Waterstone Financial (WSBF) Interest Expense - Deposits (2012 - 2026)
Waterstone Financial's (WSBF) quarterly Interest Expense - Deposits came in at $10.4 million in Q1 2026, down 8.46% YoY from $11.3 million in Q1 2025, and up 167.76% on a QoQ basis from $3.9 million in Q4 2025.
Waterstone Financial (WSBF) Interest Expense - Deposits (2012 - 2026) Analysis & Trends
Waterstone Financial (WSBF) has 15 years of Interest Expense - Deposits data on file, last reported at $10.4 million in Q1 2026.
- Quarterly Interest Expense - Deposits fell 8.46% year-over-year to $10.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $35.7 million (down 3.88% YoY) and the FY2025 annual result came in at $36.7 million, up 5.4% from the prior year.
- Interest Expense - Deposits rose to $10.4 million in Q1 2026, from $3.9 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $11.3 million in Q1 2025 to a low of $751000.0 in Q2 2022.
- A 5-year average of $6.3 million and a median of $6.0 million in 2023 frame the typical range for Interest Expense - Deposits.
- Annual changes were most pronounced in 2022 — Interest Expense - Deposits plunged 48.65% — and 2023, when it surged 692.94%.
- Tracing WSBF's Interest Expense - Deposits over 5 years: stood at $1.1 million in 2022, then soared by 234.13% to $3.6 million in 2023, then surged by 55.35% to $5.7 million in 2024, then tumbled by 31.53% to $3.9 million in 2025, then surged by 167.76% to $10.4 million in 2026.
- The last three Interest Expense - Deposits figures came in at $10.4 million (Q1 2026), $3.9 million (Q4 2025), and $10.5 million (Q3 2025), per Business Quant data.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | Waterstone Financial | 361.79 Mn | 320.71 Mn | - | 10.04 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 10.04 Mn |
| Mar 31, 2026 | 10.37 Mn |
| Dec 31, 2025 | 3.87 Mn |
| Sep 30, 2025 | 10.53 Mn |
| Jun 30, 2025 | 10.97 Mn |
| Mar 31, 2025 | 11.33 Mn |
| Dec 31, 2024 | 5.66 Mn |
| Sep 30, 2024 | 10.48 Mn |
| Jun 30, 2024 | 9.72 Mn |
| Mar 31, 2024 | 8.97 Mn |
| Dec 31, 2023 | 3.64 Mn |
| Sep 30, 2023 | 7.44 Mn |
| Jun 30, 2023 | 5.96 Mn |
| Mar 31, 2023 | 4.09 Mn |
| Dec 31, 2022 | 1.09 Mn |
| Sep 30, 2022 | 981,000.00 |
| Jun 30, 2022 | 751,000.00 |
| Mar 31, 2022 | 779,000.00 |
| Dec 31, 2021 | 878,000.00 |
| Sep 30, 2021 | 947,000.00 |