Provident Financial Services (PFS) Net Margin (2009 - 2026)
Provident Financial Services' (PFS) quarterly Net Margin came in at 38.23% in Q1 2026, up 558.0% YoY from 5.81% in Q1 2025, and down 1.46% on a QoQ basis from 38.8% in Q4 2025.
Provident Financial Services (PFS) Net Margin (2009 - 2026) Analysis & Trends
Provident Financial Services (PFS) has 18 years of Net Margin data on file, last reported at 38.23% in Q1 2026.
- Quarterly Net Margin rose 558.0% year-over-year to 38.23% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 37.9% (up 1885.0% YoY) and the FY2025 annual result came in at 35.49%, up 1786.0% from the prior year.
- Net Margin eased to 38.23% in Q1 2026, from 38.8% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 306.33% in Q4 2023 to a low of 7.01% in Q2 2024.
- A 5-year average of 46.93% and a median of 32.66% in 2025 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2023 — Net Margin surged 26693 bps — and 2024, when it slumped 28373 bps.
- Tracing PFS's Net Margin over 5 years: stood at 39.4% in 2022, then jumped by 678 bps to 306.33% in 2023, then slumped by 93 bps to 22.6% in 2024, then jumped by 72 bps to 38.8% in 2025, then decreased by 1 bps to 38.23% in 2026.
- The last three Net Margin figures came in at 38.23% (Q1 2026), 38.8% (Q4 2025), and 32.34% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.79 Bn | 84.59 Bn | - | - |
| 2 | Pnc Financial Services | 97.96 Bn | 97.96 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.19 Bn | -81.13 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.59 Bn | 56.90 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.79 Bn | 61.79 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.93 Bn | 26.21 Bn | - | 23.30% |
| 10 | Provident Financial Services | 3.08 Bn | 2.83 Bn | - | 33.30% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 36.72% |
| Mar 31, 2026 | 38.23% |
| Dec 31, 2025 | 38.80% |
| Sep 30, 2025 | 32.34% |
| Jun 30, 2025 | 43.80% |
| Mar 31, 2025 | 32.66% |
| Dec 31, 2024 | 22.60% |
| Sep 30, 2024 | 23.27% |
| Jun 30, 2024 | -7.01% |
| Mar 31, 2024 | 28.02% |
| Dec 31, 2023 | 306.33% |
| Sep 30, 2023 | 26.69% |
| Jun 30, 2023 | 27.01% |
| Mar 31, 2023 | 33.95% |
| Dec 31, 2022 | 39.40% |
| Sep 30, 2022 | 36.54% |
| Jun 30, 2022 | 32.58% |
| Mar 31, 2022 | 42.57% |
| Dec 31, 2021 | 56.23% |
| Sep 30, 2021 | 32.52% |