Capital Bancorp (CBNK) Operating Margin (2023 - 2025)
Capital Bancorp's Operating Margin was -8.29% in Q3 2025, up 8.05 percentage points from -16.33% a year earlier but down 1.15 percentage points from the prior quarter.
Powered by 
Analysis
Capital Bancorp (CBNK) Operating Margin (2023 - 2025) Analysis & Trends
On a trailing twelve-month basis, Capital Bancorp's Operating Margin was -8.02% through Sep 30, 2025, up 9.81 percentage points year-over-year; for FY2024, it was -12.25%, up 7.69 percentage points from FY2023.
- In earlier years, Operating Margin was -19.94% in FY2023 (-3.75 pp) and -16.19% in FY2022.
- Quarterly Operating Margin has moved between -27.72% (Q4 2023) and -7.14% (Q2 2025) over five years.
- Compared with a year earlier, Operating Margin has increased for four straight quarters, with an average year-over-year change of +6.87 percentage points over the last seven quarters.
- Per Business Quant data, CBNK's Operating Margin in the three quarters before Q3 2025 was -7.14% (Q2 2025), -8.62% (Q1 2025) and -8.21% (Q4 2024).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | - |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | - |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | - |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | - |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | - |
| 10 | Capital Bancorp | 588.37 Mn | 588.37 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | -8.29% |
| Jun 30, 2025 | -7.14% |
| Mar 31, 2025 | -8.62% |
| Dec 31, 2024 | -8.21% |
| Sep 30, 2024 | -16.33% |
| Jun 30, 2024 | -11.99% |
| Mar 31, 2024 | -16.80% |
| Dec 31, 2023 | -27.72% |
| Sep 30, 2023 | -16.21% |
| Jun 30, 2023 | -19.19% |
| Mar 31, 2023 | -17.23% |
API Access
Capital Bancorp Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=CBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "CBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=CBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();