Credit Acceptance Corp (CACC) Loans - Loss Allowance (2010 - 2026)
Credit Acceptance's Loans - Loss Allowance came in at $3.65 billion for Q2 2026, up 2.5% from $3.56 billion a year earlier and up 0.8% from the prior quarter.
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Analysis
Credit Acceptance Corp (CACC) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
At the end of FY2025, Credit Acceptance's Loans - Loss Allowance was $3.6 billion, up 4.8% from FY2024.
- Loans - Loss Allowance has increased in each of the last three years, with a five-year compound annual growth rate of 1.5% (FY2020 to FY2025).
- Going back by year, Loans - Loss Allowance was $3.44 billion in FY2024 (+12.2%), $3.06 billion in FY2023 (+6.9%), $2.87 billion in FY2022 (-4.8%) and $3.01 billion in FY2021 (-9.7%).
- The Q2 2026 figure represents the highest quarterly Loans - Loss Allowance in data going back to Q4 2010.
- Year-over-year, Loans - Loss Allowance has increased for 14 consecutive quarters, with growth averaging 7.4% over the last eight quarters.
- The fastest year-over-year change in Loans - Loss Allowance over five years came in Q3 2024 (growth of 12.7%), and the weakest in Q1 2022 (a decline of 12.5%).
- Business Quant data shows CACC's Loans - Loss Allowance at $3.62 billion (Q1 2026), $3.6 billion (Q4 2025) and $3.59 billion (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.65 Bn |
| Mar 31, 2026 | 3.62 Bn |
| Dec 31, 2025 | 3.60 Bn |
| Sep 30, 2025 | 3.59 Bn |
| Jun 30, 2025 | 3.56 Bn |
| Mar 31, 2025 | 3.50 Bn |
| Dec 31, 2024 | 3.44 Bn |
| Sep 30, 2024 | 3.42 Bn |
| Jun 30, 2024 | 3.34 Bn |
| Mar 31, 2024 | 3.14 Bn |
| Dec 31, 2023 | 3.06 Bn |
| Sep 30, 2023 | 3.03 Bn |
| Jun 30, 2023 | 2.99 Bn |
| Mar 31, 2023 | 2.88 Bn |
| Dec 31, 2022 | 2.87 Bn |
| Sep 30, 2022 | 2.87 Bn |
| Jun 30, 2022 | 2.87 Bn |
| Mar 31, 2022 | 2.87 Bn |
| Dec 31, 2021 | 3.01 Bn |
| Sep 30, 2021 | 3.10 Bn |
API Access
Credit Acceptance Corp Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();