Provident Financial Services (PFS) FCF Margin (2010 - 2026)

Provident Financial Services (PFS) reported FCF Margin of 35.95% for Q1 2026, down 590.0% on a YoY basis from 7.34% in Q1 2025, and up 26.63% quarter-over-quarter from 28.39% in Q4 2025.

Provident Financial Services (PFS) FCF Margin (2010 - 2026) Analysis & Trends

Provident Financial Services has reported FCF Margin for 17 years, with the latest figure at 35.95% in Q1 2026.

  • For the quarter ending Q1 2026, FCF Margin fell 590.0% year-over-year to 35.95%; the trailing twelve-month figure through Mar 2026 stood at 47.85% (down 1192.0% YoY), and the FY2025 full-year result was 49.49%, down 1170.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 35.95%, up from 28.39% in the prior quarter.
  • The five-year high for FCF Margin was 116.93% in Q4 2024, with the low at 21.09% in Q2 2023.
  • Historically, FCF Margin has averaged 44.42% across 5 years, with a median of 38.97% in 2023.
  • Annual changes were most pronounced in 2024 — FCF Margin surged 7796 bps — and 2025, when it sank 8854 bps.
  • Provident Financial Services' FCF Margin stood at 30.91% in 2022, then gained by 26 bps to 38.97% in 2023, then surged by 200 bps to 116.93% in 2024, then sank by 76 bps to 28.39% in 2025, then advanced by 27 bps to 35.95% in 2026.
  • The last three FCF Margin figures came in at 35.95% (Q1 2026), 28.39% (Q4 2025), and 43.61% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Provident Financial Services 3.07 Bn 2.83 Bn - 35.95%

Historic Data

Download Data
DateValue
Mar 31, 2026 35.95%
Dec 31, 2025 28.39%
Sep 30, 2025 43.61%
Jun 30, 2025 85.24%
Mar 31, 2025 41.85%
Dec 31, 2024 116.93%
Sep 30, 2024 32.24%
Jun 30, 2024 46.11%
Mar 31, 2024 35.70%
Dec 31, 2023 38.97%
Sep 30, 2023 33.53%
Jun 30, 2023 21.09%
Mar 31, 2023 44.03%
Dec 31, 2022 30.91%
Sep 30, 2022 39.44%
Jun 30, 2022 44.43%
Mar 31, 2022 36.71%
Dec 31, 2021 25.26%
Sep 30, 2021 27.38%
Jun 30, 2021 42.95%