Atlanticus Holdings (ATLCL) Debt Ratio (2011 - 2026)

Atlanticus Holdings (ATLCL) recorded quarterly Debt Ratio of 0.09 in Q1 2026, up 1.21% quarter-over-quarter from 0.09 in Q4 2025, and up 73.42% on a YoY basis from 0.05 in Q1 2025.

Atlanticus Holdings (ATLCL) Debt Ratio (2011 - 2026) Analysis & Trends

Atlanticus Holdings' Debt Ratio history runs 13 years deep, the most recent figure standing at 0.09 for Q1 2026.

  • In Q1 2026, Debt Ratio rose 73.42% year-over-year to 0.09; the TTM figure through Mar 2026 stood at 0.09 (up 73.42% YoY), while the FY2025 annual figure was 0.09, up 6.45% from the prior year.
  • Debt Ratio was 0.09 for Q1 2026 at Atlanticus Holdings, up from 0.09 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.1 in Q3 2025 to a low of 0.05 in Q4 2023.
  • Historically, Debt Ratio has averaged 0.07 across 5 years, with a median of 0.07 in 2022.
  • The sharpest annual moves came in 2022 and 2023: Debt Ratio jumped 863.82% in 2022, then fell 18.29% in 2023.
  • A 5-year view of Debt Ratio shows it stood at 0.06 in 2022, then retreated by 11.73% to 0.05 in 2023, then jumped by 61.28% to 0.09 in 2024, then rose by 6.45% to 0.09 in 2025, then gained by 1.21% to 0.09 in 2026.
  • The last three Debt Ratio figures came in at 0.09 (Q1 2026), 0.09 (Q4 2025), and 0.1 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.25
2 Mastercard 437.48 Bn 427.27 Bn - 0.36
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.01
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.06
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.12
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.06
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.18
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.02
10 Atlanticus Holdings - - 144.79 Mn 0.09

Historic Data

Download Data
DateValue
Mar 31, 2026 0.09
Dec 31, 2025 0.09
Sep 30, 2025 0.10
Jun 30, 2025 0.08
Mar 31, 2025 0.05
Dec 31, 2024 0.09
Sep 30, 2024 0.09
Jun 30, 2024 0.07
Dec 31, 2023 0.05
Sep 30, 2023 0.06
Jun 30, 2023 0.06
Mar 31, 2023 0.06
Dec 31, 2022 0.06
Sep 30, 2022 0.06
Jun 30, 2022 0.07
Mar 31, 2022 0.07
Dec 31, 2021 0.07
Jun 30, 2021 0.01
Dec 31, 2017 0.03
Sep 30, 2017 0.34