Capital One Financial (COF-PN) Interest Coverage Ratio (2009 - 2026)
Capital One Financial (COF-PN) posted quarterly Interest Coverage Ratio of 1.66 for Q1 2026, up 10.13% YoY from 1.51 in Q1 2025, and up 10.9% sequentially from 1.5 in Q4 2025.
Capital One Financial (COF-PN) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Capital One Financial has disclosed Interest Coverage Ratio across 18 years of filings, most recently posting 1.66 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 10.13% year-over-year to 1.66; the TTM figure through Mar 2026 stood at 1.2 (down 15.49% YoY), while the FY2025 annual figure was 1.14, down 18.19% from the prior year.
- Interest Coverage Ratio climbed to 1.66 in Q1 2026, from 1.5 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for COF-PN reached as high as 8.61 in Q1 2022 and fell as low as 0.55 in Q2 2025.
- The 5-year median for Interest Coverage Ratio is 1.57 (2023), against an average of 2.14.
- The widest YoY moves for Interest Coverage Ratio: up 26.42% in 2025, down 146.56% in 2025.
- A 5-year view of Interest Coverage Ratio shows it stood at 1.79 in 2022, then decreased by 29.67% to 1.26 in 2023, then climbed by 11.62% to 1.4 in 2024, then gained by 6.71% to 1.5 in 2025, then climbed by 10.9% to 1.66 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.66, 1.5, and 2.01 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Capital One Financial | - | - | - | 1.66 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.66 |
| Dec 31, 2025 | 1.50 |
| Sep 30, 2025 | 2.01 |
| Jun 30, 2025 | -0.55 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.40 |
| Sep 30, 2024 | 1.59 |
| Jun 30, 2024 | 1.17 |
| Mar 31, 2024 | 1.43 |
| Dec 31, 2023 | 1.26 |
| Sep 30, 2023 | 1.64 |
| Jun 30, 2023 | 1.57 |
| Mar 31, 2023 | 1.45 |
| Dec 31, 2022 | 1.79 |
| Sep 30, 2022 | 2.83 |
| Jun 30, 2022 | 5.44 |
| Mar 31, 2022 | 8.61 |
| Dec 31, 2021 | 9.03 |
| Sep 30, 2021 | 11.43 |
| Jun 30, 2021 | 12.54 |