Atlanticus Holdings (ATLCL) Interest Coverage Ratio (2011 - 2026)

Atlanticus Holdings (ATLCL) recorded quarterly Interest Coverage Ratio of 0.11 in Q1 2026, down 98.99% quarter-over-quarter from 11.19 in Q4 2025, and down 38.12% on a YoY basis from 0.18 in Q1 2025.

Atlanticus Holdings (ATLCL) Interest Coverage Ratio (2011 - 2026) Analysis & Trends

Atlanticus Holdings' Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 0.11 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio fell 38.12% year-over-year to 0.11; the TTM figure through Mar 2026 stood at 4.47 (up 292.97% YoY), while the FY2025 annual figure was 0.11, down 38.77% from the prior year.
  • Interest Coverage Ratio was 0.11 for Q1 2026 at Atlanticus Holdings, down from 11.19 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 24.68 in Q4 2023 to a low of 19.48 in Q4 2022.
  • Historically, Interest Coverage Ratio has averaged 3.66 across 5 years, with a median of 5.79 in 2024.
  • The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio sank 820.05% in 2022, then soared 21606.52% in 2025.
  • A 5-year view of Interest Coverage Ratio shows it stood at 19.48 in 2022, then surged by 226.7% to 24.68 in 2023, then slumped by 160.76% to 15.0 in 2024, then surged by 174.64% to 11.19 in 2025, then tumbled by 98.99% to 0.11 in 2026.
  • The last three Interest Coverage Ratio figures came in at 0.11 (Q1 2026), 11.19 (Q4 2025), and 0.09 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 Atlanticus Holdings - - 144.79 Mn 0.11

Historic Data

Download Data
DateValue
Mar 31, 2026 0.11
Dec 31, 2025 11.19
Sep 30, 2025 -0.09
Jun 30, 2025 5.18
Mar 31, 2025 0.18
Dec 31, 2024 -15.00
Sep 30, 2024 6.12
Jun 30, 2024 0.02
Mar 31, 2024 5.79
Dec 31, 2023 24.68
Sep 30, 2023 0.21
Jun 30, 2023 8.70
Mar 31, 2023 7.61
Dec 31, 2022 -19.48
Sep 30, 2022 9.30
Jun 30, 2022 9.73
Mar 31, 2022 7.88
Dec 31, 2021 2.71
Sep 30, 2021 4.43
Jun 30, 2021 8.54