Provident Financial Services (PFS) FCF Margin (2010 - 2026)
Provident Financial Services' (PFS) quarterly FCF Margin came in at 38.98% in Q1 2026, down 559.0% YoY from 8.49% in Q1 2025, and up 30.78% on a QoQ basis from 29.8% in Q4 2025.
Provident Financial Services (PFS) FCF Margin (2010 - 2026) Analysis & Trends
Provident Financial Services (PFS) has 17 years of FCF Margin data on file, last reported at 38.98% in Q1 2026.
- Quarterly FCF Margin fell 559.0% year-over-year to 38.98% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 52.46% (down 846.0% YoY) and the FY2025 annual result came in at 52.5%, down 1236.0% from the prior year.
- FCF Margin improved to 38.98% in Q1 2026, from 29.8% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 501.62% in Q4 2023 to a low of 21.09% in Q2 2023.
- A 5-year average of 74.52% and a median of 43.61% in 2025 frame the typical range for FCF Margin.
- Annual changes were most pronounced in 2023 — FCF Margin soared 46875 bps — and 2024, when it slumped 38949 bps.
- Tracing PFS's FCF Margin over 5 years: stood at 32.87% in 2022, then jumped by 1426 bps to 501.62% in 2023, then slumped by 78 bps to 112.12% in 2024, then plunged by 73 bps to 29.8% in 2025, then soared by 31 bps to 38.98% in 2026.
- The last three FCF Margin figures came in at 38.98% (Q1 2026), 29.8% (Q4 2025), and 43.61% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Provident Financial Services | 3.09 Bn | 2.84 Bn | - | 46.28% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 51.03% |
| Mar 31, 2026 | 38.98% |
| Dec 31, 2025 | 29.80% |
| Sep 30, 2025 | 43.61% |
| Jun 30, 2025 | 111.09% |
| Mar 31, 2025 | 44.56% |
| Dec 31, 2024 | 112.12% |
| Sep 30, 2024 | 34.04% |
| Jun 30, 2024 | 46.11% |
| Mar 31, 2024 | 35.70% |
| Dec 31, 2023 | 501.62% |
| Sep 30, 2023 | 36.22% |
| Jun 30, 2023 | 21.09% |
| Mar 31, 2023 | 48.12% |
| Dec 31, 2022 | 32.87% |
| Sep 30, 2022 | 45.78% |
| Jun 30, 2022 | 44.43% |
| Mar 31, 2022 | 40.76% |
| Dec 31, 2021 | 43.62% |
| Sep 30, 2021 | 27.38% |