PFS Bancorp (PFSB) Provisions (2022 - 2026)
PFS Bancorp (PFSB) posted Provisions of $25,000 for Q2 2026, down 63.2% from $68,000 a year earlier but up 66.7% from the prior quarter.
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Analysis
PFS Bancorp (PFSB) Provisions (2022 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Provisions at PFS Bancorp was $75,000, down 48.6% year-over-year; for FY2025, it came in at $148,000, down 12.9% from FY2024.
- Annual Provisions shows a three-year compound annual growth rate of 34.4% (FY2022 to FY2025).
- In prior years, PFS Bancorp's Provisions was $170,000 in FY2024 (+71.7%), $99,000 in FY2023 (+62.3%) and $61,000 in FY2022.
- Quarterly Provisions has run from a low of -$31,000 in Q2 2022 to a high of $156,000 in Q3 2024 over five years.
- On a year-over-year basis, Provisions increased in three of the last seven quarters, with growth averaging 113.4%.
- The strongest year-over-year quarter for Provisions in the past five years was Q2 2025, with growth of 871.4%; the weakest was Q3 2025, with a decline of 74.4%.
- According to Business Quant data, Provisions for the three prior quarters was $15,000 (Q1 2026), -$5,000 (Q4 2025) and $40,000 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -647.66 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 914.00 Mn |
| 10 | PFS Bancorp | 35.82 Mn | 35.82 Mn | - | 25,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 25,000.00 |
| Mar 31, 2026 | 15,000.00 |
| Dec 31, 2025 | -5,000.00 |
| Sep 30, 2025 | 40,000.00 |
| Jun 30, 2025 | 68,000.00 |
| Mar 31, 2025 | 56,000.00 |
| Dec 31, 2024 | 15,000.00 |
| Sep 30, 2024 | 156,000.00 |
| Jun 30, 2024 | 7,000.00 |
| Mar 31, 2024 | 31,000.00 |
| Dec 31, 2023 | 46,000.00 |
| Sep 30, 2023 | 71,000.00 |
| Jun 30, 2023 | -16,000.00 |
| Mar 31, 2023 | -11,000.00 |
| Dec 31, 2022 | -10,000.00 |
| Sep 30, 2022 | 65,000.00 |
| Jun 30, 2022 | -31,000.00 |
API Access
PFS Bancorp Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=PFSB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "PFSB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=PFSB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();