Provident Financial Services (PFS) Net Margin (2009 - 2026)
Provident Financial Services (PFS) posted Net Margin of 38.23% for Q1 2026, up 5.84% on a QoQ basis from 36.12% in Q4 2025, and up 558.0% year-over-year from 5.81% in Q1 2025.
Provident Financial Services (PFS) Net Margin (2009 - 2026) Analysis & Trends
Provident Financial Services' Net Margin history runs 18 years deep, the most recent figure standing at 38.23% for Q1 2026.
- Quarterly Net Margin rose 558.0% year-over-year to 38.23% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 37.17% (up 1812.0% YoY) and the FY2025 annual result came in at 35.49%, up 1786.0% from the prior year.
- Net Margin was 38.23% for Q1 2026 at Provident Financial Services, up from 36.12% in the prior quarter.
- Across five years, Net Margin topped out at 43.8% in Q2 2025 and bottomed at 7.01% in Q2 2024.
- A 5-year average of 29.84% and a median of 32.58% in 2022 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2024 — Net Margin tumbled 3402 bps — and 2025, when it soared 5082 bps.
- Provident Financial Services' Net Margin stood at 38.86% in 2022, then slumped by 51 bps to 18.99% in 2023, then advanced by 19 bps to 22.6% in 2024, then soared by 60 bps to 36.12% in 2025, then rose by 6 bps to 38.23% in 2026.
- Business Quant data shows PFS's Net Margin at 38.23% in Q1 2026, 36.12% in Q4 2025, and 32.34% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | Provident Financial Services | 3.10 Bn | 2.86 Bn | - | 38.23% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 38.23% |
| Dec 31, 2025 | 36.12% |
| Sep 30, 2025 | 32.34% |
| Jun 30, 2025 | 43.80% |
| Mar 31, 2025 | 32.66% |
| Dec 31, 2024 | 22.60% |
| Sep 30, 2024 | 23.27% |
| Jun 30, 2024 | -7.01% |
| Mar 31, 2024 | 28.02% |
| Dec 31, 2023 | 18.99% |
| Sep 30, 2023 | 26.69% |
| Jun 30, 2023 | 27.01% |
| Mar 31, 2023 | 33.95% |
| Dec 31, 2022 | 38.86% |
| Sep 30, 2022 | 36.54% |
| Jun 30, 2022 | 32.58% |
| Mar 31, 2022 | 42.57% |
| Dec 31, 2021 | 56.46% |
| Sep 30, 2021 | 32.52% |
| Jun 30, 2021 | 39.97% |