PFS Bancorp, Inc. (PFSB) Interest Expense - Deposits (2022 - 2026)
PFS Bancorp's Interest Expense - Deposits was $772,000 in Q2 2026, down 5.0% from $813,000 a year earlier and down 4.2% from the prior quarter.
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Analysis
PFS Bancorp, Inc. (PFSB) Interest Expense - Deposits (2022 - 2026) Analysis & Trends
On a trailing twelve-month basis, PFS Bancorp's Interest Expense - Deposits was $3.25 million through Jun 30, 2026, up 1.2% year-over-year; for FY2025, it was $3.3 million, up 10.5% from FY2024.
- Interest Expense - Deposits has now increased for three consecutive years, with a three-year compound annual growth rate of 72.7% (FY2022 to FY2025).
- In earlier years, Interest Expense - Deposits was $2.98 million in FY2024 (+59.6%), $1.87 million in FY2023 (+192.0%) and $640,000 in FY2022.
- The Q2 2026 figure marks the lowest quarterly Interest Expense - Deposits since Q2 2024.
- Compared with a year earlier, Interest Expense - Deposits was higher in six of the last eight quarters, with growth averaging 15.7%.
- The best year-over-year quarter for Interest Expense - Deposits over five years was Q2 2023 (growth of 275.4%); the worst was Q2 2026 (a decline of 5.0%).
- Per Business Quant data, PFSB's Interest Expense - Deposits in the three quarters before Q2 2026 was $806,000 (Q1 2026), $841,000 (Q4 2025) and $829,000 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 772,000.00 |
| Mar 31, 2026 | 806,000.00 |
| Dec 31, 2025 | 841,000.00 |
| Sep 30, 2025 | 829,000.00 |
| Jun 30, 2025 | 813,000.00 |
| Mar 31, 2025 | 813,000.00 |
| Dec 31, 2024 | 809,000.00 |
| Sep 30, 2024 | 776,000.00 |
| Jun 30, 2024 | 748,000.00 |
| Mar 31, 2024 | 649,000.00 |
| Dec 31, 2023 | 593,000.00 |
| Sep 30, 2023 | 517,000.00 |
| Jun 30, 2023 | 443,000.00 |
| Mar 31, 2023 | 317,000.00 |
| Dec 31, 2022 | 237,000.00 |
| Sep 30, 2022 | 164,000.00 |
| Jun 30, 2022 | 118,000.00 |
API Access
PFS Bancorp, Inc. Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=PFSB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "PFSB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=PFSB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();