Waterstone Financial, Inc. Ratios

Ratios Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin -7.70%17.06%18.37%15.81%18.02%24.73%25.37%23.37%26.00%36.34%35.60%15.06%8.40%17.72%
EBIT Margin 28.89%38.01%37.00%33.55%34.15%36.68%34.71%34.69%41.06%7.63%7.48%3.16%1.76%3.72%
Operating Margin 7.63%7.48%3.16%1.76%3.72%
Net Margin -8.33%26.14%11.55%10.10%11.55%15.03%14.82%17.84%19.62%26.39%27.36%11.69%6.32%13.79%
FCF Margin 37.96%-7.37%36.95%-3.31%-11.13%-14.81%60.25%21.78%-23.69%-31.87%54.59%126.74%-21.52%34.67%
Leverage & Solvency
Interest Coverage Ratio 0.791.811.991.892.123.073.723.062.730.911.350.390.050.08
Times Interest Earned 0.791.811.991.892.123.073.723.062.730.911.350.390.050.08
Dividends & Payouts
FCF Payout Ratio -0.37-0.280.260.72-0.60-0.350.300.15-0.540.24
Valuation
Enterprise Value 75.55M244.53M347.98M437.80M414.96M540.70M520.12M483.18M516.63M473.54M544.88M355.14M292.19M260.37M
Market Capitalization 473.54M544.88M355.14M292.19M260.37M
Return Ratios
Return on Sales -0.09%0.26%0.12%0.10%0.11%0.15%0.15%0.18%0.20%0.26%0.27%0.12%0.06%0.14%