Alkami Technology (ALKT) Debt Ratio (2020 - 2025)
Alkami Technology (ALKT) posted Debt Ratio of 0.02 for Q4 2025, down 40.85% on a QoQ basis from 0.03 in Q3 2025.
Analysis
Alkami Technology (ALKT) Debt Ratio (2020 - 2025) Analysis & Trends
Alkami Technology has reported Debt Ratio for 5 years, with the latest figure at 0.02 in Q4 2025.
- On a quarterly basis, Debt Ratio changed N/A year-over-year to 0.02 in Q4 2025; TTM through Dec 2025 was 0.02, a N/A change from a year earlier, with the FY2025 full-year figure at 0.02, changed N/A from the prior year.
- Debt Ratio was 0.02 for Q4 2025 at Alkami Technology, down from 0.03 in the prior quarter.
- The five-year high for Debt Ratio was 0.19 in Q2 2023, with the low at 0.02 in Q4 2025.
- Average Debt Ratio over 4 years is 0.11, with a median of 0.07 recorded in 2025.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio slumped 40.93% in 2022, then jumped 203.36% in 2023.
- Over 4 years, Debt Ratio stood at 0.06 in 2021, then surged by 199.34% to 0.18 in 2022, then increased by 2.59% to 0.18 in 2023, then plunged by 90.39% to 0.02 in 2025.
- The last three Debt Ratio figures came in at 0.02 (Q4 2025), 0.03 (Q3 2025), and 0.06 (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | 0.09 |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 0.01 |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 0.13 |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | - |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 0.18 |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.07 |
| Sep 30, 2023 | 0.18 |
| Jun 30, 2023 | 0.19 |
| Mar 31, 2023 | 0.18 |
| Dec 31, 2022 | 0.18 |
| Sep 30, 2022 | 0.18 |
| Jun 30, 2022 | 0.17 |
| Mar 31, 2022 | 0.06 |
| Dec 31, 2021 | 0.06 |
| Sep 30, 2021 | 0.06 |
| Jun 30, 2021 | 0.06 |
| Mar 31, 2021 | 0.10 |
| Dec 31, 2020 | 0.10 |