Roadzen (RDZN) Stock Price, Financials & Analysis

Key Stats

Market Cap86.85 Mn

P/E-3.07

P/S1.44

Div. Yield0.00

Total Debt (Qtr)33.00 Mn

Revenue Growth (1y) (Qtr)49.04

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About

Roadzen Inc. is a leading Insurtech company that uses artificial intelligence to transform auto insurance across the underwriting distribution claims and road safety stages. The company generates revenue from two main sources: sales of its Insurance as a Service platform on a usage based per vehicle or per use basis and brokerage commissions and fees earned when it acts as an insurance broker distributing policies through its B2B2C model. The company operates through the…

How Roadzen ranks

Ranked against the 109 companies in Fintech58 metrics · as of Oct 16, 2026

Valuation

12 metrics · Lower multiples rank higher; a negative multiple ranks last

P/ENegative earnings −3.01xMedian 21.5x 38^th
P/FCFNegative free cash flow −3.63xMedian 16.3x 27^th
P/Operating cash flowNegative operating cash flow −3.82xMedian 14.1x 25^th
P/S 1.44xMedian 2.71x 64^th
P/BNegative shareholder equity −2.58xMedian 1.94x Not meaningful —
P/Tangible bookNegative tangible equity −2.00xMedian 2.62x Not meaningful —
EV/EBITDANegative EBITDA −11.2xMedian 16.3x 35^th
EV/EBITNegative EBIT −8.77xMedian 18.1x 40^th
EV/Revenue 1.89xMedian 3.05x 66^th
EV/FCFNegative free cash flow −4.75xMedian 16.8x 24^th
EV/Operating cash flowNegative operating cash flow −5.00xMedian 15.4x 22^nd
PEG (3Y EPS CAGR)Negative earnings −0.21Median 0.98 Not meaningful —

Growth

14 metrics · Year-on-year growth and three-year compound annual growth

Revenue growth (1Y) 30.5%Median 20.5% 66^th
Revenue CAGR (3Y) —Median 11.2% No data —
Gross profit growth (1Y) 29.1%Median 16.2% 65^th
Gross profit CAGR (3Y) —Median 10.6% No data —
Operating income growth (1Y) 60.5%Median −13.2% 83^rd
Operating income CAGR (3Y) —Median 9.8% No data —
Net income growth (1Y) 1.9%Median −28.3% 60^th
Net income CAGR (3Y) −36.6%Median 5.2% 30^th
EPS growth (1Y) 10.7%Median −12.4% 53^rd
EPS CAGR (3Y) 14.4%Median 15.1% 48^th
Operating cash flow growth (1Y) −48.2%Median 0.3% 26^th
Operating cash flow CAGR (3Y) −33.1%Median 4.9% 23^rd
Free cash flow growth (1Y) −48.9%Median −5.4% 29^th
Free cash flow CAGR (3Y) −36.3%Median 4.2% 20^th

Profitability

14 metrics · Margins, returns on capital and the quality of earnings

Gross margin 60.7%Median 51.1% 70^th
EBITDA margin −16.9%Median 0.4% 39^th
Operating margin −21.6%Median −0.4% 40^th
Pretax margin −47.6%Median −0.7% 37^th
Net margin −46.9%Median −2.8% 39^th
FCF margin −39.8%Median 3.6% 37^th
Operating cash flow margin −37.8%Median 8.7% 34^th
Return on equity —Median −3.4% No data —
Return on assets −57.1%Median −3.6% 26^th
Return on invested capital −915%Median 5.4% 1^st
Return on capital employed —Median −3.0% No data —
Asset turnover 1.20xMedian 0.42x 86^th
Cash conversion (OCF / net income)Net income is not positive 0.81xMedian 1.79x Not meaningful —
Stock comp / revenue 0.8%Median 5.8% 94^th

Financial Health

11 metrics · Leverage, liquidity and solvency; less debt ranks higher

Debt / assets 69.2%Median 25.0% 10^th
Debt / equityNegative shareholder equity −0.98xMedian 0.34x Not meaningful —
Net debt / EBITDAEBITDA is not positive −2.65xMedian 1.29x Not meaningful —
Debt / FCFFree cash flow is not positive −1.37xMedian 2.34x Not meaningful —
Liabilities / assets 171%Median 53.5% 5^th
Equity / assetsNegative shareholder equity −70.8%Median 46.7% 5^th
Interest coverage −3.38xMedian 0.49x 42^nd
Current ratio 0.45xMedian 1.49x 13^th
Quick ratio 0.33xMedian 0.76x 28^th
Cash ratio 0.10xMedian 0.38x 25^th
Altman Z-score −7.32Median 1.23 16^th

S.No.	Ticker	Company	Market Cap	P/E	P/S	Total Debt (Qtr)
1	PYPL	PayPal Holdings, Inc.	50.09 Bn	10.22	1.47	13.40 Bn
2	XYZ	Block, Inc.	47.03 Bn	131.69	1.88	6.88 Bn
3	COIN	Coinbase Global, Inc.	45.30 Bn	-46.32	7.21	6.48 Bn
4	CPAY	Corpay, Inc.	26.77 Bn	23.46	5.33	10.62 Bn
5	FISV	Fiserv Inc	25.66 Bn	9.16	1.23	27.89 Bn
6	GPN	Global Payments Inc	23.05 Bn	-24.67	2.25	23.56 Bn
7	GWRE	Guidewire Software, Inc.	15.47 Bn	111.05	10.48	0.68 Bn
8	RDZN	Roadzen Inc.	0.09 Bn	-3.07	1.44	0.03 Bn

S.No.

Ticker

Company

Market Cap

P/E

P/S

Total Debt (Qtr)

PYPL

PayPal Holdings, Inc.

50.09 Bn

10.22

1.47

13.40 Bn

XYZ

Block, Inc.

47.03 Bn

131.69

1.88

6.88 Bn

COIN

Coinbase Global, Inc.

45.30 Bn

-46.32

7.21

6.48 Bn

CPAY

Corpay, Inc.

26.77 Bn

23.46

5.33

10.62 Bn

FISV

Fiserv Inc

25.66 Bn

9.16

1.23

27.89 Bn

GPN

Global Payments Inc

23.05 Bn

-24.67

2.25

23.56 Bn

GWRE

Guidewire Software, Inc.

15.47 Bn

111.05

10.48

0.68 Bn

RDZN

Roadzen Inc.

0.09 Bn

-3.07

1.44

0.03 Bn

Roadzen RDZN

About

Product and Service Breakdown of Revenue (2025)

How Roadzen ranks

Valuation

Growth

Profitability

Financial Health

Shareholder Returns

Peer Comparison

Roadzen RDZN

About

Product and Service Breakdown of Revenue (2025)

How Roadzen ranks

Valuation

Growth

Profitability

Financial Health

Shareholder Returns

Peer Comparison

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