BayCom (BCML) Loans - Loss Allowance (2016 - 2026)
BayCom (BCML) reported Loans - Loss Allowance of $20.6 million for Q1 2026, up 11.35% on a YoY basis from $18.5 million in Q1 2025, and down 2.88% quarter-over-quarter from $21.2 million in Q4 2025.
BayCom (BCML) Loans - Loss Allowance (2016 - 2026) Analysis & Trends
BayCom has reported Loans - Loss Allowance for 11 years, with the latest figure at $20.6 million in Q1 2026.
- For the quarter ending Q1 2026, Loans - Loss Allowance rose 11.35% year-over-year to $20.6 million; the trailing twelve-month figure through Mar 2026 stood at $20.6 million (up 11.35% YoY), and the FY2025 full-year result was $21.2 million, up 18.49% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at $20.6 million, down from $21.2 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $22.0 million in Q4 2023, with the low at $17.8 million in Q1 2022.
- Historically, Loans - Loss Allowance has averaged $19.3 million across 5 years, with a median of $18.9 million in 2022.
- Annual changes were most pronounced in 2024 — Loans - Loss Allowance declined 18.64% — and 2025, when it grew 18.49%.
- BayCom's Loans - Loss Allowance stood at $18.9 million in 2022, then advanced by 16.4% to $22.0 million in 2023, then dropped by 18.64% to $17.9 million in 2024, then gained by 18.49% to $21.2 million in 2025, then dropped by 2.88% to $20.6 million in 2026.
- The last three Loans - Loss Allowance figures came in at $20.6 million (Q1 2026), $21.2 million (Q4 2025), and $20.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.35 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 12.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -819.67 Mn |
| 10 | BayCom | 350.84 Mn | 44.93 Mn | 26.61 Mn | 20.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 20.60 Mn |
| Dec 31, 2025 | 21.21 Mn |
| Sep 30, 2025 | 20.80 Mn |
| Jun 30, 2025 | 18.70 Mn |
| Mar 31, 2025 | 18.50 Mn |
| Dec 31, 2024 | 17.90 Mn |
| Sep 30, 2024 | 18.31 Mn |
| Jun 30, 2024 | 19.00 Mn |
| Mar 31, 2024 | 18.89 Mn |
| Dec 31, 2023 | 22.00 Mn |
| Sep 30, 2023 | 19.80 Mn |
| Jun 30, 2023 | 19.10 Mn |
| Mar 31, 2023 | 20.40 Mn |
| Dec 31, 2022 | 18.90 Mn |
| Sep 30, 2022 | 18.05 Mn |
| Jun 30, 2022 | 17.80 Mn |
| Mar 31, 2022 | 17.80 Mn |
| Dec 31, 2021 | 17.70 Mn |
| Sep 30, 2021 | 17.30 Mn |
| Jun 30, 2021 | 17.00 Mn |