Waterstone Financial, Inc. (WSBF) Interest Expense - Deposits (2012 - 2026)
Waterstone Financial (WSBF) posted Interest Expense - Deposits of $10.04 million for Q2 2026, down 8.5% from $10.97 million a year earlier and down 3.3% from the prior quarter.
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Analysis
Waterstone Financial, Inc. (WSBF) Interest Expense - Deposits (2012 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Expense - Deposits at Waterstone Financial was $41.63 million, down 5.8% year-over-year; for FY2025, it came in at $43.52 million, up 7.3% from FY2024.
- Annual Interest Expense - Deposits has increased for four consecutive years, with a five-year compound annual growth rate of 24.8% (FY2020 to FY2025).
- In prior years, Waterstone Financial's Interest Expense - Deposits was $40.57 million in FY2024 (+57.6%), $25.74 million in FY2023 (+429.3%), $4.86 million in FY2022 (+10.0%) and $4.42 million in FY2021 (-69.2%).
- The Q2 2026 figure stands as the lowest quarterly Interest Expense - Deposits since Q2 2024.
- On a year-over-year basis, Interest Expense - Deposits has declined in each of the last three quarters, with growth averaging 11.9% over the last eight quarters.
- The strongest year-over-year quarter for Interest Expense - Deposits in the past five years was Q2 2023, with growth of 692.9%; the weakest was Q3 2021, with a decline of 72.9%.
- According to Business Quant data, Interest Expense - Deposits for the three prior quarters was $10.37 million (Q1 2026), $10.69 million (Q4 2025) and $10.53 million (Q3 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.04 Mn |
| Mar 31, 2026 | 10.37 Mn |
| Dec 31, 2025 | 10.69 Mn |
| Sep 30, 2025 | 10.53 Mn |
| Jun 30, 2025 | 10.97 Mn |
| Mar 31, 2025 | 11.33 Mn |
| Dec 31, 2024 | 11.41 Mn |
| Sep 30, 2024 | 10.48 Mn |
| Jun 30, 2024 | 9.72 Mn |
| Mar 31, 2024 | 8.97 Mn |
| Dec 31, 2023 | 8.25 Mn |
| Sep 30, 2023 | 7.44 Mn |
| Jun 30, 2023 | 5.96 Mn |
| Mar 31, 2023 | 4.09 Mn |
| Dec 31, 2022 | 2.35 Mn |
| Sep 30, 2022 | 981,000.00 |
| Jun 30, 2022 | 751,000.00 |
| Mar 31, 2022 | 779,000.00 |
| Dec 31, 2021 | 878,000.00 |
| Sep 30, 2021 | 947,000.00 |
API Access
Waterstone Financial, Inc. Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=WSBF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "WSBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=WSBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();