Roadzen (RDZNW) Stock Price, Financials & Analysis

Key Stats

Market Cap98.44 Mn

P/E-3.48

FCF (Yr)-21.28 Mn

ROA (Yr)-54.01

EV to EBIT-5.82

Net Income (Yr)-22.52 Mn

Enterprise Value75.74 Mn

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About

Roadzen Inc. is a leading Insurtech company that uses artificial intelligence to transform auto insurance across the underwriting distribution claims and road safety stages. The company generates revenue from two main sources: sales of its Insurance as a Service platform on a usage based per vehicle or per use basis and brokerage commissions and fees earned when it acts as an insurance broker distributing policies through its B2B2C model. The company operates through the…

How Roadzen ranks

Ranked against the 109 companies in Fintech58 metrics · as of Nov 6, 2026

Valuation

12 metrics · Lower multiples rank higher; a negative multiple ranks last

P/ENegative earnings −3.24xMedian 22.5x 40^th
P/FCFNegative free cash flow −3.91xMedian 17.3x 32^nd
P/Operating cash flowNegative operating cash flow −4.11xMedian 15.9x 31^st
P/S 1.56xMedian 2.08x 60^th
P/BNegative shareholder equity −2.78xMedian 1.68x Not meaningful —
P/Tangible bookNegative tangible equity −2.16xMedian 2.46x Not meaningful —
EV/EBITDANegative EBITDA −11.9xMedian 23.6x 37^th
EV/EBITNegative EBIT −9.29xMedian 24.5x 41^st
EV/Revenue 2.00xMedian 2.82x 64^th
EV/FCFNegative free cash flow −5.03xMedian 18.3x 28^th
EV/Operating cash flowNegative operating cash flow −5.30xMedian 16.4x 25^th
PEG (3Y EPS CAGR)Negative earnings −0.22Median 0.64 Not meaningful —

Growth

14 metrics · Year-on-year growth and three-year compound annual growth

Revenue growth (1Y) 30.5%Median 16.3% 69^th
Revenue CAGR (3Y) —Median 11.5% No data —
Gross profit growth (1Y) 29.1%Median 18.8% 67^th
Gross profit CAGR (3Y) —Median 11.8% No data —
Operating income growth (1Y) 60.5%Median −13.2% 80^th
Operating income CAGR (3Y) —Median 9.7% No data —
Net income growth (1Y) 1.9%Median −34.2% 60^th
Net income CAGR (3Y) −36.6%Median 4.2% 31^st
EPS growth (1Y) 10.7%Median 0.9% 53^rd
EPS CAGR (3Y) 14.4%Median 17.1% 46^th
Operating cash flow growth (1Y) −48.2%Median 4.0% 31^st
Operating cash flow CAGR (3Y) −33.1%Median 4.1% 23^rd
Free cash flow growth (1Y) −48.9%Median −0.3% 32^nd
Free cash flow CAGR (3Y) −36.3%Median 3.7% 20^th

Profitability

14 metrics · Margins, returns on capital and the quality of earnings

Gross margin 60.7%Median 49.1% 70^th
EBITDA margin −16.9%Median 1.5% 39^th
Operating margin −21.6%Median −0.1% 40^th
Pretax margin −47.6%Median −0.8% 35^th
Net margin −46.9%Median −7.2% 38^th
FCF margin −39.8%Median −0.5% 39^th
Operating cash flow margin −37.8%Median 6.3% 37^th
Return on equity —Median −5.1% No data —
Return on assets −57.1%Median −4.5% 27^th
Return on invested capital −915%Median 3.6% 1^st
Return on capital employed —Median −4.1% No data —
Asset turnover 1.20xMedian 0.42x 86^th
Cash conversion (OCF / net income)Net income is not positive 0.81xMedian 1.71x Not meaningful —
Stock comp / revenue 0.8%Median 5.2% 92^nd

Financial Health

11 metrics · Leverage, liquidity and solvency; less debt ranks higher

Debt / assets 69.2%Median 24.5% 12^th
Debt / equityNegative shareholder equity −0.98xMedian 0.32x Not meaningful —
Net debt / EBITDAEBITDA is not positive −2.65xMedian 1.79x Not meaningful —
Debt / FCFFree cash flow is not positive −1.37xMedian 2.12x Not meaningful —
Liabilities / assets 171%Median 53.5% 5^th
Equity / assetsNegative shareholder equity −70.8%Median 46.7% 5^th
Interest coverage −3.38xMedian −0.86x 42^nd
Current ratio 0.45xMedian 1.45x 13^th
Quick ratio 0.33xMedian 0.80x 28^th
Cash ratio 0.10xMedian 0.41x 27^th
Altman Z-score −7.27Median 0.99 17^th

S.No.	Ticker	Company	Market Cap	P/E	P/S	Total Debt (Qtr)
1	XYZ	Block, Inc.	51.56 Bn	111.81	2.01	7.27 Bn
2	PYPL	PayPal Holdings, Inc.	50.29 Bn	10.64	1.47	13.47 Bn
3	COIN	Coinbase Global, Inc.	35.53 Bn	-51.23	6.31	6.70 Bn
4	FISV	Fiserv Inc	33.43 Bn	-8.50	1.61	27.06 Bn
5	CPAY	Corpay, Inc.	29.86 Bn	24.06	5.71	11.23 Bn
6	GPN	Global Payments Inc	25.78 Bn	-20.01	2.24	23.70 Bn
7	GWRE	Guidewire Software, Inc.	13.57 Bn	97.46	9.20	0.68 Bn
8	RDZN	Roadzen Inc.	0.10 Bn	-3.48	1.63	0.03 Bn

S.No.

Ticker

Company

Market Cap

P/E

P/S

Total Debt (Qtr)

XYZ

Block, Inc.

51.56 Bn

111.81

2.01

7.27 Bn

PYPL

PayPal Holdings, Inc.

50.29 Bn

10.64

1.47

13.47 Bn

COIN

Coinbase Global, Inc.

35.53 Bn

-51.23

6.31

6.70 Bn

FISV

Fiserv Inc

33.43 Bn

-8.50

1.61

27.06 Bn

CPAY

Corpay, Inc.

29.86 Bn

24.06

5.71

11.23 Bn

GPN

Global Payments Inc

25.78 Bn

-20.01

2.24

23.70 Bn

GWRE

Guidewire Software, Inc.

13.57 Bn

97.46

9.20

0.68 Bn

RDZN

Roadzen Inc.

0.10 Bn

-3.48

1.63

0.03 Bn

Roadzen RDZNW

About

Geographical Breakdown of Revenue (2026)

Product and Service Breakdown of Revenue (2026)

How Roadzen ranks

Valuation

Growth

Profitability

Financial Health

Shareholder Returns

Peer Comparison

Roadzen RDZNW

About

Geographical Breakdown of Revenue (2026)

Product and Service Breakdown of Revenue (2026)

How Roadzen ranks

Valuation

Growth

Profitability

Financial Health

Shareholder Returns

Peer Comparison

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