Waterstone Financial (WSBF) Operating Expenses (2012 - 2026)
Waterstone Financial's (WSBF) quarterly Operating Expenses came in at $27.9 million in Q1 2026, up 5.79% YoY from $26.4 million in Q1 2025, and up 0.72% on a QoQ basis from $27.7 million in Q4 2025.
Waterstone Financial (WSBF) Operating Expenses (2012 - 2026) Analysis & Trends
Waterstone Financial (WSBF) has 15 years of Operating Expenses data on file, last reported at $27.9 million in Q1 2026.
- Quarterly Operating Expenses rose 5.79% year-over-year to $27.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $111.4 million (up 0.87% YoY) and the FY2025 annual result came in at $109.9 million, down 1.58% from the prior year.
- Operating Expenses climbed to $27.9 million in Q1 2026, from $27.7 million in the prior quarter.
- In the past five years, Operating Expenses ranged from a high of $35.7 million in Q3 2022 to a low of $25.3 million in Q4 2024.
- A 5-year average of $29.8 million and a median of $29.1 million in 2023 frame the typical range for Operating Expenses.
- Annual changes were most pronounced in 2022 — Operating Expenses fell 23.41% — and 2025, when it rose 9.54%.
- Tracing WSBF's Operating Expenses over 5 years: stood at $31.4 million in 2022, then fell by 5.49% to $29.7 million in 2023, then decreased by 14.82% to $25.3 million in 2024, then advanced by 9.54% to $27.7 million in 2025, then climbed by 0.72% to $27.9 million in 2026.
- The last three Operating Expenses figures came in at $27.9 million (Q1 2026), $27.7 million (Q4 2025), and $27.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 4.10 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 4.43 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | -3.83 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -2.79 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 2.60 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | -599.79 Mn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 3.06 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 2.11 Bn |
| 10 | Waterstone Financial | 359.48 Mn | 318.40 Mn | - | 29.38 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 29.38 Mn |
| Mar 31, 2026 | 27.88 Mn |
| Dec 31, 2025 | 27.68 Mn |
| Sep 30, 2025 | 27.47 Mn |
| Jun 30, 2025 | 28.38 Mn |
| Mar 31, 2025 | 26.35 Mn |
| Dec 31, 2024 | 25.27 Mn |
| Sep 30, 2024 | 28.56 Mn |
| Jun 30, 2024 | 30.26 Mn |
| Mar 31, 2024 | 27.55 Mn |
| Dec 31, 2023 | 29.66 Mn |
| Sep 30, 2023 | 30.02 Mn |
| Jun 30, 2023 | 30.92 Mn |
| Mar 31, 2023 | 29.11 Mn |
| Dec 31, 2022 | 31.38 Mn |
| Sep 30, 2022 | 35.69 Mn |
| Jun 30, 2022 | 35.05 Mn |
| Mar 31, 2022 | 34.94 Mn |
| Dec 31, 2021 | 40.97 Mn |
| Sep 30, 2021 | 43.32 Mn |