Provident Financial Services (PFS) Interest Coverage Ratio (2009 - 2026)

Provident Financial Services (PFS) has reported Interest Coverage Ratio for 18 consecutive years, with 1.86 the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Interest Coverage Ratio rose 3.52% year-over-year to 1.86; the trailing twelve-month figure through Jun 2026 stood at 1.85 (up 14.52% YoY), and the FY2025 full-year result was 1.8, up 34.51% from the prior year.
• Interest Coverage Ratio declined to 1.86 in Q2 2026 per PFS's latest filing, from 1.91 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 10.16 in Q1 2022 and bottomed at 0.8 in Q2 2024.
• Historically, Interest Coverage Ratio has averaged 2.93 across 5 years, with a median of 1.82 in 2025.
• The sharpest annual moves came in 2023 and 2025: Interest Coverage Ratio plunged 79.03% in 2023, then surged 124.25% in 2025.
• Over 5 years, Interest Coverage Ratio stood at 3.91 in 2022, then sank by 59.55% to 1.58 in 2023, then slipped by 6.32% to 1.48 in 2024, then increased by 26.95% to 1.88 in 2025, then retreated by 1.33% to 1.86 in 2026.
• According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.86, 1.91, and 1.88 for Q2 2026, Q1 2026, and Q4 2025 respectively.