Global Payments (GPN) Stock Price, Financials & Analysis

Key Stats

Market Cap26.89 Bn

P/E-20.87

FCF (Yr)2.04 Bn

ROA (Yr)2.91

EV to EBIT2.99

Net Income (Yr)1.46 Bn

Enterprise Value2.34 Bn

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About

Global Payments Inc. is a leading payments technology company that delivers innovative software and services to customers worldwide. The company provides payment processing services merchant acceptance solutions and related business management software and value added services. The company generates revenue primarily from fees based on a percentage of transaction value or a fixed fee per transaction depending on the payment type and market. It also earns income from…

The company generates revenue primarily from fees based on a percentage of transaction value or a fixed fee per transaction depending on the payment type and market. It also earns income from software subscription and licensing fees and from other value added services such as data analytics customer engagement and payroll solutions.

The company operates through the following segments: Its sole reportable segment is Merchant Solutions.

Through its Merchant Solutions segment the company provides payments technology and software solutions that enable merchants to accept card check and digital based payments globally. The segment offers authorization settlement funding customer support chargeback resolution terminal rental sales and deployment payment security consolidated billing and reporting. It also supplies a range of business management software including specialty point of sale solutions for industries such as retail hospitality education real estate and healthcare. Additionally the segment delivers commerce enablement services like data analytics customer engagement human capital management and payroll accounts receivable automation and inventory management reporting.

Global Payments Inc. holds a strong position in the global payments technology market due to its comprehensive product suite and extensive distribution network. The company competes with firms such as Fiserv Chase Paymentech Elavon Bank of America Merchant Services Wells Fargo Merchant Services Toast Stripe Shopify Block and internationally with Worldline Nexi Adyen and others. Its competitive advantages include innovative technology solutions a worldwide footprint scalable infrastructure long standing partner relationships and a disciplined approach to acquisitions.

The company serves a diverse base that includes financial institutions merchants retailers hospitality providers educational institutions real estate firms and healthcare organizations. Its customers range from small businesses to large enterprises across North America Europe Asia Pacific and Latin America.

How Global Payments ranks

Ranked against the 112 companies in Fintech58 metrics · as of Nov 11, 2026

Valuation

12 metrics · Lower multiples rank higher; a negative multiple ranks last

P/ENegative earnings −20.9xMedian 23.6x 56^th
P/FCFNegative free cash flow −159xMedian 16.9x 56^th
P/Operating cash flow 36.9xMedian 14.3x 58^th
P/S 2.34xMedian 2.05x 46^th
P/B 1.13xMedian 1.60x 58^th
P/Tangible book 5.18xMedian 2.55x 30^th
EV/EBITDA 11.7xMedian 17.0x 82^nd
EV/EBIT 57.5xMedian 20.6x 68^th
EV/Revenue 3.92xMedian 2.78x 40^th
EV/FCFNegative free cash flow −266xMedian 17.2x 52^nd
EV/Operating cash flow 61.8xMedian 14.5x 57^th
PEG (3Y EPS CAGR)Negative earnings 0.41Median 0.62 Not meaningful —

Growth

14 metrics · Year-on-year growth and three-year compound annual growth

Revenue growth (1Y) 48.5%Median 14.2% 81^st
Revenue CAGR (3Y) 6.7%Median 12.0% 37^th
Gross profit growth (1Y) 24.9%Median 18.8% 62^nd
Gross profit CAGR (3Y) 7.2%Median 13.2% 40^th
Operating income growth (1Y) −65.0%Median −20.7% 44^th
Operating income CAGR (3Y) −21.6%Median 9.5% 36^th
Net income growth (1Y) −168%Median −36.0% 35^th
Net income CAGR (3Y) −49.4%Median 5.7% 29^th
EPS growth (1Y) −167%Median −8.6% 26^th
EPS CAGR (3Y) −51.1%Median 18.3% 15^th
Operating cash flow growth (1Y) −75.9%Median 10.4% 20^th
Operating cash flow CAGR (3Y) −31.9%Median 4.2% 23^rd
Free cash flow growth (1Y) −107%Median 10.4% 20^th
Free cash flow CAGR (3Y) −28.1%Median 4.4% 27^th

Profitability

14 metrics · Margins, returns on capital and the quality of earnings

Gross margin 61.5%Median 49.2% 73^rd
EBITDA margin 33.6%Median 1.1% 90^th
Operating margin 6.8%Median −0.4% 66^th
Pretax margin −0.4%Median −0.8% 52^nd
Net margin −11.2%Median −7.2% 47^th
FCF margin −1.5%Median 0.1% 46^th
Operating cash flow margin 6.3%Median 4.9% 52^nd
Return on equity −5.1%Median −5.2% 51^st
Return on assets −1.9%Median −5.1% 55^th
Return on invested capital 0.0%Median 2.8% 42^nd
Return on capital employed 1.6%Median −5.4% 60^th
Asset turnover 0.18xMedian 0.42x 25^th
Cash conversion (OCF / net income)Net income is not positive −0.59xMedian 1.69x Not meaningful —
Stock comp / revenue 1.1%Median 4.8% 85^th

Financial Health

11 metrics · Leverage, liquidity and solvency; less debt ranks higher

Debt / assets 38.0%Median 23.7% 38^th
Debt / equity 1.00xMedian 0.37x 39^th
Net debt / EBITDA 4.70xMedian 1.72x 15^th
Debt / FCFFree cash flow is not positive −140xMedian 2.82x Not meaningful —
Liabilities / assets 61.9%Median 52.8% 40^th
Equity / assets 38.1%Median 49.1% 39^th
Interest coverage 0.78xMedian −2.44x 59^th
Current ratio 0.82xMedian 1.41x 20^th
Quick ratio 0.74xMedian 0.85x 44^th
Cash ratio 0.41xMedian 0.34x 53^rd
Altman Z-score 0.69Median 1.04 46^th

S.No.	Ticker	Company	Market Cap	P/E	P/S	Total Debt (Qtr)
1	XYZ	Block, Inc.	51.73 Bn	111.81	2.02	6.11 Bn
2	PYPL	PayPal Holdings, Inc.	49.20 Bn	10.56	1.43	13.47 Bn
3	COIN	Coinbase Global, Inc.	34.98 Bn	-50.26	6.21	6.70 Bn
4	FISV	Fiserv Inc	33.69 Bn	-8.56	1.62	27.06 Bn
5	CPAY	Corpay, Inc.	29.61 Bn	24.29	5.66	11.23 Bn
6	GPN	Global Payments Inc	26.89 Bn	-20.87	2.34	23.70 Bn
7	IREN	IREN Ltd	16.06 Bn	-5.82	23.11	9.90 Bn
8	GWRE	Guidewire Software, Inc.	12.75 Bn	93.96	8.64	0.68 Bn

S.No.

Ticker

Company

Market Cap

P/E

P/S

Total Debt (Qtr)

XYZ

Block, Inc.

51.73 Bn

111.81

2.02

6.11 Bn

PYPL

PayPal Holdings, Inc.

49.20 Bn

10.56

1.43

13.47 Bn

COIN

Coinbase Global, Inc.

34.98 Bn

-50.26

6.21

6.70 Bn

FISV

Fiserv Inc

33.69 Bn

-8.56

1.62

27.06 Bn

CPAY

Corpay, Inc.

29.61 Bn

24.29

5.66

11.23 Bn

GPN

Global Payments Inc

26.89 Bn

-20.87

2.34

23.70 Bn

IREN

IREN Ltd

16.06 Bn

-5.82

23.11

9.90 Bn

GWRE

Guidewire Software, Inc.

12.75 Bn

93.96

8.64

0.68 Bn

Global Payments GPN

About

Geographical Breakdown of Revenue (2025)

Product and Service Breakdown of Revenue (2025)

How Global Payments ranks

Valuation

Growth

Profitability

Financial Health

Shareholder Returns

Peer Comparison

Global Payments GPN

About

Geographical Breakdown of Revenue (2025)

Product and Service Breakdown of Revenue (2025)

How Global Payments ranks

Valuation

Growth

Profitability

Financial Health

Shareholder Returns

Peer Comparison

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