Nu Holdings Growth Metrics (2021-2025) | NU

Growth Metrics Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Growth Ratios
Assets Growth (1y) 95.57%50.74%21.57%33.43%37.24%44.80%48.66%33.31%36.27%15.19%23.62%40.01%40.55%
Assets Growth (3y) 62.22%35.98%30.73%35.55%38.01%
Assets (QoQ) 22.15%3.84%3.25%15.10%-1.49%13.97%6.20%21.44%1.14%2.20%8.56%2.66%8.53%15.75%8.98%
Capital Expenditures Growth (1y) -95.36%-163.24%-269.40%-347.96%1.86%-53.58%64.46%95.43%131.67%72.99%-61.27%-1,042.86%-155.22%-133.55%
Capital Expenditures Growth (3y) -15.81%50.95%56.00%24.52%-8.64%19.97%35.48%39.25%
Capital Expenditures (QoQ) 42.32%-12.98%-26.57%-136.83%22.27%-58.55%-53.48%-148.11%64.48%-18.27%95.62%1,819.52%-130.30%-606.12%68.93%16.92%-28.13%
Cash & Equivalents Growth (1y) 15.44%26.66%39.01%57.56%54.21%45.20%66.85%12.99%41.97%39.98%38.14%83.25%55.07%70.44%55.55%68.67%
Cash & Equivalents Growth (3y) 36.21%37.05%47.42%48.31%50.30%51.31%53.05%51.72%
Cash & Equivalents (QoQ) 0.00%13.60%-11.97%15.44%9.72%24.67%-0.22%12.99%3.31%43.26%-32.43%41.97%1.86%41.38%-10.37%20.14%11.96%29.03%-2.81%
Cash from Investing Activities Growth (1y) -847.73%-634.56%42.46%19.86%82.04%-21.71%-49.75%-46.93%-11.47%42.42%59.24%43.40%-703.19%-203.87%-77.84%-51.46%
Cash from Investing Activities Growth (3y) -23.79%-72.66%29.45%12.65%-17.15%-28.65%-2.77%-7.99%
Cash from Investing Activities (QoQ) 68.02%-2,100.56%-8.40%-24.23%75.21%-72.38%-50.97%72.16%-67.98%-112.10%-48.12%78.88%13.23%-50.13%-105.69%-199.76%67.17%12.14%-75.18%
Cash from Operations Growth (1y) 112.31%-705.16%
Cash from Operations (QoQ) -58.71%
EBITDA Margin Growth (1y) -4142.00-3603.00-10042.0020,060.00-939.00142.00-179.00341.00-6700.00-8105.00651.00-2464.001,233.002,308.00227.00
EBITDA Margin Growth (3y) -11781.00-11566.00-9571.0017,937.00-6406.00-5655.00699.00
EBITDA Margin (QoQ) -1521.00-331.00-29639.0027,349.00-982.00-6770.00463.006,351.0099.00-7092.00983.00-690.00-1306.001,665.00-2132.003,007.00-232.00-416.00
EBIT Growth (1y) 130.34%121.51%80.76%-102.98%61.34%64.96%67.04%15.13%68.65%60.76%39.16%-35.78%3.26%-5.23%9.64%
EBIT Growth (3y) 84.37%80.44%61.37%-32.74%41.11%35.96%36.60%
EBIT Margin Growth (1y) -4142.00-3603.00-3270.002,188.00-939.00142.00141.008,633.00-15.00362.0068.00-836.00-849.00-1848.00-1520.00
EBIT Margin Growth (3y) -5096.00-3099.00-3061.009,984.00-1802.00-1344.00-1311.00
EBIT Margin (QoQ) -1521.00-331.00-29639.0027,349.00-982.002.00-24182.0024,223.0099.001.00-15690.0015,576.00475.00-292.00-16595.0015,563.00-524.0036.00
EBIT (QoQ) 19.18%38.40%-369.11%151.89%14.61%12.94%-402.18%141.25%17.19%14.36%-253.53%181.96%11.71%-1.00%-249.80%162.33%2.52%14.53%
EBT Growth (1y) -26.77%-276.45%123.47%-150.55%460.13%1,416.34%7,958.45%352.51%137.47%123.91%75.87%37.06%37.43%21.22%54.23%
EBT Growth (3y) 134.17%383.39%227.94%120.16%139.59%235.40%502.38%
EBT Margin Growth (1y) 1,407.00-18.00491.00-137.002,276.001,946.001,887.003,857.00609.00813.00533.00239.00334.00-149.00216.00
EBT Margin Growth (3y) 4,292.002,741.002,912.003,959.003,219.002,610.002,636.00
EBT Margin (QoQ) 1,983.00-258.00-939.00620.00559.00252.00-1568.003,034.00229.00192.00402.00-214.00432.00-87.00108.00-119.00-51.00278.00
EBT (QoQ) 87.75%-232.78%-306.77%23.56%63.62%120.75%-4,441.98%209.87%32.98%27.03%36.05%3.32%25.39%-0.22%6.03%3.60%10.60%26.94%
Enterprise Value Growth (1y) -15.39%-29.99%-42.26%-57.73%-49.15%-36.16%-63.73%-13.28%-42.78%-39.99%-38.00%-83.23%-55.78%-71.93%-56.71%-71.79%
Enterprise Value Growth (3y) -34.94%-35.32%-47.58%-48.49%-49.14%-48.53%-52.42%-52.77%
Enterprise Value (QoQ) -1.01%-8.96%11.97%-19.10%-13.80%-19.24%2.39%-12.62%-3.89%-43.38%32.47%-41.94%-1.86%-41.34%10.34%-20.68%-12.41%-28.84%1.71%
EPS (Basic) Growth (1y) 54.40%-364.38%21,778,673.49%12.78%59,242,941.86%131,279,824.72%162.23%1.01%-14.61%-2.34%-17.91%-154.35%-8.92%-33.21%-9.56%
EPS (Basic) Growth (3y) 6,032.90%14,921.56%7,668.32%-29.98%7,623.77%9,395.88%24.86%
EPS (Basic) (QoQ) 103.69%-509.92%99.02%-30,613.47%78.59%33,767,563.77%-100.00%20,861,389,501.26%-52.56%-32.55%-100.00%17,995,187,373.72%-45.75%-43.31%-100.00%6,443,985,199.56%-60.22%-23.23%
EPS (Weighted Average and Diluted) Growth (1y) 23,139,834.33%12.78%60,653,485.71%134,570,477.45%153.06%3.43%-14.55%-2.80%-18.29%-155.56%-9.69%-33.55%-10.00%
EPS (Weighted Average and Diluted) Growth (3y) 7,721.42%-29.12%7,664.25%9,443.66%23.00%
EPS (Weighted Average and Diluted) (QoQ) 99.02%-30,613.47%78.59%35,878,030.25%-100.00%21,358,089,248.91%-52.50%-32.53%-100.00%18,898,307,357.58%-45.97%-43.29%-100.00%6,678,097,749.82%-60.24%-23.19%
FCF Margin Growth (1y) -19.004.0034.0030,643.00558.00-3.00-68.00-1554.00-2696.00-74.00-15.006.002,092.0018.002.00
FCF Margin Growth (3y) -2157.00-72.00-49.0029,094.00-46.00-59.00-81.00
FCF Margin (QoQ) -13.00-7.00-29121.0029,122.0011.0023.001,487.00-963.00-550.00-42.001.00-2105.002,072.0016.0022.00-18.00-2.001.00
Free Cash Flow Growth (1y) -60,043.35%163.24%269.40%347.96%112.35%2,011.64%53.58%-64.46%-97.90%-676.82%-131.67%-72.99%61.27%100.42%155.22%133.55%
Free Cash Flow Growth (3y) 15.81%-585.86%-56.00%-24.52%26.08%-19.97%-35.48%-39.25%
Free Cash Flow (QoQ) -42.32%12.98%26.57%-72,767.18%100.25%58.55%53.48%1,903.80%-56.70%-88.47%-64.48%18.27%-12,008.33%99.37%130.30%606.12%-68.93%-16.92%28.13%
Gross Margin Growth (1y) -1368.00-1811.00-1389.00419.00669.001,044.001,014.00767.00297.00587.00301.00-193.00-256.00-552.00-234.00
Gross Margin Growth (3y) -402.00-179.00-75.00993.00710.001,079.001,081.00
Gross Margin (QoQ) 231.00-294.00-1089.00-215.00-212.00127.00719.0034.00164.0097.00472.00-435.00454.00-190.00-21.00-498.00157.00129.00
Gross Profit Growth (1y) 154.24%118.47%90.68%154.90%121.32%115.11%114.23%97.67%81.53%73.84%47.42%19.26%11.67%13.87%34.55%
Gross Profit Growth (3y) 116.97%101.40%81.93%81.80%64.93%62.08%61.97%
Gross Profit (QoQ) 43.85%34.58%1.31%29.62%23.61%17.47%35.43%12.54%20.14%16.99%24.96%3.35%15.06%-0.79%1.09%-3.22%17.32%17.22%
Interest Coverage Ratio Growth (1y) 73.22%68.89%60.15%57.89%-0.06%-48.25%-42.88%34.22%-12.36%-9.58%1.68%4.32%23.87%38.79%34.60%
Interest Coverage Ratio Growth (3y) 32.97%20.34%17.58%35.76%5.05%0.19%2.78%
Interest Coverage Ratio (QoQ) 33.90%21.87%51.08%-6.01%23.22%-0.07%48.31%-151.89%-13.77%3.55%76.20%-330.25%-10.96%13.46%76.84%-242.32%10.79%7.53%
Net Cash Flow Growth (1y) -3,620.02%-51.95%-58.56%-114.89%150.54%-63.91%-111.79%280.18%-106.86%-601.37%1,477.62%-317.75%450.59%26.12%-13.47%256.18%
Net Cash Flow Growth (3y) -8.83%-42.10%-12.37%-37.23%28.49%-49.43%12.01%101.06%
Net Cash Flow (QoQ) 2,497.30%59.81%8.31%-189.64%130.97%37.82%-138.91%404.35%-77.89%-145.01%694.73%-111.58%-1,517.23%223.68%-194.00%118.65%-440.80%244.85%69.68%
Net Income Growth (1y) -57.72%-1,003.64%126.00%-154.62%482.63%2,283.79%21,741.83%-0.30%125.25%127.75%71.94%-157.21%32.72%-8.74%24.84%
Net Income Growth (3y) 149.83%665.98%363.62%-87.28%137.75%261.87%676.85%
Net Income (QoQ) 103.74%-527.10%-1,003.75%10.66%78.54%112.29%-10,908.19%234.26%22.45%22.92%-149.63%401.51%23.81%-7.20%-174.25%255.58%-14.87%26.94%
Net Income towards Common Stockholders Growth (1y) -57.72%-1,003.64%126.00%-154.62%482.63%2,283.79%21,741.83%-0.30%125.25%127.75%71.94%-157.21%32.72%-8.74%24.84%
Net Income towards Common Stockholders Growth (3y) 149.83%665.98%363.62%-87.28%137.75%261.87%676.85%
Net Income towards Common Stockholders (QoQ) 103.74%-527.10%-1,003.75%10.66%78.54%112.29%-10,908.19%234.26%22.45%22.92%-149.63%401.51%23.81%-7.20%-174.25%255.58%-14.87%26.94%
Net Margin Growth (1y) 1,307.00-231.00209.00-185.003,164.002,432.002,416.00701.00710.001,118.00604.00-1148.00336.00-985.00-363.00
Net Margin Growth (3y) 5,181.003,319.003,229.00-632.004,210.002,564.002,657.00
Net Margin (QoQ) 2,400.00-254.00-1399.00560.00862.00186.00-1792.003,909.00130.00170.00-3507.003,918.00538.00-344.00-5259.005,401.00-783.00278.00
Operating Income Growth (1y) 130.34%121.51%80.76%-102.98%61.34%64.96%67.04%15.13%68.65%60.76%39.16%-35.78%3.26%-5.23%9.64%
Operating Income Growth (3y) 84.37%80.44%61.37%-32.74%41.11%35.96%36.60%
Operating Income (QoQ) 19.18%38.40%-369.11%151.89%14.61%12.94%-402.18%141.25%17.19%14.36%-253.53%181.96%11.71%-1.00%-249.80%162.33%2.52%14.53%
Operating Margin Growth (1y) -4142.00-3603.00-3270.002,188.00-939.00142.00141.008,633.00-15.00362.0068.00-836.00-849.00-1848.00-1520.00
Operating Margin Growth (3y) -5096.00-3099.00-3061.009,984.00-1802.00-1344.00-1311.00
Operating Margin (QoQ) -1521.00-331.00-29639.0027,349.00-982.002.00-24182.0024,223.0099.001.00-15690.0015,576.00475.00-292.00-16595.0015,563.00-524.0036.00
Profit After Tax Growth (1y) -57.72%-96.12%122.80%-349.06%256.98%853.32%3,768.71%221.26%167.24%116.69%82.61%53.14%47.09%30.73%41.43%
Profit After Tax Growth (3y) 105.01%224.01%162.59%117.85%101.41%185.78%364.04%
Profit After Tax (QoQ) 73.42%-125.74%-92.90%-36.25%66.94%126.24%-3,899.48%147.63%58.63%34.76%19.09%4.97%28.63%13.57%-0.13%0.83%14.32%22.87%
Property, Plant & Equipment (Net) Growth (1y) 43.24%94.78%42.98%-34.14%
Property, Plant & Equipment (Net) Growth (3y) 58.60%22.41%
Return on Assets Growth (1y) 1.003.004.004.003.003.002.001.001.00-1.00-1.00
Return on Assets Growth (3y) 5.005.004.00
Return on Assets (QoQ) 0.000.000.002.001.001.000.001.001.001.00-1.000.00-1.000.00
Return on Sales Growth (1y) 13.00-2.002.00-2.0032.0024.0024.007.007.0011.006.00-11.003.00-10.00-4.00
Return on Sales Growth (3y) 52.0033.0032.00-6.0042.0026.0027.00
Return on Sales (QoQ) 24.00-3.00-14.006.009.002.00-18.0039.001.002.00-35.0039.005.00-3.00-53.0054.00-8.003.00
Revenue Growth (1y) 257.98%244.42%171.75%128.08%84.51%61.43%63.50%65.79%69.02%52.45%37.74%24.30%18.71%28.78%41.78%
Revenue Growth (3y) 123.50%103.89%82.92%67.51%54.70%46.89%47.25%
Revenue (QoQ) 37.14%43.09%32.24%37.94%31.95%12.90%10.99%11.59%15.44%14.35%12.55%13.76%4.12%3.32%1.57%8.64%12.96%13.75%
Shareholder's Equity Growth (1y) 914.02%10.09%30.99%19.37%
Shareholder's Equity Growth (3y) 144.54%19.85%
Tax Rate Growth (1y) -2620.00-11151.00-453.00-185.00-834.00-5187.00-7974.0016,215.00729.00-224.00282.004,041.00460.00
Tax Rate Growth (3y) -2724.00-16562.00-8146.0020,071.00356.00
Tax Rate (QoQ) 14,007.00-7488.00-7211.00-1928.005,476.003,210.00-6943.00-2576.001,122.00423.0017,246.00-18062.00169.00929.0021,005.00-21643.00
Total Debt Growth (1y) -87.45%-6.75%
Total Debt Growth (3y) 39.41%172.02%