BayCom (BCML) Loans - Loss Allowance (2017 - 2026)
BayCom's (BCML) quarterly Loans - Loss Allowance came in at $20.6 million in Q1 2026, up 11.35% YoY from $18.5 million in Q1 2025, and down 2.88% on a QoQ basis from $21.2 million in Q4 2025.
BayCom (BCML) Loans - Loss Allowance (2017 - 2026) Analysis & Trends
BayCom (BCML) has 10 years of Loans - Loss Allowance data on file, last reported at $20.6 million in Q1 2026.
- Quarterly Loans - Loss Allowance rose 11.35% year-over-year to $20.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $20.6 million (up 11.35% YoY) and the FY2025 annual result came in at $21.2 million, up 18.49% from the prior year.
- Loans - Loss Allowance fell to $20.6 million in Q1 2026, from $21.2 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $22.0 million in Q4 2023 to a low of $17.8 million in Q1 2022.
- A 5-year average of $19.3 million and a median of $18.9 million in 2022 frame the typical range for Loans - Loss Allowance.
- Annual changes were most pronounced in 2024 — Loans - Loss Allowance declined 18.64% — and 2025, when it grew 18.49%.
- Tracing BCML's Loans - Loss Allowance over 5 years: stood at $18.9 million in 2022, then advanced by 16.4% to $22.0 million in 2023, then dropped by 18.64% to $17.9 million in 2024, then gained by 18.49% to $21.2 million in 2025, then dropped by 2.88% to $20.6 million in 2026.
- The last three Loans - Loss Allowance figures came in at $20.6 million (Q1 2026), $21.2 million (Q4 2025), and $20.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 2.92 Bn |
| 10 | BayCom | 329.19 Mn | 151.81 Mn | 25.09 Mn | 22.95 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 22.95 Mn |
| Mar 31, 2026 | 20.60 Mn |
| Dec 31, 2025 | 21.21 Mn |
| Sep 30, 2025 | 20.80 Mn |
| Jun 30, 2025 | 18.70 Mn |
| Mar 31, 2025 | 18.50 Mn |
| Dec 31, 2024 | 17.90 Mn |
| Sep 30, 2024 | 18.31 Mn |
| Jun 30, 2024 | 19.00 Mn |
| Mar 31, 2024 | 18.89 Mn |
| Dec 31, 2023 | 22.00 Mn |
| Sep 30, 2023 | 19.80 Mn |
| Jun 30, 2023 | 19.10 Mn |
| Mar 31, 2023 | 20.40 Mn |
| Dec 31, 2022 | 18.90 Mn |
| Sep 30, 2022 | 18.05 Mn |
| Jun 30, 2022 | 17.80 Mn |
| Mar 31, 2022 | 17.80 Mn |
| Dec 31, 2021 | 17.70 Mn |
| Sep 30, 2021 | 17.30 Mn |