Capital One Financial (COF-PL) Times Interest Earned (2009 - 2026)

Capital One Financial (COF-PL) posted quarterly Times Interest Earned of $1.66 for Q1 2026, up 10.13% YoY from $1.51 in Q1 2025, and up 10.9% sequentially from $1.5 in Q4 2025.

Capital One Financial (COF-PL) Times Interest Earned (2009 - 2026) Analysis & Trends

Capital One Financial has disclosed Times Interest Earned across 18 years of filings, most recently posting $1.66 for Q1 2026.

  • In Q1 2026, Times Interest Earned rose 10.13% year-over-year to $1.66; the TTM figure through Mar 2026 stood at $1.2 (down 15.49% YoY), while the FY2025 annual figure was $1.14, down 18.19% from the prior year.
  • Times Interest Earned climbed to $1.66 in Q1 2026, from $1.5 in the prior quarter.
  • Over the last five years, Times Interest Earned for COF-PL reached as high as $8.61 in Q1 2022 and fell as low as -$0.55 in Q2 2025.
  • The 5-year median for Times Interest Earned is $1.57 (2023), against an average of $2.14.
  • The widest YoY moves for Times Interest Earned: up 26.42% in 2025, down 146.56% in 2025.
  • A 5-year view of Times Interest Earned shows it stood at $1.79 in 2022, then decreased by 29.67% to $1.26 in 2023, then climbed by 11.62% to $1.4 in 2024, then gained by 6.71% to $1.5 in 2025, then climbed by 10.9% to $1.66 in 2026.
  • According to Business Quant data, Times Interest Earned over the past three periods registered $1.66, $1.5, and $2.01 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 40.64
2 Mastercard 465.55 Bn 455.34 Bn - 26.52
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.80
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.78
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.12
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.49
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.23
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Capital One Financial - - - 1.66

Historic Data

Download Data
DateValue
Mar 31, 2026 1.66
Dec 31, 2025 1.50
Sep 30, 2025 2.01
Jun 30, 2025 -0.55
Mar 31, 2025 1.51
Dec 31, 2024 1.40
Sep 30, 2024 1.59
Jun 30, 2024 1.17
Mar 31, 2024 1.43
Dec 31, 2023 1.26
Sep 30, 2023 1.64
Jun 30, 2023 1.57
Mar 31, 2023 1.45
Dec 31, 2022 1.79
Sep 30, 2022 2.83
Jun 30, 2022 5.44
Mar 31, 2022 8.61
Dec 31, 2021 9.03
Sep 30, 2021 11.43
Jun 30, 2021 12.54