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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Atlanticus Holdings (ATLCZ) EBITDA Margin (2017 - 2025)

Atlanticus Holdings has reported EBITDA Margin over the past 13 years, most recently at 88.36% for Q4 2025.

  • Quarterly results put EBITDA Margin at 88.36% for Q4 2025, down 68.0% from a year ago — trailing twelve months through Dec 2025 was 78.62% (down 22.0% YoY), and the annual figure for FY2025 was 1.9%, down 54.0%.
  • EBITDA Margin for Q4 2025 was 88.36% at Atlanticus Holdings, up from 70.51% in the prior quarter.
  • Over the last five years, EBITDA Margin for ATLCZ hit a ceiling of 179.16% in Q4 2021 and a floor of 7.11% in Q1 2024.
  • Median EBITDA Margin over the past 5 years was 70.62% (2025), compared with a mean of 59.95%.
  • Biggest five-year swings in EBITDA Margin: skyrocketed 9317bps in 2021 and later plummeted -10739bps in 2022.
  • Atlanticus Holdings' EBITDA Margin stood at 179.16% in 2021, then plummeted by -60bps to 71.77% in 2022, then increased by 26bps to 90.26% in 2023, then fell by -1bps to 89.04% in 2024, then dropped by -1bps to 88.36% in 2025.
  • The last three reported values for EBITDA Margin were 88.36% (Q4 2025), 70.51% (Q3 2025), and 70.73% (Q2 2025) per Business Quant data.