BayCom (BCML) Loans - Loss Allowance (2017 - 2026)
BayCom (BCML) posted Loans - Loss Allowance of $20.6 million for Q1 2026, down 2.88% on a QoQ basis from $21.2 million in Q4 2025, and up 11.35% year-over-year from $18.5 million in Q1 2025.
BayCom (BCML) Loans - Loss Allowance (2017 - 2026) Analysis & Trends
BayCom's Loans - Loss Allowance history runs 10 years deep, the most recent figure standing at $20.6 million for Q1 2026.
- Quarterly Loans - Loss Allowance rose 11.35% year-over-year to $20.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $20.6 million (up 11.35% YoY) and the FY2025 annual result came in at $21.2 million, up 18.49% from the prior year.
- Loans - Loss Allowance was $20.6 million for Q1 2026 at BayCom, down from $21.2 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $22.0 million in Q4 2023 and bottomed at $17.8 million in Q1 2022.
- A 5-year average of $19.3 million and a median of $18.9 million in 2022 frame the typical range for Loans - Loss Allowance.
- Annual changes were most pronounced in 2024 — Loans - Loss Allowance decreased 18.64% — and 2025, when it gained 18.49%.
- BayCom's Loans - Loss Allowance stood at $18.9 million in 2022, then grew by 16.4% to $22.0 million in 2023, then fell by 18.64% to $17.9 million in 2024, then climbed by 18.49% to $21.2 million in 2025, then fell by 2.88% to $20.6 million in 2026.
- Business Quant data shows BCML's Loans - Loss Allowance at $20.6 million in Q1 2026, $21.2 million in Q4 2025, and $20.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | - |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | - |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 10.35 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 4.66 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 7.65 Bn |
| 10 | BayCom | 343.75 Mn | 37.84 Mn | 613,000.00 | 20.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 20.60 Mn |
| Dec 31, 2025 | 21.21 Mn |
| Sep 30, 2025 | 20.80 Mn |
| Jun 30, 2025 | 18.70 Mn |
| Mar 31, 2025 | 18.50 Mn |
| Dec 31, 2024 | 17.90 Mn |
| Sep 30, 2024 | 18.31 Mn |
| Jun 30, 2024 | 19.00 Mn |
| Mar 31, 2024 | 18.89 Mn |
| Dec 31, 2023 | 22.00 Mn |
| Sep 30, 2023 | 19.80 Mn |
| Jun 30, 2023 | 19.10 Mn |
| Mar 31, 2023 | 20.40 Mn |
| Dec 31, 2022 | 18.90 Mn |
| Sep 30, 2022 | 18.05 Mn |
| Jun 30, 2022 | 17.80 Mn |
| Mar 31, 2022 | 17.80 Mn |
| Dec 31, 2021 | 17.70 Mn |
| Sep 30, 2021 | 17.30 Mn |
| Jun 30, 2021 | 17.00 Mn |