Alkami Technology ALKT
NASDAQ ALKT
$19.69 -0.40 (-1.99%)
At close: Sep 4, 2026 · 4:00 PM EDT

Alkami Technology (ALKT) Debt Ratio (2020 - 2025)

Alkami Technology (ALKT) posted Debt Ratio of 0.02 for Q4 2025, down 40.85% on a QoQ basis from 0.03 in Q3 2025.

Analysis

Alkami Technology (ALKT) Debt Ratio (2020 - 2025) Analysis & Trends

Alkami Technology has reported Debt Ratio for 5 years, with the latest figure at 0.02 in Q4 2025.

  • On a quarterly basis, Debt Ratio changed N/A year-over-year to 0.02 in Q4 2025; TTM through Dec 2025 was 0.02, a N/A change from a year earlier, with the FY2025 full-year figure at 0.02, changed N/A from the prior year.
  • Debt Ratio was 0.02 for Q4 2025 at Alkami Technology, down from 0.03 in the prior quarter.
  • The five-year high for Debt Ratio was 0.19 in Q2 2023, with the low at 0.02 in Q4 2025.
  • Average Debt Ratio over 4 years is 0.11, with a median of 0.07 recorded in 2025.
  • The sharpest annual moves came in 2022 and 2023: Debt Ratio slumped 40.93% in 2022, then jumped 203.36% in 2023.
  • Over 4 years, Debt Ratio stood at 0.06 in 2021, then surged by 199.34% to 0.18 in 2022, then increased by 2.59% to 0.18 in 2023, then plunged by 90.39% to 0.02 in 2025.
  • The last three Debt Ratio figures came in at 0.02 (Q4 2025), 0.03 (Q3 2025), and 0.06 (Q2 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 0.09
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 0.01
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 0.13
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn -
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 0.18
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn -
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2025 0.02
Sep 30, 2025 0.03
Jun 30, 2025 0.06
Mar 31, 2025 0.07
Sep 30, 2023 0.18
Jun 30, 2023 0.19
Mar 31, 2023 0.18
Dec 31, 2022 0.18
Sep 30, 2022 0.18
Jun 30, 2022 0.17
Mar 31, 2022 0.06
Dec 31, 2021 0.06
Sep 30, 2021 0.06
Jun 30, 2021 0.06
Mar 31, 2021 0.10
Dec 31, 2020 0.10