Capital One Financial (COF-PK) EBT Margin (2009 - 2026)
Capital One Financial (COF-PK) posted quarterly EBT Margin of 17.72% for Q1 2026, up 43.0% YoY from 12.39% in Q1 2025, and up 31.56% sequentially from 13.47% in Q4 2025.
Capital One Financial (COF-PK) EBT Margin (2009 - 2026) Analysis & Trends
Capital One Financial has disclosed EBT Margin across 18 years of filings, most recently posting 17.72% for Q1 2026.
- In Q1 2026, EBT Margin rose 43.0% year-over-year to 17.72%; the TTM figure through Mar 2026 stood at 5.54% (down 971.0% YoY), while the FY2025 annual figure was 4.27%, down 1084.0% from the prior year.
- EBT Margin rose to 17.72% in Q1 2026, from 13.47% in the prior quarter.
- Over the last five years, EBT Margin for COF-PK reached as high as 36.03% in Q1 2022 and fell as low as 47.46% in Q2 2025.
- The 5-year median for EBT Margin is 17.29% (2025), against an average of 15.56%.
- The widest YoY moves for EBT Margin: up 638 bps in 2025, down 5431 bps in 2025.
- A 5-year view of EBT Margin shows it stood at 17.08% in 2022, then tumbled by 43 bps to 9.8% in 2023, then surged by 46 bps to 14.32% in 2024, then decreased by 6 bps to 13.47% in 2025, then jumped by 32 bps to 17.72% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 17.72%, 13.47%, and 28.53% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 63.88% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 57.30% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 19.98% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 16.68% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 32.10% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 18.14% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 19.03% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 27.07% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 16.65% |
| 10 | Capital One Financial | - | - | - | 17.72% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 17.72% |
| Dec 31, 2025 | 13.47% |
| Sep 30, 2025 | 28.53% |
| Jun 30, 2025 | -47.46% |
| Mar 31, 2025 | 17.29% |
| Dec 31, 2024 | 14.32% |
| Sep 30, 2024 | 22.15% |
| Jun 30, 2024 | 6.85% |
| Mar 31, 2024 | 16.83% |
| Dec 31, 2023 | 9.80% |
| Sep 30, 2023 | 23.72% |
| Jun 30, 2023 | 19.17% |
| Mar 31, 2023 | 13.06% |
| Dec 31, 2022 | 17.08% |
| Sep 30, 2022 | 24.84% |
| Jun 30, 2022 | 31.15% |
| Mar 31, 2022 | 36.03% |
| Dec 31, 2021 | 37.68% |
| Sep 30, 2021 | 50.91% |
| Jun 30, 2021 | 61.95% |