Capital Bancorp (CBNK) Operating Margin (2023 - 2025)
Capital Bancorp's Operating Margin was -1.46% in Q3 2025, up 0.78 percentage points from -2.24% a year earlier and up 0.07 percentage points from the prior quarter.
Capital Bancorp (CBNK) Operating Margin (2023 - 2025) Analysis & Trends
On a trailing twelve-month basis, Capital Bancorp's Operating Margin was -1.57% through Sep 30, 2025, up 0.89 percentage points year-over-year; for FY2024, it was -2.00%, up 0.78 percentage points from FY2023.
- In earlier years, Operating Margin was -2.77% in FY2023 (-0.14 pp) and -2.63% in FY2022.
- The Q3 2025 figure marks the highest quarterly Operating Margin in data going back to Q1 2023.
- Compared with a year earlier, Operating Margin has increased for four straight quarters, with an average year-over-year change of +0.69 percentage points over the last seven quarters.
- Per Business Quant data, CBNK's Operating Margin in the three quarters before Q3 2025 was -1.54% (Q2 2025), -1.54% (Q1 2025) and -1.77% (Q4 2024).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | - |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | - |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | - |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | - |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | - |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | - |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Capital Bancorp | 690.93 Mn | 690.93 Mn | - | - |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | -1.46% |
| Jun 30, 2025 | -1.54% |
| Mar 31, 2025 | -1.54% |
| Dec 31, 2024 | -1.77% |
| Sep 30, 2024 | -2.24% |
| Jun 30, 2024 | -1.78% |
| Mar 31, 2024 | -2.27% |
| Dec 31, 2023 | -3.65% |
| Sep 30, 2023 | -2.21% |
| Jun 30, 2023 | -2.87% |
| Mar 31, 2023 | -2.38% |
Capital Bancorp Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=CBNK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "CBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=CBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();