Capital One Financial (COF-PK) FCF Margin (2009 - 2026)
Capital One Financial (COF-PK) posted quarterly FCF Margin of 35.91% for Q1 2026, down 728.0% YoY from 5.72% in Q1 2025, and down 24.24% sequentially from 47.4% in Q4 2025.
Capital One Financial (COF-PK) FCF Margin (2009 - 2026) Analysis & Trends
Capital One Financial has disclosed FCF Margin across 18 years of filings, most recently posting 35.91% for Q1 2026.
- In Q1 2026, FCF Margin fell 728.0% year-over-year to 35.91%; the TTM figure through Mar 2026 stood at 46.52% (down 10.0% YoY), while the FY2025 annual figure was 48.92%, up 557.0% from the prior year.
- FCF Margin retreated to 35.91% in Q1 2026, from 47.4% in the prior quarter.
- Over the last five years, FCF Margin for COF-PK reached as high as 87.02% in Q4 2022 and fell as low as 3.78% in Q1 2022.
- The 5-year median for FCF Margin is 43.19% (2025), against an average of 44.7%.
- Annual changes were most pronounced in 2023 — FCF Margin soared 4432 bps — and 2024, when it slumped 5141 bps.
- A 5-year view of FCF Margin shows it stood at 87.02% in 2022, then fell by 17 bps to 71.94% in 2023, then slumped by 71 bps to 20.53% in 2024, then surged by 131 bps to 47.4% in 2025, then fell by 24 bps to 35.91% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 35.91%, 47.4%, and 57.08% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.37% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 33.56% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 14.04% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 10.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 6,779.64% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -216.52% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 65.22% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 46.37% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.37% |
| 10 | Capital One Financial | - | - | - | 35.91% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 35.91% |
| Dec 31, 2025 | 47.40% |
| Sep 30, 2025 | 57.08% |
| Jun 30, 2025 | 45.37% |
| Mar 31, 2025 | 43.19% |
| Dec 31, 2024 | 20.53% |
| Sep 30, 2024 | 61.37% |
| Jun 30, 2024 | 62.63% |
| Mar 31, 2024 | 29.39% |
| Dec 31, 2023 | 71.94% |
| Sep 30, 2023 | 73.35% |
| Jun 30, 2023 | 34.93% |
| Mar 31, 2023 | 30.97% |
| Dec 31, 2022 | 87.02% |
| Sep 30, 2022 | 29.03% |
| Jun 30, 2022 | 33.54% |
| Mar 31, 2022 | -3.78% |
| Dec 31, 2021 | 55.04% |
| Sep 30, 2021 | 22.87% |
| Jun 30, 2021 | 52.82% |