Provident Financial Services (PFS) Interest Coverage Ratio (2009 - 2026)
Provident Financial Services' (PFS) quarterly Interest Coverage Ratio came in at 1.91 in Q1 2026, up 10.25% YoY from 1.73 in Q1 2025, and up 0.63% on a QoQ basis from 1.9 in Q4 2025.
Provident Financial Services (PFS) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Provident Financial Services (PFS) has 18 years of Interest Coverage Ratio data on file, last reported at 1.91 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 10.25% year-over-year to 1.91 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.93 (up 33.94% YoY) and the FY2025 annual result came in at 1.8, up 34.51% from the prior year.
- Interest Coverage Ratio improved to 1.91 in Q1 2026, from 1.9 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 9.36 in Q1 2022 to a low of 0.8 in Q2 2024.
- A 5-year average of 2.93 and a median of 1.77 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio tumbled 79.03% — and 2025, when it surged 102.06%.
- Tracing PFS's Interest Coverage Ratio over 5 years: stood at 3.91 in 2022, then slumped by 69.42% to 1.2 in 2023, then soared by 47.63% to 1.77 in 2024, then increased by 7.43% to 1.9 in 2025, then gained by 0.63% to 1.91 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.91 (Q1 2026), 1.9 (Q4 2025), and 1.77 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Provident Financial Services | 3.09 Bn | 2.84 Bn | - | 1.86 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.73 |
| Mar 31, 2026 | 1.91 |
| Dec 31, 2025 | 1.90 |
| Sep 30, 2025 | 1.77 |
| Jun 30, 2025 | 1.62 |
| Mar 31, 2025 | 1.73 |
| Dec 31, 2024 | 1.77 |
| Sep 30, 2024 | 1.47 |
| Jun 30, 2024 | 0.80 |
| Mar 31, 2024 | 1.61 |
| Dec 31, 2023 | 1.20 |
| Sep 30, 2023 | 1.60 |
| Jun 30, 2023 | 1.86 |
| Mar 31, 2023 | 2.56 |
| Dec 31, 2022 | 3.91 |
| Sep 30, 2022 | 5.91 |
| Jun 30, 2022 | 8.87 |
| Mar 31, 2022 | 9.36 |
| Dec 31, 2021 | 7.70 |
| Sep 30, 2021 | 7.00 |