Federal Home Loan Mortgage (FMCC) EBT Margin (2010 - 2026)
Federal Home Loan Mortgage's (FMCC) quarterly EBT Margin came in at 72.25% in Q1 2026, up 1271.0% year-on-year from 5.27% in Q1 2025, and up 20.57% on a QoQ basis from 59.92% in Q4 2025.
Federal Home Loan Mortgage (FMCC) EBT Margin (2010 - 2026) Analysis & Trends
Federal Home Loan Mortgage (FMCC) has 17 years of EBT Margin data on file, last reported at 72.25% in Q1 2026.
- On a quarterly basis, EBT Margin rose 1271.0% year-over-year to 72.25% in Q1 2026; TTM through Mar 2026 was 60.75%, a 93.0% decrease from a year earlier, with the FY2025 full-year figure at 57.41%, down 439.0% from the prior year.
- EBT Margin for Q1 2026 stood at 72.25%, up from 59.92% in the prior quarter.
- Over the last five years, EBT Margin for FMCC reached as high as 81.27% in Q1 2022 and fell as low as 30.11% in Q3 2022.
- Historically, EBT Margin has averaged 59.48% across 5 years, with a median of 59.92% in 2025.
- Across the five-year window, EBT Margin slumped 3938 bps in 2022 and jumped 2924 bps in 2023, its largest moves.
- Year by year, EBT Margin stood at 45.85% in 2022, then surged by 48 bps to 67.93% in 2023, then retreated by 7 bps to 63.49% in 2024, then retreated by 6 bps to 59.92% in 2025, then gained by 21 bps to 72.25% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 72.25% in Q1 2026, 59.92% in Q4 2025, and 60.08% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 13.60% |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 84.74% |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 72.25% |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 19.21% |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 8.61% |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | -31.11% |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 19.69% |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -107.20% |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 41.36% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 72.25% |
| Dec 31, 2025 | 59.92% |
| Sep 30, 2025 | 60.08% |
| Jun 30, 2025 | 50.29% |
| Mar 31, 2025 | 59.54% |
| Dec 31, 2024 | 63.49% |
| Sep 30, 2024 | 65.88% |
| Jun 30, 2024 | 57.78% |
| Mar 31, 2024 | 60.00% |
| Dec 31, 2023 | 67.93% |
| Sep 30, 2023 | 59.35% |
| Jun 30, 2023 | 68.78% |
| Mar 31, 2023 | 51.79% |
| Dec 31, 2022 | 45.85% |
| Sep 30, 2022 | 30.11% |
| Jun 30, 2022 | 56.94% |
| Mar 31, 2022 | 81.27% |
| Dec 31, 2021 | 61.73% |
| Sep 30, 2021 | 69.49% |
| Jun 30, 2021 | 79.05% |