Provident Financial Services (PFS) FCF Margin (2010 - 2026)
Provident Financial Services (PFS) reported FCF Margin of 35.95% for Q1 2026, down 590.0% on a YoY basis from 7.34% in Q1 2025, and up 26.63% quarter-over-quarter from 28.39% in Q4 2025.
Provident Financial Services (PFS) FCF Margin (2010 - 2026) Analysis & Trends
Provident Financial Services has reported FCF Margin for 17 years, with the latest figure at 35.95% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin fell 590.0% year-over-year to 35.95%; the trailing twelve-month figure through Mar 2026 stood at 47.85% (down 1192.0% YoY), and the FY2025 full-year result was 49.49%, down 1170.0% from the prior year.
- FCF Margin for Q1 2026 stood at 35.95%, up from 28.39% in the prior quarter.
- The five-year high for FCF Margin was 116.93% in Q4 2024, with the low at 21.09% in Q2 2023.
- Historically, FCF Margin has averaged 44.42% across 5 years, with a median of 38.97% in 2023.
- Annual changes were most pronounced in 2024 — FCF Margin surged 7796 bps — and 2025, when it sank 8854 bps.
- Provident Financial Services' FCF Margin stood at 30.91% in 2022, then gained by 26 bps to 38.97% in 2023, then surged by 200 bps to 116.93% in 2024, then sank by 76 bps to 28.39% in 2025, then advanced by 27 bps to 35.95% in 2026.
- The last three FCF Margin figures came in at 35.95% (Q1 2026), 28.39% (Q4 2025), and 43.61% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 339.84% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 35.69% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 136,088.77% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Provident Financial Services | 3.07 Bn | 2.83 Bn | - | 35.95% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 35.95% |
| Dec 31, 2025 | 28.39% |
| Sep 30, 2025 | 43.61% |
| Jun 30, 2025 | 85.24% |
| Mar 31, 2025 | 41.85% |
| Dec 31, 2024 | 116.93% |
| Sep 30, 2024 | 32.24% |
| Jun 30, 2024 | 46.11% |
| Mar 31, 2024 | 35.70% |
| Dec 31, 2023 | 38.97% |
| Sep 30, 2023 | 33.53% |
| Jun 30, 2023 | 21.09% |
| Mar 31, 2023 | 44.03% |
| Dec 31, 2022 | 30.91% |
| Sep 30, 2022 | 39.44% |
| Jun 30, 2022 | 44.43% |
| Mar 31, 2022 | 36.71% |
| Dec 31, 2021 | 25.26% |
| Sep 30, 2021 | 27.38% |
| Jun 30, 2021 | 42.95% |