Atlanticus Holdings (ATLCZ) EBT Margin (2011 - 2026)
Atlanticus Holdings (ATLCZ) recorded quarterly EBT Margin of 31.02% in Q1 2026, up 965.16% quarter-over-quarter from 2.91% in Q4 2025, and down 355.0% on a YoY basis from 12.17% in Q1 2025.
Atlanticus Holdings (ATLCZ) EBT Margin (2011 - 2026) Analysis & Trends
Atlanticus Holdings' EBT Margin history runs 16 years deep, the most recent figure standing at 31.02% for Q1 2026.
- In Q1 2026, EBT Margin fell 355.0% year-over-year to 31.02%; the TTM figure through Mar 2026 stood at 7.69% (down 487327.0% YoY), while the FY2025 annual figure was 8.11%, down 2641.0% from the prior year.
- EBT Margin was 31.02% for Q1 2026 at Atlanticus Holdings, up from 2.91% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 35.99% in Q3 2023 to a low of 7.62% in Q4 2022.
- Historically, EBT Margin has averaged 14.73% across 5 years, with a median of 13.06% in 2023.
- The sharpest annual moves came in 2022 and 2025: EBT Margin plunged 6195 bps in 2022, then soared 2328 bps in 2025.
- A 5-year view of EBT Margin shows it stood at 7.62% in 2022, then surged by 145 bps to 3.44% in 2023, then sank by 308 bps to 7.16% in 2024, then jumped by 141 bps to 2.91% in 2025, then soared by 965 bps to 31.02% in 2026.
- The last three EBT Margin figures came in at 31.02% (Q1 2026), 2.91% (Q4 2025), and 23.07% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 63.88% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 57.30% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.72% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 21.96% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 32.10% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 18.14% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 19.03% |
| 10 | Atlanticus Holdings | - | - | 144.79 Mn | 31.02% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 31.02% |
| Dec 31, 2025 | 2.91% |
| Sep 30, 2025 | 23.07% |
| Jun 30, 2025 | 10.19% |
| Mar 31, 2025 | 34.57% |
| Dec 31, 2024 | -7.16% |
| Sep 30, 2024 | 10.62% |
| Jun 30, 2024 | 31.75% |
| Mar 31, 2024 | 11.29% |
| Dec 31, 2023 | 3.44% |
| Sep 30, 2023 | 35.99% |
| Jun 30, 2023 | 11.01% |
| Mar 31, 2023 | 13.06% |
| Dec 31, 2022 | -7.62% |
| Sep 30, 2022 | 14.14% |
| Jun 30, 2022 | 15.75% |
| Mar 31, 2022 | 16.37% |
| Dec 31, 2021 | 54.34% |
| Sep 30, 2021 | 46.82% |
| Jun 30, 2021 | 25.78% |