Provident Financial Services (PFS) Net Margin (2009 - 2026)
Provident Financial Services (PFS) reported Net Margin of 33.30% for Q2 2026, down 0.31 percentage points from 33.61% a year earlier and down 1.96 percentage points from the prior quarter.
Provident Financial Services (PFS) Net Margin (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Provident Financial Services' Net Margin came in at 34.47%, up 6.95 percentage points year-over-year; for FY2025, it came in at 33.45%, up 16.82 percentage points from FY2024.
- Net Margin has a five-year change of +8.27 percentage points (FY2020 to FY2025).
- By year, Net Margin came in at 16.63% in FY2024 (-10.16 pp), 26.79% in FY2023 (-7.97 pp), 34.76% in FY2022 (-2.32 pp) and 37.08% in FY2021 (+11.90 pp).
- Five-year quarterly Net Margin spans a low of -7.01% in Q2 2024 and a high of 38.34% in Q1 2022.
- Year over year, Net Margin gained in five of the last eight quarters, with an average year-over-year change of +8.54 percentage points.
- The high point for year-over-year Net Margin in five years was Q2 2025 (a gain of 40.62 percentage points); the low point was Q2 2024 (a drop of 34.02 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 35.27% (Q1 2026), 36.96% (Q4 2025) and 32.34% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 27.23% |
| 10 | Provident Financial Services | 2.94 Bn | 2.20 Bn | - | 33.30% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 33.30% |
| Mar 31, 2026 | 35.27% |
| Dec 31, 2025 | 36.96% |
| Sep 30, 2025 | 32.34% |
| Jun 30, 2025 | 33.61% |
| Mar 31, 2025 | 30.67% |
| Dec 31, 2024 | 23.57% |
| Sep 30, 2024 | 22.04% |
| Jun 30, 2024 | -7.01% |
| Mar 31, 2024 | 28.02% |
| Dec 31, 2023 | 23.80% |
| Sep 30, 2023 | 24.70% |
| Jun 30, 2023 | 27.01% |
| Mar 31, 2023 | 31.07% |
| Dec 31, 2022 | 37.06% |
| Sep 30, 2022 | 31.48% |
| Jun 30, 2022 | 32.58% |
| Mar 31, 2022 | 38.34% |
| Dec 31, 2021 | 32.57% |
| Sep 30, 2021 | 32.52% |
Provident Financial Services Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=PFS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "PFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=PFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();