Federal Home Loan Mortgage (FMCC) Times Interest Earned (2010 - 2026)
Federal Home Loan Mortgage (FMCC) posted quarterly Times Interest Earned of $1.17 for Q2 2026, up 5.19% year-over-year from $1.11 in Q2 2025, and up 1.77% quarter-over-quarter from $1.15 in Q1 2026.
Federal Home Loan Mortgage (FMCC) Times Interest Earned (2010 - 2026) Analysis & Trends
Federal Home Loan Mortgage (FMCC) has reported Times Interest Earned for 17 consecutive years, with $1.17 the latest figure, recorded in Q2 2026.
- In Q2 2026, Times Interest Earned rose 5.19% year-over-year to $1.17; the TTM figure through Jun 2026 stood at $1.14 (changed 0.23% YoY), while the FY2025 annual figure was $1.12, down 2.58% from the prior year.
- Times Interest Earned improved to $1.17 in Q2 2026 per FMCC's latest filing, from $1.15 in the prior quarter.
- Across five years, Times Interest Earned topped out at $1.26 in Q1 2022 and bottomed at $1.09 in Q3 2022.
- Historically, Times Interest Earned has averaged $1.15 across 5 years, with a median of $1.15 in 2024.
- Annual changes were most pronounced in 2022 — Times Interest Earned dropped 17.46% — and 2023, when it advanced 5.8%.
- Federal Home Loan Mortgage's Times Interest Earned stood at $1.12 in 2022, then gained by 3.86% to $1.16 in 2023, then grew by 0.84% to $1.17 in 2024, then retreated by 3.79% to $1.12 in 2025, then increased by 4.01% to $1.17 in 2026.
- Business Quant data shows FMCC's Times Interest Earned at $1.17 in Q2 2026, $1.15 in Q1 2026, and $1.12 in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 1.75 |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | 1.15 |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 1.17 |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 0.05 |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.12 |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 1.38 |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | -1.98 |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 0.85 |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | 0.82 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.17 |
| Mar 31, 2026 | 1.15 |
| Dec 31, 2025 | 1.12 |
| Sep 30, 2025 | 1.13 |
| Jun 30, 2025 | 1.11 |
| Mar 31, 2025 | 1.13 |
| Dec 31, 2024 | 1.16 |
| Sep 30, 2024 | 1.16 |
| Jun 30, 2024 | 1.14 |
| Mar 31, 2024 | 1.14 |
| Dec 31, 2023 | 1.15 |
| Sep 30, 2023 | 1.15 |
| Jun 30, 2023 | 1.17 |
| Mar 31, 2023 | 1.12 |
| Dec 31, 2022 | 1.12 |
| Sep 30, 2022 | 1.09 |
| Jun 30, 2022 | 1.20 |
| Mar 31, 2022 | 1.26 |
| Dec 31, 2021 | 0.56 |
| Sep 30, 2021 | 1.32 |