2022, then retreated by 1 bps to 20.16% in 2023, then decreased by 2 bps to 19.81% in 2024, then slipped by 1 bps to 19.6% in 2025, then increased by 0 bps to 19.61% in 2026.
- Business Quant data shows FMCC's Tax Rate at 19.61% in Q2 2026, 19.7% in Q1 2026, and 19.6% in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.50 Bn | 36.39 Bn | - | 18.51% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.49 Bn | 36.49 Bn | - | 20.18% |
| 3 | Federal Home Loan Mortgage | 18.37 Bn | 14.05 Bn | - | 19.61% |
| 4 | PennyMac Financial Services | 3.91 Bn | 3.16 Bn | 480.08 Mn | 31.08% |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | -36.84% |
| 7 | Velocity Financial | 709.53 Mn | -6.74 Bn | - | 26.96% |
| 8 | UWM Holdings | 477.60 Mn | -20.81 Mn | - | 4.44% |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 21.19% |
| 10 | loanDepot | 205.19 Mn | -105.95 Mn | - | -0.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 19.61% |
| Jun 30, 2026 | 19.61% |
| Jun 30, 2026 | 19.61% |
| Mar 31, 2026 | 19.70% |
| Mar 31, 2026 | 19.70% |
| Mar 31, 2026 | 19.70% |
| Dec 31, 2025 | 19.60% |
| Dec 31, 2025 | 19.60% |
| Dec 31, 2025 | 19.60% |
| Sep 30, 2025 | 19.58% |
| Sep 30, 2025 | 19.58% |
| Sep 30, 2025 | 19.58% |
| Jun 30, 2025 | 19.76% |
| Jun 30, 2025 | 19.76% |
| Jun 30, 2025 | 19.76% |
| Mar 31, 2025 | 19.80% |
| Mar 31, 2025 | 19.80% |
| Mar 31, 2025 | 19.80% |
| Dec 31, 2024 | 19.81% |
| Dec 31, 2024 | 19.81% |