Federal National Mortgage Association Fannie Mae (FNMA) Loans - Loss Allowance (2009 - 2026)
Federal National Mortgage Association Fannie Mae (FNMA) posted quarterly Loans - Loss Allowance of $8.5 billion for Q2 2026, up 3.23% year-over-year from $8.2 billion in Q2 2025, and up 1.87% quarter-over-quarter from $8.4 billion in Q1 2026.
Federal National Mortgage Association Fannie Mae (FNMA) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
Federal National Mortgage Association Fannie Mae (FNMA) has reported Loans - Loss Allowance for 18 consecutive years, with $8.5 billion the latest figure, recorded in Q2 2026.
- In Q2 2026, Loans - Loss Allowance rose 3.23% year-over-year to $8.5 billion; the TTM figure through Jun 2026 stood at $8.5 billion (up 3.23% YoY), while the FY2025 annual figure was $8.4 billion, up 8.52% from the prior year.
- Loans - Loss Allowance improved to $8.5 billion in Q2 2026 per FNMA's latest filing, from $8.4 billion in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $11.3 billion in Q4 2022 and bottomed at $5.9 billion in Q1 2022.
- Historically, Loans - Loss Allowance has averaged $8.4 billion across 5 years, with a median of $8.3 billion in 2022.
- On a YoY basis, Loans - Loss Allowance climbed as much as 101.58% in 2022 and fell as far as 38.73% in 2022.
- Federal National Mortgage Association Fannie Mae's Loans - Loss Allowance stood at $11.3 billion in 2022, then dropped by 23.06% to $8.7 billion in 2023, then fell by 11.72% to $7.7 billion in 2024, then increased by 8.52% to $8.4 billion in 2025, then grew by 1.78% to $8.5 billion in 2026.
- Business Quant data shows FNMA's Loans - Loss Allowance at $8.5 billion in Q2 2026, $8.4 billion in Q1 2026, and $8.4 billion in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | - |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | 8.51 Bn |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | - |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | - |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | - |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | - |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | - |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | - |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 8.51 Bn |
| Mar 31, 2026 | 8.36 Bn |
| Dec 31, 2025 | 8.36 Bn |
| Sep 30, 2025 | 8.25 Bn |
| Jun 30, 2025 | 8.25 Bn |
| Mar 31, 2025 | 7.53 Bn |
| Dec 31, 2024 | 7.71 Bn |
| Sep 30, 2024 | 7.66 Bn |
| Jun 30, 2024 | 8.03 Bn |
| Mar 31, 2024 | 8.38 Bn |
| Dec 31, 2023 | 8.73 Bn |
| Sep 30, 2023 | 8.67 Bn |
| Jun 30, 2023 | 9.98 Bn |
| Mar 31, 2023 | 11.34 Bn |
| Dec 31, 2022 | 11.35 Bn |
| Sep 30, 2022 | 8.30 Bn |
| Jun 30, 2022 | 6.07 Bn |
| Mar 31, 2022 | 5.90 Bn |
| Dec 31, 2021 | 5.63 Bn |
| Sep 30, 2021 | 6.33 Bn |