BayCom (BCML) Loans - Loss Allowance (2017 - 2026)
BayCom's (BCML) quarterly Loans - Loss Allowance came in at $23.0 million in Q2 2026, up 22.73% on a YoY basis from $18.7 million in Q2 2025, and up 11.41% quarter-over-quarter from $20.6 million in Q1 2026.
BayCom (BCML) Loans - Loss Allowance (2017 - 2026) Analysis & Trends
BayCom (BCML) has reported Loans - Loss Allowance for 10 consecutive years, with $23.0 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Loans - Loss Allowance rose 22.73% year-over-year to $23.0 million; the trailing twelve-month figure through Jun 2026 stood at $23.0 million (up 22.73% YoY), and the FY2025 full-year result was $21.2 million, up 18.49% from the prior year.
- Loans - Loss Allowance rose to $23.0 million in Q2 2026 per BCML's latest filing, from $20.6 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $23.0 million in Q2 2026 and bottomed at $17.8 million in Q1 2022.
- Historically, Loans - Loss Allowance has averaged $19.5 million across 5 years, with a median of $19.0 million in 2022.
- The sharpest annual moves came in 2024 and 2026: Loans - Loss Allowance fell 18.64% in 2024, then climbed 22.73% in 2026.
- Over 5 years, Loans - Loss Allowance stood at $18.9 million in 2022, then grew by 16.4% to $22.0 million in 2023, then fell by 18.64% to $17.9 million in 2024, then climbed by 18.49% to $21.2 million in 2025, then climbed by 8.2% to $23.0 million in 2026.
- According to Business Quant data, Loans - Loss Allowance over the past three periods registered $23.0 million, $20.6 million, and $21.2 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 4.98 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 2.92 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.18 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 3.25 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.97 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 1.49 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.45 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1.48 Bn |
| 10 | BayCom | 328.37 Mn | 150.99 Mn | 25.09 Mn | 22.95 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 22.95 Mn |
| Mar 31, 2026 | 20.60 Mn |
| Dec 31, 2025 | 21.21 Mn |
| Sep 30, 2025 | 20.80 Mn |
| Jun 30, 2025 | 18.70 Mn |
| Mar 31, 2025 | 18.50 Mn |
| Dec 31, 2024 | 17.90 Mn |
| Sep 30, 2024 | 18.31 Mn |
| Jun 30, 2024 | 19.00 Mn |
| Mar 31, 2024 | 18.89 Mn |
| Dec 31, 2023 | 22.00 Mn |
| Sep 30, 2023 | 19.80 Mn |
| Jun 30, 2023 | 19.10 Mn |
| Mar 31, 2023 | 20.40 Mn |
| Dec 31, 2022 | 18.90 Mn |
| Sep 30, 2022 | 18.05 Mn |
| Jun 30, 2022 | 17.80 Mn |
| Mar 31, 2022 | 17.80 Mn |
| Dec 31, 2021 | 17.70 Mn |
| Sep 30, 2021 | 17.30 Mn |
BayCom Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=BCML&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "BCML", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=BCML&period=max&api_key=YOUR_API_KEY");
const data = await res.json();