Federal National Mortgage Association Fannie Mae (FNMA) Loans - Loss Allowance (2009 - 2026)
Federal National Mortgage Association Fannie Mae's (FNMA) quarterly Loans - Loss Allowance came in at $8.4 billion in Q1 2026, up 10.95% year-on-year from $7.5 billion in Q1 2025, and little changed on a QoQ basis from $8.4 billion in Q4 2025.
Federal National Mortgage Association Fannie Mae (FNMA) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
Federal National Mortgage Association Fannie Mae (FNMA) has 18 years of Loans - Loss Allowance data on file, last reported at $8.4 billion in Q1 2026.
- On a quarterly basis, Loans - Loss Allowance rose 10.95% year-over-year to $8.4 billion in Q1 2026; TTM through Mar 2026 was $8.4 billion, a 10.95% increase from a year earlier, with the FY2025 full-year figure at $8.4 billion, up 8.52% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at $8.4 billion, roughly flat from $8.4 billion in the prior quarter.
- Over the last five years, Loans - Loss Allowance for FNMA reached as high as $11.3 billion in Q4 2022 and fell as low as $5.9 billion in Q1 2022.
- Historically, Loans - Loss Allowance has averaged $8.4 billion across 5 years, with a median of $8.3 billion in 2022.
- On a YoY basis, Loans - Loss Allowance climbed as much as 101.58% in 2022 and fell as far as 38.73% in 2022.
- Year by year, Loans - Loss Allowance stood at $11.3 billion in 2022, then fell by 23.06% to $8.7 billion in 2023, then decreased by 11.72% to $7.7 billion in 2024, then gained by 8.52% to $8.4 billion in 2025, then slipped by 0.08% to $8.4 billion in 2026.
- Per Business Quant data, the three most recent Loans - Loss Allowance figures were $8.4 billion in Q1 2026, $8.4 billion in Q4 2025, and $8.2 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.09 Bn | 35.40 Bn | - | - |
| 2 | Federal National Mortgage Association Fannie Mae | 35.55 Bn | 35.55 Bn | - | 8.36 Bn |
| 3 | Federal Home Loan Mortgage | 18.14 Bn | 13.67 Bn | - | - |
| 4 | PennyMac Financial Services | 4.47 Bn | 3.81 Bn | 523.89 Mn | - |
| 5 | CNFinance Holdings | 3.20 Bn | 3.12 Bn | - | - |
| 6 | Walker & Dunlop | 1.65 Bn | 1.46 Bn | - | - |
| 7 | Velocity Financial | 682.91 Mn | -6.51 Bn | - | - |
| 8 | UWM Holdings | 536.04 Mn | 112.05 Mn | - | - |
| 9 | Better Home & Finance Holding | 354.29 Mn | 290.03 Mn | - | - |
| 10 | Onity | 346.67 Mn | 221.97 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.36 Bn |
| Dec 31, 2025 | 8.36 Bn |
| Sep 30, 2025 | 8.25 Bn |
| Jun 30, 2025 | 8.25 Bn |
| Mar 31, 2025 | 7.53 Bn |
| Dec 31, 2024 | 7.71 Bn |
| Sep 30, 2024 | 7.66 Bn |
| Jun 30, 2024 | 8.03 Bn |
| Mar 31, 2024 | 8.38 Bn |
| Dec 31, 2023 | 8.73 Bn |
| Sep 30, 2023 | 8.67 Bn |
| Jun 30, 2023 | 9.98 Bn |
| Mar 31, 2023 | 11.34 Bn |
| Dec 31, 2022 | 11.35 Bn |
| Sep 30, 2022 | 8.30 Bn |
| Jun 30, 2022 | 6.07 Bn |
| Mar 31, 2022 | 5.90 Bn |
| Dec 31, 2021 | 5.63 Bn |
| Sep 30, 2021 | 6.33 Bn |
| Jun 30, 2021 | 7.11 Bn |