Atlanticus Holdings (ATLCL) EBT Margin (2011 - 2026)
Atlanticus Holdings (ATLCL) posted quarterly EBT Margin of 31.02% for Q1 2026, down 355.0% year-over-year from 12.17% in Q1 2025, and up 965.16% on a QoQ basis from 2.91% in Q4 2025.
Atlanticus Holdings (ATLCL) EBT Margin (2011 - 2026) Analysis & Trends
Atlanticus Holdings (ATLCL) has reported EBT Margin for 16 consecutive years, with 31.02% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT Margin fell 355.0% year-over-year to 31.02%; the TTM figure through Mar 2026 stood at 7.69% (down 487327.0% YoY), while the FY2025 annual figure was 8.11%, down 2641.0% from the prior year.
- EBT Margin came in at 31.02% for Q1 2026 at Atlanticus Holdings, up from 2.91% in the prior quarter.
- The five-year high for EBT Margin was 35.99% in Q3 2023, with the low at 7.62% in Q4 2022.
- Average EBT Margin over 5 years is 14.73%, with a median of 13.06% recorded in 2023.
- Across the five-year window, EBT Margin sank 6195 bps in 2022 and soared 2328 bps in 2025, its largest moves.
- Year by year, EBT Margin stood at 7.62% in 2022, then surged by 145 bps to 3.44% in 2023, then slumped by 308 bps to 7.16% in 2024, then jumped by 141 bps to 2.91% in 2025, then soared by 965 bps to 31.02% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 31.02%, 2.91%, and 23.07% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 63.88% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 57.30% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 19.98% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 16.68% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 32.10% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 18.14% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 19.03% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 27.07% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 16.65% |
| 10 | Atlanticus Holdings | - | - | 144.79 Mn | 31.02% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 31.02% |
| Dec 31, 2025 | 2.91% |
| Sep 30, 2025 | 23.07% |
| Jun 30, 2025 | 10.19% |
| Mar 31, 2025 | 34.57% |
| Dec 31, 2024 | -7.16% |
| Sep 30, 2024 | 10.62% |
| Jun 30, 2024 | 31.75% |
| Mar 31, 2024 | 11.29% |
| Dec 31, 2023 | 3.44% |
| Sep 30, 2023 | 35.99% |
| Jun 30, 2023 | 11.01% |
| Mar 31, 2023 | 13.06% |
| Dec 31, 2022 | -7.62% |
| Sep 30, 2022 | 14.14% |
| Jun 30, 2022 | 15.75% |
| Mar 31, 2022 | 16.37% |
| Dec 31, 2021 | 54.34% |
| Sep 30, 2021 | 46.82% |
| Jun 30, 2021 | 25.78% |