Provident Financial Services Ratios (2009) | PFS

Ratios Mar2009 Jun2009 Sep2009 Dec2009
Profitability
EBT Margin -276.44%55.90%21.20%11.46%
EBIT Margin -218.43%257.59%72.65%56.64%
EBITDA Margin -218.43%257.59%72.65%56.64%
Net Margin -282.18%43.91%104.48%2.51%
FCF Margin 51.77%-29.95%27.51%-38.56%
Efficiency
Assets Average 6,536.34M6,596.39M6,742.58M
Equity Average 877.60M
Invested Capital 872.57M882.62M
Asset Utilization Ratio 0.01-0.010.00
Leverage & Solvency
Interest Coverage Ratio -3.771.281.411.25
Debt to Equity 0.020.04
Debt Ratio 0.110.000.00
Equity Ratio 0.130.13
Times Interest Earned -3.771.281.411.25
Dividends & Payouts
FCF Payout Ratio -0.25-4.600.45-0.23
Valuation
Enterprise Value -68.55M-204.34M-72.07M
Return Ratios
Return on Sales -2.82%0.44%0.16%0.03%
Return on Invested Capital 0.01%
Return on Assets -0.02%-0.02%-0.02%
Return on Equity -0.14%