Waterstone Financial (WSBF) EBITDA (2012 - 2026)
Waterstone Financial's (WSBF) quarterly EBITDA came in at $24.2 million in Q2 2026, down 1.76% on a YoY basis from $24.6 million in Q2 2025, and up 14.72% quarter-over-quarter from $21.1 million in Q1 2026.
Analysis
Waterstone Financial (WSBF) EBITDA (2012 - 2026) Analysis & Trends
Waterstone Financial (WSBF) has reported EBITDA for 15 consecutive years, with $24.2 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBITDA fell 1.76% year-over-year to $24.2 million; the trailing twelve-month figure through Jun 2026 stood at $94.4 million (up 5.28% YoY), and the FY2025 full-year result was $92.8 million, up 2.0% from the prior year.
- EBITDA improved to $24.2 million in Q2 2026 per WSBF's latest filing, from $21.1 million in the prior quarter.
- Across five years, EBITDA topped out at $24.7 million in Q3 2025 and bottomed at -$3.6 million in Q4 2022.
- Historically, EBITDA has averaged $17.6 million across 5 years, with a median of $19.8 million in 2024.
- The sharpest annual moves came in 2022 and 2023: EBITDA plunged 118.82% in 2022, then surged 499.08% in 2023.
- Over 5 years, EBITDA stood at -$3.6 million in 2022, then soared by 499.08% to $14.3 million in 2023, then soared by 56.33% to $22.4 million in 2024, then grew by 9.05% to $24.5 million in 2025, then declined by 0.99% to $24.2 million in 2026.
- According to Business Quant data, EBITDA over the past three periods registered $24.2 million, $21.1 million, and $24.5 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | 279.77 Bn |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 4.16 Bn |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 2.19 Bn |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 1.89 Bn |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 2.23 Bn |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 1.67 Bn |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 1.19 Bn |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 1.46 Bn |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | -1.42 Bn |
| 10 | Waterstone Financial | 386.64 Mn | 345.56 Mn | - | 24.21 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 24.21 Mn |
| Mar 31, 2026 | 21.10 Mn |
| Dec 31, 2025 | 24.45 Mn |
| Sep 30, 2025 | 24.66 Mn |
| Jun 30, 2025 | 24.65 Mn |
| Mar 31, 2025 | 19.06 Mn |
| Dec 31, 2024 | 22.42 Mn |
| Sep 30, 2024 | 23.56 Mn |
| Jun 30, 2024 | 24.48 Mn |
| Mar 31, 2024 | 20.54 Mn |
| Dec 31, 2023 | 14.34 Mn |
| Sep 30, 2023 | 18.14 Mn |
| Jun 30, 2023 | 16.66 Mn |
| Mar 31, 2023 | 10.88 Mn |
| Dec 31, 2022 | -3.59 Mn |
| Sep 30, 2022 | 9.50 Mn |
| Jun 30, 2022 | 12.56 Mn |
| Mar 31, 2022 | 9.99 Mn |
| Dec 31, 2021 | 19.10 Mn |
| Sep 30, 2021 | 27.82 Mn |