Federal Home Loan Mortgage (FMCC) EBT Margin (2010 - 2026)
Federal Home Loan Mortgage (FMCC) posted quarterly EBT Margin of 79.69% for Q2 2026, up 2940.0% year-over-year from 2.62% in Q2 2025, and up 10.29% quarter-over-quarter from 72.25% in Q1 2026.
Federal Home Loan Mortgage (FMCC) EBT Margin (2010 - 2026) Analysis & Trends
Federal Home Loan Mortgage (FMCC) has reported EBT Margin for 17 consecutive years, with 79.69% the latest figure, recorded in Q2 2026.
- In Q2 2026, EBT Margin rose 2940.0% year-over-year to 79.69%; the TTM figure through Jun 2026 stood at 68.17% (up 833.0% YoY), while the FY2025 annual figure was 57.41%, down 439.0% from the prior year.
- EBT Margin grew to 79.69% in Q2 2026 per FMCC's latest filing, from 72.25% in the prior quarter.
- Across five years, EBT Margin topped out at 81.27% in Q1 2022 and bottomed at 30.11% in Q3 2022.
- Historically, EBT Margin has averaged 60.61% across 5 years, with a median of 59.96% in 2024.
- Annual changes were most pronounced in 2022 — EBT Margin plunged 3938 bps — and 2026, when it surged 2940 bps.
- Federal Home Loan Mortgage's EBT Margin stood at 45.85% in 2022, then soared by 48 bps to 67.93% in 2023, then declined by 7 bps to 63.49% in 2024, then declined by 6 bps to 59.92% in 2025, then jumped by 33 bps to 79.69% in 2026.
- Business Quant data shows FMCC's EBT Margin at 79.69% in Q2 2026, 72.25% in Q1 2026, and 59.92% in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 10.09% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 66.15% |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | 79.69% |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 6.34% |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.68% |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | -38.58% |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -53.26% |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | -5.34% |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | -1.96% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 79.69% |
| Mar 31, 2026 | 72.25% |
| Dec 31, 2025 | 59.92% |
| Sep 30, 2025 | 60.08% |
| Jun 30, 2025 | 50.29% |
| Mar 31, 2025 | 59.54% |
| Dec 31, 2024 | 63.49% |
| Sep 30, 2024 | 65.88% |
| Jun 30, 2024 | 57.78% |
| Mar 31, 2024 | 60.00% |
| Dec 31, 2023 | 67.93% |
| Sep 30, 2023 | 59.35% |
| Jun 30, 2023 | 68.78% |
| Mar 31, 2023 | 51.79% |
| Dec 31, 2022 | 45.85% |
| Sep 30, 2022 | 30.11% |
| Jun 30, 2022 | 56.94% |
| Mar 31, 2022 | 81.27% |
| Dec 31, 2021 | 61.73% |
| Sep 30, 2021 | 69.49% |