Provident Financial Services (PFS) FCF Margin (2010 - 2026)
Provident Financial Services (PFS) posted FCF Margin of 38.98% for Q1 2026, up 40.48% on a QoQ basis from 27.75% in Q4 2025, and down 559.0% year-over-year from 8.49% in Q1 2025.
Provident Financial Services (PFS) FCF Margin (2010 - 2026) Analysis & Trends
Provident Financial Services' FCF Margin history runs 17 years deep, the most recent figure standing at 38.98% for Q1 2026.
- Quarterly FCF Margin fell 559.0% year-over-year to 38.98% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 51.45% (down 948.0% YoY) and the FY2025 annual result came in at 52.5%, down 1236.0% from the prior year.
- FCF Margin was 38.98% for Q1 2026 at Provident Financial Services, up from 27.75% in the prior quarter.
- Across five years, FCF Margin topped out at 112.12% in Q4 2024 and bottomed at 21.09% in Q2 2023.
- A 5-year average of 46.7% and a median of 40.76% in 2022 frame the typical range for FCF Margin.
- Annual changes were most pronounced in 2024 — FCF Margin soared 8103 bps — and 2025, when it tumbled 8438 bps.
- Provident Financial Services' FCF Margin stood at 32.42% in 2022, then slipped by 4 bps to 31.09% in 2023, then soared by 261 bps to 112.12% in 2024, then plunged by 75 bps to 27.75% in 2025, then surged by 40 bps to 38.98% in 2026.
- Business Quant data shows PFS's FCF Margin at 38.98% in Q1 2026, 27.75% in Q4 2025, and 43.61% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 121.23% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 136,088.77% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -83.10% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 339.84% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 38.26% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 31.27% |
| 10 | Provident Financial Services | 3.10 Bn | 2.86 Bn | - | 38.98% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 38.98% |
| Dec 31, 2025 | 27.75% |
| Sep 30, 2025 | 43.61% |
| Jun 30, 2025 | 111.09% |
| Mar 31, 2025 | 44.56% |
| Dec 31, 2024 | 112.12% |
| Sep 30, 2024 | 34.04% |
| Jun 30, 2024 | 46.11% |
| Mar 31, 2024 | 35.70% |
| Dec 31, 2023 | 31.09% |
| Sep 30, 2023 | 36.22% |
| Jun 30, 2023 | 21.09% |
| Mar 31, 2023 | 48.12% |
| Dec 31, 2022 | 32.42% |
| Sep 30, 2022 | 45.78% |
| Jun 30, 2022 | 44.43% |
| Mar 31, 2022 | 40.76% |
| Dec 31, 2021 | 43.79% |
| Sep 30, 2021 | 27.38% |
| Jun 30, 2021 | 42.95% |