Capital Bancorp (CBNK) Loans - Loss Allowance (2017 - 2026)
Capital Bancorp (CBNK) recorded Loans - Loss Allowance of $54.43 million in Q2 2026, up 14.7% from $47.45 million a year earlier but down 0.5% from the prior quarter.
Capital Bancorp (CBNK) Loans - Loss Allowance (2017 - 2026) Analysis & Trends
At the end of FY2025, Capital Bancorp reported Loans - Loss Allowance of $54.66 million, up 12.3% from FY2024.
- Annual Loans - Loss Allowance has increased for six straight years, with a five-year compound annual growth rate of 18.5% (FY2020 to FY2025).
- Across earlier years, Loans - Loss Allowance came in at $48.65 million in FY2024 (+70.1%), $28.61 million in FY2023 (+8.4%), $26.39 million in FY2022 (+4.8%) and $25.18 million in FY2021 (+7.5%).
- Quarterly Loans - Loss Allowance has ranged from $24.75 million in Q3 2021 to $54.68 million in Q1 2026 over the past five years.
- On a year-over-year basis, Loans - Loss Allowance has increased for 19 consecutive quarters, with growth averaging 38.5% over the last eight quarters.
- The year-over-year growth in Loans - Loss Allowance has ranged between 3.8% (Q1 2023) and 70.1% (Q4 2024) over the last five years.
- Per Business Quant, the preceding three quarters came in at $54.68 million (Q1 2026), $54.66 million (Q4 2025) and $53.05 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | Capital Bancorp | 640.33 Mn | 640.33 Mn | - | 54.43 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 54.43 Mn |
| Mar 31, 2026 | 54.68 Mn |
| Dec 31, 2025 | 54.66 Mn |
| Sep 30, 2025 | 53.05 Mn |
| Jun 30, 2025 | 47.45 Mn |
| Mar 31, 2025 | 48.45 Mn |
| Dec 31, 2024 | 48.65 Mn |
| Sep 30, 2024 | 31.93 Mn |
| Jun 30, 2024 | 30.83 Mn |
| Mar 31, 2024 | 29.35 Mn |
| Dec 31, 2023 | 28.61 Mn |
| Sep 30, 2023 | 28.28 Mn |
| Jun 30, 2023 | 27.50 Mn |
| Mar 31, 2023 | 26.22 Mn |
| Dec 31, 2022 | 26.39 Mn |
| Sep 30, 2022 | 26.09 Mn |
| Jun 30, 2022 | 26.42 Mn |
| Mar 31, 2022 | 25.25 Mn |
| Dec 31, 2021 | 25.18 Mn |
| Sep 30, 2021 | 24.75 Mn |
Capital Bancorp Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=CBNK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "CBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=CBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();