Global Payments (GPN) Stock Price, Financials & Analysis

Key Stats

Market Cap22.29 Bn

P/E-23.86

P/S2.18

Div. Yield0.01

Total Debt (Qtr)23.56 Bn

Revenue Growth (1y) (Qtr)68.63

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About

Global Payments Inc. is a leading payments technology company that delivers innovative software and services to customers worldwide. The company provides payment processing services merchant acceptance solutions and related business management software and value added services. The company generates revenue primarily from fees based on a percentage of transaction value or a fixed fee per transaction depending on the payment type and market. It also earns income from…

The company generates revenue primarily from fees based on a percentage of transaction value or a fixed fee per transaction depending on the payment type and market. It also earns income from software subscription and licensing fees and from other value added services such as data analytics customer engagement and payroll solutions.

The company operates through the following segments: Its sole reportable segment is Merchant Solutions.

Through its Merchant Solutions segment the company provides payments technology and software solutions that enable merchants to accept card check and digital based payments globally. The segment offers authorization settlement funding customer support chargeback resolution terminal rental sales and deployment payment security consolidated billing and reporting. It also supplies a range of business management software including specialty point of sale solutions for industries such as retail hospitality education real estate and healthcare. Additionally the segment delivers commerce enablement services like data analytics customer engagement human capital management and payroll accounts receivable automation and inventory management reporting.

Global Payments Inc. holds a strong position in the global payments technology market due to its comprehensive product suite and extensive distribution network. The company competes with firms such as Fiserv Chase Paymentech Elavon Bank of America Merchant Services Wells Fargo Merchant Services Toast Stripe Shopify Block and internationally with Worldline Nexi Adyen and others. Its competitive advantages include innovative technology solutions a worldwide footprint scalable infrastructure long standing partner relationships and a disciplined approach to acquisitions.

The company serves a diverse base that includes financial institutions merchants retailers hospitality providers educational institutions real estate firms and healthcare organizations. Its customers range from small businesses to large enterprises across North America Europe Asia Pacific and Latin America.

How Global Payments ranks

Ranked against the 108 companies in Fintech58 metrics · as of Oct 23, 2026

Valuation

12 metrics · Lower multiples rank higher; a negative multiple ranks last

P/ENegative earnings −24.8xMedian 21.8x 54^th
P/FCF 27.7xMedian 17.1x 65^th
P/Operating cash flow 13.8xMedian 14.0x 76^th
P/S 2.23xMedian 2.25x 51^st
P/B 0.96xMedian 1.79x 61^st
P/Tangible book 5.25xMedian 2.52x 29^th
EV/EBITDA 10.9xMedian 14.9x 86^th
EV/EBIT 32.3xMedian 18.6x 73^rd
EV/Revenue 4.00xMedian 3.03x 41^st
EV/FCF 49.8xMedian 17.2x 59^th
EV/Operating cash flow 24.7xMedian 15.8x 61^st
PEG (3Y EPS CAGR)Negative earnings 0.54Median 1.07 Not meaningful —

Growth

14 metrics · Year-on-year growth and three-year compound annual growth

Revenue growth (1Y) 32.5%Median 20.5% 71^st
Revenue CAGR (3Y) 3.3%Median 11.2% 30^th
Gross profit growth (1Y) 14.8%Median 16.2% 48^th
Gross profit CAGR (3Y) 5.7%Median 10.6% 42^nd
Operating income growth (1Y) −33.4%Median −12.7% 43^rd
Operating income CAGR (3Y) −4.4%Median 10.1% 38^th
Net income growth (1Y) −159%Median −27.0% 34^th
Net income CAGR (3Y) −44.6%Median 5.8% 29^th
EPS growth (1Y) −159%Median −12.9% 24^th
EPS CAGR (3Y) −46.2%Median 15.0% 15^th
Operating cash flow growth (1Y) −46.4%Median 0.5% 28^th
Operating cash flow CAGR (3Y) −9.1%Median 6.5% 42^nd
Free cash flow growth (1Y) −66.6%Median −3.9% 21^st
Free cash flow CAGR (3Y) −19.7%Median 4.6% 34^th

Profitability

14 metrics · Margins, returns on capital and the quality of earnings

Gross margin 63.9%Median 51.1% 80^th
EBITDA margin 36.8%Median 0.4% 92^nd
Operating margin 12.4%Median −0.4% 74^th
Pretax margin 5.5%Median −0.7% 62^nd
Net margin −9.1%Median −2.8% 46^th
FCF margin 8.0%Median 3.6% 56^th
Operating cash flow margin 16.2%Median 8.7% 69^th
Return on equity −3.5%Median −2.3% 48^th
Return on assets −1.3%Median −3.2% 54^th
Return on invested capital 2.3%Median 5.4% 43^rd
Return on capital employed 2.5%Median −2.8% 57^th
Asset turnover 0.16xMedian 0.42x 26^th
Cash conversion (OCF / net income)Net income is not positive −1.90xMedian 1.79x Not meaningful —
Stock comp / revenue 1.3%Median 5.8% 86^th

Financial Health

11 metrics · Leverage, liquidity and solvency; less debt ranks higher

Debt / assets 37.1%Median 25.0% 32^nd
Debt / equity 0.99xMedian 0.34x 34^th
Net debt / EBITDA 4.81xMedian 1.29x 11^th
Debt / FCF 28.6xMedian 2.34x 4^th
Liabilities / assets 62.6%Median 53.6% 41^st
Equity / assets 37.4%Median 46.6% 40^th
Interest coverage 1.46xMedian 0.49x 56^th
Current ratio 0.82xMedian 1.47x 20^th
Quick ratio 0.75xMedian 0.79x 47^th
Cash ratio 0.38xMedian 0.38x 51^st
Altman Z-score 0.61Median 1.15 43^rd

S.No.	Ticker	Company	Market Cap	P/E	P/S	Total Debt (Qtr)
1	PYPL	PayPal Holdings, Inc.	49.96 Bn	10.19	1.46	13.40 Bn
2	XYZ	Block, Inc.	45.64 Bn	127.80	1.82	6.88 Bn
3	COIN	Coinbase Global, Inc.	43.33 Bn	-44.31	6.90	6.48 Bn
4	CPAY	Corpay, Inc.	26.79 Bn	23.48	5.34	10.62 Bn
5	FISV	Fiserv Inc	26.58 Bn	9.49	1.27	27.89 Bn
6	GPN	Global Payments Inc	22.29 Bn	-23.86	2.18	23.56 Bn
7	GWRE	Guidewire Software, Inc.	15.90 Bn	114.16	10.78	0.68 Bn
8	BMNR	Bitmine Immersion Technologies, Inc.	12.34 Bn	-1.41	201.62	-

S.No.

Ticker

Company

Market Cap

P/E

P/S

Total Debt (Qtr)

PYPL

PayPal Holdings, Inc.

49.96 Bn

10.19

1.46

13.40 Bn

XYZ

Block, Inc.

45.64 Bn

127.80

1.82

6.88 Bn

COIN

Coinbase Global, Inc.

43.33 Bn

-44.31

6.90

6.48 Bn

CPAY

Corpay, Inc.

26.79 Bn

23.48

5.34

10.62 Bn

FISV

Fiserv Inc

26.58 Bn

9.49

1.27

27.89 Bn

GPN

Global Payments Inc

22.29 Bn

-23.86

2.18

23.56 Bn

GWRE

Guidewire Software, Inc.

15.90 Bn

114.16

10.78

0.68 Bn

BMNR

Bitmine Immersion Technologies, Inc.

12.34 Bn

-1.41

201.62

Global Payments GPN

About

Geographical Breakdown of Revenue (2025)

Product and Service Breakdown of Revenue (2025)

How Global Payments ranks

Valuation

Growth

Profitability

Financial Health

Shareholder Returns

Peer Comparison

Global Payments GPN

About

Geographical Breakdown of Revenue (2025)

Product and Service Breakdown of Revenue (2025)

How Global Payments ranks

Valuation

Growth

Profitability

Financial Health

Shareholder Returns

Peer Comparison

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