Provident Financial Services (PFS) EBT Margin (2009 - 2026)
Provident Financial Services' (PFS) quarterly EBT Margin came in at 45.2% in Q2 2026, down 263.0% on a YoY basis from 27.73% in Q2 2025, and down 7.61% quarter-over-quarter from 48.92% in Q1 2026.
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Analysis
Provident Financial Services (PFS) EBT Margin (2009 - 2026) Analysis & Trends
Provident Financial Services (PFS) has reported EBT Margin for 18 consecutive years, with 45.2% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBT Margin fell 263.0% year-over-year to 45.2%; the trailing twelve-month figure through Jun 2026 stood at 47.4% (up 901.0% YoY), and the FY2025 full-year result was 46.89%, up 2536.0% from the prior year.
- EBT Margin slipped to 45.2% in Q2 2026 per PFS's latest filing, from 48.92% in the prior quarter.
- Across five years, EBT Margin topped out at 51.62% in Q1 2022 and bottomed at 13.02% in Q2 2024.
- Historically, EBT Margin has averaged 39.11% across 5 years, with a median of 43.78% in 2025.
- The sharpest annual moves came in 2024 and 2025: EBT Margin tumbled 4984 bps in 2024, then jumped 6085 bps in 2025.
- Over 5 years, EBT Margin stood at 50.84% in 2022, then slumped by 32 bps to 34.65% in 2023, then fell by 12 bps to 30.45% in 2024, then jumped by 63 bps to 49.73% in 2025, then decreased by 9 bps to 45.2% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 45.2%, 48.92%, and 49.73% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 31.64% |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 31.58% |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 33.07% |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 37.65% |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 33.08% |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | 1,204.05% |
| 10 | Provident Financial Services | 3.09 Bn | 2.85 Bn | - | 45.20% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.20% |
| Mar 31, 2026 | 48.92% |
| Dec 31, 2025 | 49.73% |
| Sep 30, 2025 | 45.82% |
| Jun 30, 2025 | 47.83% |
| Mar 31, 2025 | 44.00% |
| Dec 31, 2024 | 30.45% |
| Sep 30, 2024 | 30.99% |
| Jun 30, 2024 | -13.02% |
| Mar 31, 2024 | 37.54% |
| Dec 31, 2023 | 34.65% |
| Sep 30, 2023 | 32.36% |
| Jun 30, 2023 | 36.82% |
| Mar 31, 2023 | 42.15% |
| Dec 31, 2022 | 50.84% |
| Sep 30, 2022 | 43.56% |
| Jun 30, 2022 | 44.49% |
| Mar 31, 2022 | 51.62% |
| Dec 31, 2021 | 45.47% |
| Sep 30, 2021 | 43.79% |