Provident Financial Services (PFS) Net Margin (2009 - 2026)
Provident Financial Services (PFS) reported Net Margin of 35.27% for Q1 2026, up 459.0% on a YoY basis from 6.31% in Q1 2025, and down 4.59% quarter-over-quarter from 36.96% in Q4 2025.
Provident Financial Services (PFS) Net Margin (2009 - 2026) Analysis & Trends
Provident Financial Services has reported Net Margin for 18 years, with the latest figure at 35.27% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 459.0% year-over-year to 35.27%; the trailing twelve-month figure through Mar 2026 stood at 34.57% (up 1588.0% YoY), and the FY2025 full-year result was 33.45%, up 1682.0% from the prior year.
- Net Margin for Q1 2026 stood at 35.27%, down from 36.96% in the prior quarter.
- The five-year high for Net Margin was 38.34% in Q1 2022, with the low at 7.01% in Q2 2024.
- Historically, Net Margin has averaged 28.32% across 5 years, with a median of 31.07% in 2023.
- Annual changes were most pronounced in 2024 — Net Margin plunged 3402 bps — and 2025, when it jumped 4062 bps.
- Provident Financial Services' Net Margin stood at 37.06% in 2022, then slumped by 36 bps to 23.8% in 2023, then fell by 1 bps to 23.57% in 2024, then soared by 57 bps to 36.96% in 2025, then fell by 5 bps to 35.27% in 2026.
- The last three Net Margin figures came in at 35.27% (Q1 2026), 36.96% (Q4 2025), and 32.34% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Provident Financial Services | 3.07 Bn | 2.83 Bn | - | 35.27% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 35.27% |
| Dec 31, 2025 | 36.96% |
| Sep 30, 2025 | 32.34% |
| Jun 30, 2025 | 33.61% |
| Mar 31, 2025 | 30.67% |
| Dec 31, 2024 | 23.57% |
| Sep 30, 2024 | 22.04% |
| Jun 30, 2024 | -7.01% |
| Mar 31, 2024 | 28.02% |
| Dec 31, 2023 | 23.80% |
| Sep 30, 2023 | 24.70% |
| Jun 30, 2023 | 27.01% |
| Mar 31, 2023 | 31.07% |
| Dec 31, 2022 | 37.06% |
| Sep 30, 2022 | 31.48% |
| Jun 30, 2022 | 32.58% |
| Mar 31, 2022 | 38.34% |
| Dec 31, 2021 | 32.57% |
| Sep 30, 2021 | 32.52% |
| Jun 30, 2021 | 39.97% |