Credit Acceptance CACC Insider Ownership

NASDAQ CACC

$538.16 +3.96 (+0.74%)

At close: Oct 20, 2026 · 4:00 PM EDT

Insider Holdings by Owner

2.85Mn Shares

Insider Ownership Statistics

as of 30 Sep, 2026

Insider Ownership

20.70%

▼-6.36% pp QoQ

Shares Held by Insiders

2.17Mn

filed for Sep 2026

▼-23.52% QoQ

Shares Outstanding

10.48Mn

10,481,009 shares

Direct Holdings

496.52K

Indirect: 1.67Mn

Net Shares Traded (QoQ)

-667.04K

net selling in Sep 2026

Insiders Holding Shares

with Form 4 holdings on file

Shares Owned by Insiders

Shares held % of outstanding

Latest —

Average ownership —

Peak ownership —

Shares Purchased/Sold by Insiders

Bought Sold

Latest quarter —

Net over range —

Buying quarters —

Insider Ownership Summary

Updated Oct 10, 2026

Over the past year, CACC insiders sold $86.56 million of stock (153.92K shares) on the open market and bought none.

Credit Acceptance's open-market sales in the past 12 months came from 10 insiders; no insider bought.
Kenneth Booth (Executive Board Member) was the top open-market seller of Credit Acceptance over the past 12 months, with $19.94 million sold (37.22K shares) and the latest sale on May 29, 2026.
Jill Foss Watson (10% owner) made the most recent open-market trade by an insider of Credit Acceptance, a sale of 1.44K shares for $919,788 on July 16, 2026.
Beyond open-market trades, insiders at Credit Acceptance received 147.37K shares in stock awards, acquired 119.38K shares through option exercises and conversions, gave up 9.07K shares to cover taxes or exercise prices and gave away 7.62K shares as gifts in the last 12 months.
Per Business Quant, CACC insiders together hold 2.17Mn shares based on their latest Form 4 filings, down 23.52% from 2.84Mn shares at the end of Q2 2026.
By type of ownership, CACC insiders hold 22.89% of their shares directly (496.52K shares) and 77.11% indirectly (1.67Mn shares).
Business Quant counts 19 insiders with holdings in Credit Acceptance stock, among the officers, directors and 10% owners who have filed a Form 4 in the past two years.
Credit Acceptance's top three insider holders by shares held are Prescott General Partners LLC (10% owner, 1.47Mn shares), Vinayak Hegde (Chief Executive Officer, 140.5K shares) and Jill Foss Watson (10% owner, 97.26K shares).
Of the shares held by CACC insiders, 67.69% belong to Prescott General Partners LLC.
Institutions held 72.48% of Credit Acceptance's outstanding shares in their Q2 2026 13F filings, insiders about 20.70% based on their latest Form 4 filings, and other investors, including the public, the remaining 6.82%.
In the last 12 months, 70 Form 4 filings with transactions in CACC stock came from 18 insiders.
The insider holdings and trades above for Credit Acceptance reflect Form 4 filings through July 20, 2026.

Form 4 Holdings

Insiders Holding CACC

Insiders 21

Shares held 2.85Mn

Of outstanding 27.19%

#	Insider	Position	Direct	Indirect	Total	Share of Insiders	Last Filed
1	A. Foss Irrevocable Trust Dated August 14, 2022 Donald	TenPercentOwner	1,280,757	0	1,280,757	44.9%	16 Aug, 2023
2	General Partners Llc Prescott	TenPercentOwner, Other	0	901,241	901,241	31.6%	07 Jul, 2026
3	Vinayak Hegde	Chief Executive Officer	140,502	0	140,502	4.9%	17 Nov, 2025
4	Jill Foss Watson	TenPercentOwner	0	97,256	97,256	3.4%	20 Jul, 2026
5	Thomas W Smith	TenPercentOwner, Other	0	74,450	74,450	2.6%	11 Sep, 2024
6	Scott J Vassalluzzo	Director, TenPercentOwner, Other	65,758	0	65,758	2.3%	12 Jun, 2026
7	Jonathan Lum	Chief Operating Officer	31,609	0	31,609	1.1%	26 Jun, 2026
8	Arthur L Smith	Chief Analytics Officer	27,894	0	27,894	1.0%	03 Feb, 2026
9	Daniel A. Ulatowski	Chief Sales Officer	27,338	0	27,338	1.0%	03 Feb, 2026
10	Ravi Mohan Valiyaveettil	Chief Technology Officer	25,985	0	25,985	0.9%	08 May, 2026
11	Jay D Martin	Chief Financial Officer	25,963	0	25,963	0.9%	26 Jun, 2026
12	Erin J Kerber	Chief Legal Officer	25,711	0	25,711	0.9%	30 Jun, 2026
13	Kenneth Booth	Chief Executive Officer	23,190	0	23,190	0.8%	12 Jun, 2026
14	Andrew K Rostami	Chief Mktg And Product Officer	23,091	0	23,091	0.8%	21 Apr, 2026
15	Steffen Schumann	Chief Business Officer	22,726	0	22,726	0.8%	08 Jul, 2026
16	Nicholas J Elliott	Chief Transformation Officer	20,897	0	20,897	0.7%	30 Jun, 2026
17	Wendy A Rummler	Chief People Officer	19,547	0	19,547	0.7%	20 May, 2026
18	Glenda J Flanagan	Director	10,024	0	10,024	0.4%	12 Jun, 2026
19	Douglas W Busk	Chief Treasury Officer	3,112	0	3,112	0.1%	27 Mar, 2025
20	Thomas N Tryforos	Director	1,633	0	1,633	0.1%	12 Jun, 2026
21	Sean Edward Quinn	Director	1,544	0	1,544	0.1%	12 Jun, 2026

Each row is that insider’s most recently reported position, from Form 4 filings over the last 60 months — which is why this total does not tie to the quarterly series above, where a quarter counts only the insiders who filed in it. Shares held through a fund or institutional portfolio are counted on the institutional ownership page instead.

Form 4 Filings

4,691 Insider Transactions

Source SEC Form 4

Latest quarter Sep 2026

Date	Insider	Position	Transaction	Shares	Price	Value	Shares Held After	Ownership
16 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	977	$640.15	$625.43K	48,369	Indirect
16 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	457	$641.31	$293.08K	47,912	Indirect
16 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	2	$642.08	$1.28K	47,910	Indirect
15 Jun, 2026	Steffen Schumann	Chief Business Officer	Acquired A	3,494	$0.00	$0	22,726	Direct
02 Jul, 2026	General Partners Llc Prescott	TenPercentOwner, Other	Disposed J	9,891	$655.72	$6.49Mn	901,241	Indirect
02 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	184	$646.77	$119.01K	91,923	Indirect
02 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	53	$648.68	$34.38K	91,870	Indirect
02 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	413	$649.76	$268.35K	91,457	Indirect
02 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	447	$650.92	$290.96K	91,010	Indirect
02 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	1,037	$651.80	$675.92K	89,973	Indirect
02 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	689	$653.08	$449.97K	89,284	Indirect
02 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	819	$653.79	$535.45K	88,465	Indirect
02 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	869	$654.76	$568.99K	87,596	Indirect
02 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	175	$657.11	$114.99K	87,421	Indirect
02 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	156	$659.02	$102.81K	87,265	Indirect
02 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	181	$661.67	$119.76K	87,084	Indirect
02 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	503	$663.28	$333.63K	86,581	Indirect
02 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	813	$664.11	$539.92K	85,768	Indirect
02 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	81	$665.28	$53.89K	85,687	Indirect
02 Jul, 2026	Jill Foss Watson	TenPercentOwner	Disposed S	80	$666.22	$53.30K	85,607	Indirect

Showing 1 to 20 of 4,691 transactions