Federal Home Loan Mortgage (FMCC) EBT Margin (2010 - 2026)

Federal Home Loan Mortgage's (FMCC) quarterly EBT Margin came in at 72.25% in Q1 2026, up 1271.0% year-on-year from 5.27% in Q1 2025, and up 20.57% on a QoQ basis from 59.92% in Q4 2025.

Federal Home Loan Mortgage (FMCC) EBT Margin (2010 - 2026) Analysis & Trends

Federal Home Loan Mortgage (FMCC) has 17 years of EBT Margin data on file, last reported at 72.25% in Q1 2026.

  • On a quarterly basis, EBT Margin rose 1271.0% year-over-year to 72.25% in Q1 2026; TTM through Mar 2026 was 60.75%, a 93.0% decrease from a year earlier, with the FY2025 full-year figure at 57.41%, down 439.0% from the prior year.
  • EBT Margin for Q1 2026 stood at 72.25%, up from 59.92% in the prior quarter.
  • Over the last five years, EBT Margin for FMCC reached as high as 81.27% in Q1 2022 and fell as low as 30.11% in Q3 2022.
  • Historically, EBT Margin has averaged 59.48% across 5 years, with a median of 59.92% in 2025.
  • Across the five-year window, EBT Margin slumped 3938 bps in 2022 and jumped 2924 bps in 2023, its largest moves.
  • Year by year, EBT Margin stood at 45.85% in 2022, then surged by 48 bps to 67.93% in 2023, then retreated by 7 bps to 63.49% in 2024, then retreated by 6 bps to 59.92% in 2025, then gained by 21 bps to 72.25% in 2026.
  • Per Business Quant data, the three most recent EBT Margin figures were 72.25% in Q1 2026, 59.92% in Q4 2025, and 60.08% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 13.60%
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 84.74%
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 72.25%
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 19.21%
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 8.61%
7 Velocity Financial 681.36 Mn -6.51 Bn - -31.11%
8 UWM Holdings 540.43 Mn 116.43 Mn - 19.69%
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -107.20%
10 Onity 340.51 Mn 215.81 Mn - 41.36%

Historic Data

Download Data
DateValue
Mar 31, 2026 72.25%
Dec 31, 2025 59.92%
Sep 30, 2025 60.08%
Jun 30, 2025 50.29%
Mar 31, 2025 59.54%
Dec 31, 2024 63.49%
Sep 30, 2024 65.88%
Jun 30, 2024 57.78%
Mar 31, 2024 60.00%
Dec 31, 2023 67.93%
Sep 30, 2023 59.35%
Jun 30, 2023 68.78%
Mar 31, 2023 51.79%
Dec 31, 2022 45.85%
Sep 30, 2022 30.11%
Jun 30, 2022 56.94%
Mar 31, 2022 81.27%
Dec 31, 2021 61.73%
Sep 30, 2021 69.49%
Jun 30, 2021 79.05%