Oceanfirst Financial OCFC Income Statement (2010-2026)

NASDAQ OCFC
$15.62 -0.21 (-1.33%)
At close: Oct 19, 2026 · 4:00 PM EDT
Reported Financials

Oceanfirst Financial Quarterly Income Statement

Periods 65 quarters
Latest Jun 2026

Oceanfirst Financial reported revenue of $131.33M and net income of -$3.03M for the quarter ended Jun 2026, up 32.2% year over year. This income statement covers 65 quarters of results from Jun 2010 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Income StatementIncome Statement Jun2010 Sep2010 Dec2010 Mar2011 Jun2011 Sep2011 Dec2011 Mar2012 Jun2012 Sep2012 Dec2012 Mar2013 Jun2013 Sep2013 Dec2013 Mar2014 Jun2014 Sep2014 Dec2014 Mar2015 Jun2015 Sep2015 Dec2015 Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026
Revenue & Cost
Interest income
Interest income - Loans
78.89M81.39M82.47M90.73M100.14M117.05M121.72M129.10M133.93M137.11M137.12M136.05M136.64M135.44M133.02M135.48M141.85M146.55M145.32M178.98M
Interest Income - Debt Securities
5.04M5.65M7.50M7.47M8.48M10.95M14.29M14.32M15.22M15.44M19.86M19.04M19.45M19.40M17.27M15.95M17.16M21.68M19.81M26.63M
Other Interest Income
1.49M1.41M1.01M1.21M1.88M2.28M3.03M6.67M9.26M7.88M4.62M4.34M5.44M4.78M3.41M3.40M3.19M3.50M3.16M3.99M
Interest Income - Total
85.42M88.46M90.98M99.42M110.50M130.28M139.03M150.10M158.41M160.43M161.60M159.43M161.53M159.62M153.70M154.83M162.19M171.73M168.29M209.60M
Interest expenses
Interest Expense - Deposits
5.38M5.01M4.04M4.32M9.24M13.43M21.33M37.93M53.29M59.47M59.86M60.07M62.32M59.89M51.05M52.27M53.25M59.62M53.70M68.31M
Interest Expense - Debt
2.91M2.86M2.72M4.30M5.30M10.36M18.90M20.05M14.13M13.14M15.52M17.09M16.99M16.40M16.01M14.92M18.29M16.84M18.15M20.57M
Interest Expense - Others
Interest ExpensesInterest Expense
8.29M7.87M6.76M8.62M14.53M23.79M40.23M57.99M67.41M72.61M75.38M77.16M79.31M76.29M67.05M67.19M71.54M76.45M71.84M88.87M
Net interest income
Interest Income - Net
77.13M80.59M84.23M90.80M95.97M106.49M98.80M92.11M91.00M87.82M86.22M82.26M82.22M83.33M86.65M87.64M90.66M95.28M96.45M120.73M
Provision for Credit LossesProvisions
-4.11M-0.81M1.85M1.47M1.21M3.43M3.32M1.72M10.36M2.28M0.59M3.12M0.52M1.84M5.83M3.04M4.09M4.46M3.09M4.00M
Net Interest Income After ProvisionsNII After Provisions
80.31M82.16M82.38M89.54M94.95M102.84M95.79M90.88M80.71M84.67M85.63M79.15M81.70M79.86M81.31M84.60M86.57M91.58M93.71M116.73M
Non-interest income
Service Charges
Card Income
3.41M3.31M2.96M3.31M1.51M1.44M1.33M1.54M1.51M1.53M1.42M1.57M1.62M1.60M1.46M1.62M1.66M1.79M1.63M1.77M
Financial Services Fees
Asset Management
Investment Gain (Loss)
-0.47M-1.25M-2.79M-8.08M3.36M9.66M-6.80M-0.56M1.45M2.18M1.92M0.89M1.42M-0.01M0.21M0.49M-0.01M0.23M-0.35M-0.35M
Gain (Loss) on Sale of LoansGain on Loan Sales
-0.02M0.01M0.18M0.00M0.17M0.01M0.02M0.03M0.07M0.31M0.36M0.42M0.51M1.08M0.86M1.18M0.90M0.75M-0.03M0.04M
Bank-Owned Life Insurance IncomeBOLI Income
1.64M2.06M2.10M1.42M1.36M1.70M1.28M1.18M1.39M1.43M1.86M1.73M1.78M2.54M1.85M1.79M1.99M2.13M1.87M2.47M
Other Non-Interest Income
5.32M5.29M6.40M10.88M8.76M14.75M6.24M6.73M6.35M6.42M6.73M6.38M9.37M7.03M6.88M6.66M7.76M4.51M3.63M6.66M
Non-Interest Income - Total
9.88M9.41M8.85M7.54M15.15M27.55M2.07M8.93M10.76M11.86M12.29M10.99M14.68M12.23M11.25M11.73M12.30M9.41M6.75M10.60M
Revenue
87.02M90.00M93.08M98.34M111.12M134.04M100.88M101.04M101.76M99.69M98.51M93.25M96.90M95.56M97.91M99.37M102.96M104.69M103.20M131.33M
Operating Items
Wages, Salaries and OtherWages
30.73M31.01M30.70M33.15M34.12M33.94M33.92M34.22M35.53M32.13M32.76M33.14M35.84M36.60M36.74M40.24M41.39M40.98M39.48M50.20M
Occupancy ExpenseOccupancy
5.01M5.10M5.74M4.76M5.29M5.03M5.24M5.27M5.47M5.22M5.20M5.18M5.16M5.28M5.50M5.45M6.10M5.83M5.83M7.33M
Equipment Expense
1.12M1.44M1.37M1.34M1.15M1.13M1.21M1.10M1.17M1.17M1.13M1.07M1.03M1.03M0.92M0.87M0.93M0.88M0.92M1.11M
Technology and CommunicationsTechnology
5.36M7.77M5.74M6.17M6.56M4.63M6.15M6.17M6.09M6.43M5.96M6.02M5.94M6.37M6.65M6.81M7.16M7.10M7.05M7.66M
Professional Fees
3.09M2.73M3.32M2.47M2.50M4.70M5.10M5.08M5.26M2.86M2.73M2.16M1.97M2.62M2.43M4.34M3.47M4.86M3.22M3.41M
Marketing and AdvertisingMarketing
0.50M0.61M0.62M0.97M0.66M0.71M0.98M0.96M1.18M1.11M0.99M1.18M1.39M1.62M1.11M1.54M1.54M1.47M0.96M1.89M
FDIC Insurance
1.46M1.73M1.89M1.79M1.76M1.92M1.75M2.47M2.56M4.39M3.14M2.69M2.62M2.52M2.98M2.90M2.62M3.10M3.22M4.13M
Amortization - Intangibles
1.35M0.84M0.81M0.80M0.88M0.94M0.91M0.90M0.89M0.85M2.59M
Restructuring CostsRestructuring
0.23M0.45M1.97M0.20M0.30M0.28M0.02M1.67M0.13M4.15M7.38M4.15M42.77M
Other Non-Interest ExpenseOther Non-Int. Exp.
9.83M13.99M6.16M7.82M6.66M7.40M6.94M7.67M7.23M6.89M5.93M6.39M7.32M7.82M7.03M8.42M8.08M11.66M7.72M8.78M
Operating ExpensesOpex
58.67M64.83M57.50M58.66M59.00M59.73M61.31M62.93M64.48M60.19M58.67M58.62M63.74M64.85M64.29M71.47M76.33M84.14M73.40M129.86M
Non-operating items
Non Operating Investment Income
-0.47M-2.79M-8.08M3.36M-6.80M-0.56M1.45M
Other Non Operating IncomeOther Non Op Inc.
1.59M1.32M2.78M2.29M1.47M0.52M0.70M0.01M0.03M0.14M0.24M0.41M0.09M0.62M0.21M1.70M1.12M0.35M1.65M
Net income details
EBT
31.52M26.74M33.73M38.42M51.10M70.66M36.55M36.88M26.99M36.34M39.25M31.51M32.65M27.25M28.27M24.86M22.54M16.85M27.05M-2.53M
Tax ProvisionsTaxes
7.35M4.08M7.97M8.94M12.30M17.35M8.65M9.00M6.46M8.59M10.64M7.08M7.46M5.08M6.81M5.77M5.16M3.75M6.55M0.50M
Profit After TaxPAT
24.17M22.66M25.76M29.48M38.80M53.31M27.90M27.88M20.53M27.75M28.61M24.43M25.19M22.16M21.46M19.09M17.39M13.09M20.51M-3.03M
Income from Continuing OperationsIncome (Continuing)
24.17M22.66M25.76M29.48M38.80M53.31M27.90M27.88M20.53M27.75M28.61M24.43M25.19M22.16M21.46M19.09M17.39M13.09M20.51M-3.03M
Consolidated Net IncomeConsol Net Inc.
24.17M22.66M25.76M29.48M38.80M53.31M27.90M27.88M20.53M27.75M28.61M24.43M25.19M22.16M21.46M19.09M17.39M13.09M20.51M-3.03M
Income from Non-Controlling InterestsInc. Minority
0.52M0.19M0.04M0.02M0.09M-0.14M0.07M-0.06M0.06M0.07M0.25M-0.05M0.04M0.06M
Income towards Parent CompanyParent Net Inc
24.17M22.66M25.76M28.96M38.61M53.27M27.88M27.80M20.67M27.68M28.67M24.37M25.12M21.91M21.51M19.05M17.33M13.09M20.51M-3.03M
Preferred Dividends & Other AdjustmentsPref. Div. & Adj.
1.00M1.00M1.00M1.00M1.00M1.00M1.00M1.00M1.00M1.00M1.00M1.00M1.00M1.00M1.00M2.85M
Net Income towards Common StockholdersNet Income
23.16M21.65M24.76M27.96M37.61M52.27M26.88M26.79M19.66M26.68M27.66M23.37M24.11M20.91M20.51M16.20M17.33M13.09M20.51M-3.03M
Additional items
EPS (Basic)
0.390.360.420.470.640.890.460.450.330.450.470.400.420.360.350.280.300.230.36-0.04
EPS (Diluted)
0.390.360.420.470.640.890.460.450.330.450.470.400.420.360.350.280.300.230.36-0.04
Weighted Average Shares OutstandingWtd. Avg. Shares
59.31M59.41M58.74M58.89M58.68M58.73M58.77M59.15M59.10M58.95M58.79M58.36M58.07M58.30M58.10M57.74M57.03M57.42M57.04M70.24M
Weighted Average Shares Outstanding (Diluted)Wtd. Avg. Shares (Dil.)
59.52M59.65M58.94M59.00M58.80M58.88M58.92M59.15M59.11M58.96M58.79M58.36M58.07M58.30M58.11M57.74M57.04M57.43M57.05M70.24M
Shares Outstanding (Entity)Shares Outstanding (Entity.)
59.42M59.18M59.39M59.13M59.14M59.14M59.49M59.42M59.42M59.45M58.81M58.48M58.40M58.55M58.38M57.38M57.39M57.39M57.60M70.24M

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