PFS Bancorp (PFSB) Interest Expense - Deposits (2022 - 2026)
PFS Bancorp's Interest Expense - Deposits was $767,000 in Q3 2026, down 7.5% from $829,000 a year earlier and down 0.6% from the prior quarter.
Powered by 
Analysis
PFS Bancorp (PFSB) Interest Expense - Deposits (2022 - 2026) Analysis & Trends
On a trailing twelve-month basis, PFS Bancorp's Interest Expense - Deposits was $3.19 million through Sep 30, 2026, down 2.4% year-over-year; for FY2025, it was $3.3 million, up 10.5% from FY2024.
- Interest Expense - Deposits has now increased for three consecutive years, with a three-year compound annual growth rate of 72.7% (FY2022 to FY2025).
- In earlier years, Interest Expense - Deposits was $2.98 million in FY2024 (+59.6%), $1.87 million in FY2023 (+192.0%) and $640,000 in FY2022.
- The Q3 2026 figure marks the lowest quarterly Interest Expense - Deposits since Q2 2024.
- Compared with a year earlier, Interest Expense - Deposits has declined for three straight quarters, with growth averaging 8.5% over the last eight quarters.
- The best year-over-year quarter for Interest Expense - Deposits over five years was Q2 2023 (growth of 275.4%); the worst was Q3 2026 (a decline of 7.5%).
- Per Business Quant data, PFSB's Interest Expense - Deposits in the three quarters before Q3 2026 was $772,000 (Q2 2026), $806,000 (Q1 2026) and $841,000 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 11.40 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 7.61 Bn |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 3.09 Bn |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 7.85 Bn |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 5.09 Bn |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 5.85 Bn |
| 10 | PFS Bancorp | 31.95 Mn | 25.15 Mn | - | 767,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 767,000.00 |
| Jun 30, 2026 | 772,000.00 |
| Mar 31, 2026 | 806,000.00 |
| Dec 31, 2025 | 841,000.00 |
| Sep 30, 2025 | 829,000.00 |
| Jun 30, 2025 | 813,000.00 |
| Mar 31, 2025 | 813,000.00 |
| Dec 31, 2024 | 809,000.00 |
| Sep 30, 2024 | 776,000.00 |
| Jun 30, 2024 | 748,000.00 |
| Mar 31, 2024 | 649,000.00 |
| Dec 31, 2023 | 593,000.00 |
| Sep 30, 2023 | 517,000.00 |
| Jun 30, 2023 | 443,000.00 |
| Mar 31, 2023 | 317,000.00 |
| Dec 31, 2022 | 237,000.00 |
| Sep 30, 2022 | 164,000.00 |
| Jun 30, 2022 | 118,000.00 |
API Access
PFS Bancorp Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=PFSB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "PFSB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=PFSB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();