Waterstone Financial WSBF Income Statement (2012-2026)

NASDAQ WSBF
$21.04 +0.08 (+0.38%)
At close: Aug 20, 2026 · 4:00 PM EDT
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Income Statement Sep2012 Dec2012 Mar2013 Jun2013 Sep2013 Dec2013 Mar2014 Jun2014 Sep2014 Dec2014 Mar2015 Jun2015 Sep2015 Dec2015 Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026
Revenue & Cost
Provisions (Quarter)
-0.70M-3.99M-0.08M0.26M0.36M-0.30M0.46M0.65M0.45M-0.17M0.07M-0.14M-0.38M0.27M-0.56M-0.12M-0.27M-0.56M0.26M0.24M
Revenue (Quarter)
16.88M55.19M41.68M17.43M42.80M32.59M31.46M15.35M34.22M28.63M30.92M13.06M34.07M36.55M14.13M10.03M16.74M94.46M31.13M35.54M
Interest income
Interest income - Loans (Quarter)
16.13M15.15M13.50M14.55M16.23M18.65M19.89M22.15M23.82M24.29M24.48M25.60M26.59M26.39M25.08M25.88M26.62M27.18M25.95M26.61M
Interest Income - Debt Securities (Quarter)
0.47M0.51M0.60M0.82M0.90M0.92M0.94M0.97M1.06M1.08M1.10M1.12M1.14M1.14M1.19M1.25M1.36M1.41M1.45M1.48M
Interest Income - Total (Quarter)
17.51M16.58M15.03M16.42M18.12M20.67M21.89M24.25M26.38M26.69M26.91M28.02M29.19M29.05M27.75M28.68M29.56M30.11M29.02M29.59M
Interest expenses
Interest Expense - Deposits (Quarter)
0.95M0.88M0.78M0.75M0.98M1.09M4.09M5.96M7.44M3.64M8.97M9.72M10.48M5.66M11.33M10.97M10.53M3.87M10.37M10.04M
Interest Expense - Debt (Quarter)
2.44M2.53M2.39M1.58M1.75M2.71M4.01M5.62M6.95M6.68M6.80M7.62M7.20M4.81M3.85M4.01M4.29M3.71M3.18M3.54M
Interest Expenses (Quarter)
3.39M3.41M3.17M2.33M2.73M5.18M8.98M11.57M14.39M14.94M17.23M17.34M17.67M11.51M16.18M20.54M14.82M14.40M18.11M18.28M
Interest Income - Net (Quarter)
14.11M13.17M11.86M14.08M15.40M15.61M13.79M12.68M11.99M11.76M11.14M10.68M11.52M12.84M12.58M13.71M14.74M15.71M15.46M16.01M
Non-interest income
Interest Income - Total (Quarter)
14.81M14.64M11.94M14.03M15.07M14.95M13.34M12.49M11.54M12.19M11.07M10.90M11.89M12.47M13.13M13.72M15.01M16.27M15.20M15.77M
Financial Services Fees (Quarter)
1.14M0.84M0.51M0.67M0.53M0.50M0.43M0.61M0.45M0.33M0.42M0.47M0.55M0.63M0.59M0.41M0.62M0.46M0.37M0.46M
Service Charges (Quarter)
0.10M0.05M0.00M0.07M0.27M0.05M0.02M0.06M0.04M0.11M0.01M0.01M0.01M0.06M0.02M0.03M0.02M0.01M0.01M
Investment Gain (Loss) (Quarter)
Investment Banking Income (Quarter)
49.95M39.79M22.14M18.84M24.69M10.49M14.91M20.84M19.47M16.16M19.29M24.76M22.77M16.98M15.59M22.32M22.38M20.43M18.68M21.78M
Mortgage Banking (Quarter)
46.55M40.45M28.27M29.41M26.06M15.81M16.77M21.91M21.17M15.83M20.07M24.84M21.29M17.36M15.73M22.56M20.88M20.06M18.95M22.14M
Other Non-Interest Income (Quarter)
4.94M0.41M0.72M0.44M0.46M0.44M1.03M0.29M0.27M0.38M0.41M0.39M0.30M0.61M0.29M0.34M0.28M0.40M0.35M0.50M
Non-Interest Income (Quarter)
2.77M42.02M29.82M3.35M27.40M17.09M18.55M2.67M22.23M16.88M21.25M2.38M22.55M19.00M2.56M1.88M2.00M78.75M20.23M24.24M
Operating Items
Amortization - Intangibles (Quarter)
0.31M0.32M0.32M0.72M0.35M0.34M0.33M0.71M0.33M0.34M0.35M0.80M0.41M0.41M0.48M1.01M0.53M0.54M0.55M1.14M
Research & Development (Quarter)
0.99M1.08M1.20M1.14M1.08M1.04M1.12M1.09M1.23M1.21M1.21M1.24M1.30M1.23M1.21M1.31M1.21M1.21M1.26M1.28M
Wages, Salaries and Other (Quarter)
34.23M-101.00M0.46M25.79M26.17M0.61M20.05M22.39M21.59M0.91M0.74M0.76M21.02M18.42M1.74M21.12M0.38M20.92M0.38M21.97M
Rent Expense (Quarter)
2.49M2.27M2.19M2.06M2.30M2.17M2.26M2.05M1.99M2.02M2.11M2.03M1.86M1.58M1.93M1.75M1.69M1.82M1.97M1.57M
Other Operating Expenses (Quarter)
39.85M37.63M31.55M31.85M32.31M28.18M25.72M27.79M26.80M26.43M24.24M26.99M25.41M22.45M23.21M25.31M24.57M24.65M24.65M26.53M
Operating Expenses (Quarter)
43.32M40.97M34.94M35.05M35.69M31.38M29.11M30.92M30.02M29.66M27.55M30.26M28.56M25.27M26.35M28.38M27.47M27.68M27.88M29.38M
EBIT (Quarter)
27.82M19.10M9.99M12.56M9.50M5.84M11.76M16.66M18.14M14.34M22.00M24.48M23.56M17.71M20.06M30.21M24.66M24.45M25.66M28.92M
Non-operating items
Non Operating Interest Expenses (Quarter)
0.83M0.96M0.91M0.96M1.14M0.97M0.89M0.94M0.92M1.03M0.91M0.99M0.93M0.73M0.72M0.75M0.71M0.70M0.62M0.73M
Net income details
EBT (Quarter)
24.43M15.68M6.82M10.22M6.78M0.66M2.78M5.09M3.75M-0.59M4.77M7.14M5.89M6.21M3.88M9.67M9.84M10.05M7.55M10.63M
Tax Provisions (Quarter)
5.43M3.13M1.53M2.23M1.51M-0.28M0.63M1.08M0.50M-0.56M1.73M1.43M1.16M0.72M0.84M1.94M1.92M1.62M1.55M2.17M
Profit After Tax (Quarter)
19.00M12.55M5.29M7.99M5.27M0.94M2.15M4.01M3.25M-0.04M3.04M5.71M4.73M5.21M3.04M7.73M7.93M7.71M6.00M8.46M
Income from Continuing Operations (Quarter)
19.00M12.55M5.29M7.99M5.27M0.94M2.15M4.01M3.25M-0.04M3.04M5.71M4.73M5.48M3.04M7.73M7.93M8.43M6.00M8.46M
Consolidated Net Income (Quarter)
19.00M12.55M5.29M7.99M5.27M0.94M2.15M4.01M3.25M-0.04M3.04M5.71M4.73M5.48M3.04M7.73M7.93M8.43M6.00M8.46M
Income towards Parent Company (Quarter)
19.00M12.55M5.29M7.99M5.27M0.94M2.15M4.01M3.25M-0.04M3.04M5.71M4.73M5.48M3.04M7.73M7.93M8.43M6.00M8.46M
Net Income towards Common Stockholders (Quarter)
19.00M12.55M5.29M7.99M5.27M0.94M2.15M4.01M3.25M-0.04M3.04M5.71M4.73M5.48M3.04M7.73M7.93M8.43M6.00M8.46M
Additional items
EPS (Basic) (Quarter)
0.800.530.230.360.250.040.100.200.160.000.160.310.260.300.170.430.450.470.350.49
EPS (Diluted) (Quarter)
0.790.520.230.360.250.040.100.200.160.000.160.310.260.300.170.430.450.470.340.49
Shares Outstanding (Quarter)
23.79M23.74M23.13M22.13M21.34M21.88M20.89M20.38M20.00M20.16M19.02M18.52M18.35M18.56M18.27M17.99M17.64M17.84M17.37M17.11M
Shares Outstanding (Diluted) (Quarter)
23.96M23.93M23.31M22.23M21.45M22.01M20.98M20.43M20.02M20.20M19.04M18.57M18.45M18.59M18.28M18.00M17.67M17.87M17.43M17.18M
Shares Outstanding (Entity) (Quarter)
25.04M24.80M24.15M22.73M22.32M22.17M21.87M21.38M20.86M20.32M19.91M19.48M19.46M19.34M19.28M18.78M18.52M18.36M18.15M17.98M
EBITDA (Quarter)
27.82M19.10M9.99M12.56M9.50M5.84M11.76M16.66M18.14M14.34M22.00M24.48M23.56M17.71M20.06M30.21M24.66M24.45M25.66M28.92M