Atlanticus Holdings (ATLCL) EBT Margin (2011 - 2026)

Atlanticus Holdings (ATLCL) recorded quarterly EBT Margin of 31.02% in Q1 2026, up 965.16% quarter-over-quarter from 2.91% in Q4 2025, and down 355.0% on a YoY basis from 12.17% in Q1 2025.

Atlanticus Holdings (ATLCL) EBT Margin (2011 - 2026) Analysis & Trends

Atlanticus Holdings' EBT Margin history runs 16 years deep, the most recent figure standing at 31.02% for Q1 2026.

  • In Q1 2026, EBT Margin fell 355.0% year-over-year to 31.02%; the TTM figure through Mar 2026 stood at 7.69% (down 487327.0% YoY), while the FY2025 annual figure was 8.11%, down 2641.0% from the prior year.
  • EBT Margin was 31.02% for Q1 2026 at Atlanticus Holdings, up from 2.91% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 35.99% in Q3 2023 to a low of 7.62% in Q4 2022.
  • Historically, EBT Margin has averaged 14.73% across 5 years, with a median of 13.06% in 2023.
  • The sharpest annual moves came in 2022 and 2025: EBT Margin plunged 6195 bps in 2022, then soared 2328 bps in 2025.
  • A 5-year view of EBT Margin shows it stood at 7.62% in 2022, then surged by 145 bps to 3.44% in 2023, then sank by 308 bps to 7.16% in 2024, then jumped by 141 bps to 2.91% in 2025, then soared by 965 bps to 31.02% in 2026.
  • The last three EBT Margin figures came in at 31.02% (Q1 2026), 2.91% (Q4 2025), and 23.07% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 63.88%
2 Mastercard 437.55 Bn 427.34 Bn - 57.30%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 19.98%
4 Capital One Financial 112.47 Bn 35.97 Bn - 17.72%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 16.68%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 21.96%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 32.10%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 18.14%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 19.03%
10 Atlanticus Holdings - - 144.79 Mn 31.02%

Historic Data

Download Data
DateValue
Mar 31, 2026 31.02%
Dec 31, 2025 2.91%
Sep 30, 2025 23.07%
Jun 30, 2025 10.19%
Mar 31, 2025 34.57%
Dec 31, 2024 -7.16%
Sep 30, 2024 10.62%
Jun 30, 2024 31.75%
Mar 31, 2024 11.29%
Dec 31, 2023 3.44%
Sep 30, 2023 35.99%
Jun 30, 2023 11.01%
Mar 31, 2023 13.06%
Dec 31, 2022 -7.62%
Sep 30, 2022 14.14%
Jun 30, 2022 15.75%
Mar 31, 2022 16.37%
Dec 31, 2021 54.34%
Sep 30, 2021 46.82%
Jun 30, 2021 25.78%