Northpointe Bancshares Ratios (2023-2025) | NPB

Ratios Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Profitability
EBT Margin (Quarter) 36.99%38.25%45.44%33.56%42.42%45.21%45.33%49.08%
EBIT Margin (Quarter) 140.51%148.80%146.90%154.29%133.97%141.16%140.89%145.22%
EBITDA Margin (Quarter) 140.51%148.80%146.90%154.29%133.97%141.16%140.89%145.22%
Net Margin (Quarter) 22.44%25.01%31.57%20.27%28.24%30.61%31.28%28.24%
FCF Margin (Quarter) -3.41%-74.39%82.40%21.70%101.58%-124.57%139.27%-44.17%
Efficiency
Assets Average (Quarter) 4,811.88M5,044.65M5,305.01M5,305.01M5,541.83M6,145.27M6,635.24M6,931.20M
Equity Average (Quarter) 435.23M442.81M450.28M458.64M524.51M595.40M613.90M596.28M
Invested Capital (Quarter) 430.62M439.83M445.78M454.78M501.42M591.52M609.28M628.52M2,008.54M
Asset Utilization Ratio (Quarter) 0.040.040.030.030.03
Leverage & Solvency
Interest Coverage Ratio (Quarter) 1.361.351.451.281.461.471.471.51
Debt to Equity (Quarter) 2.962.72
Debt Ratio (Quarter) 0.270.24
Equity Ratio (Quarter) 0.090.090.090.080.090.100.090.090.08
Times Interest Earned (Quarter) 1.361.351.451.281.461.471.471.51
Dividends & Payouts
FCF Payout Ratio (Quarter) -0.43-0.020.13-0.450.04-0.030.020.11
Valuation
Enterprise Value (Quarter) -351.89M-376.30M-321.50M-415.66M-419.16M-496.46M
Return Ratios
Return on Sales (Quarter) 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Return on Invested Capital (Quarter) 0.00%0.00%0.00%0.00%0.00%
Return on Assets (Quarter) 0.00%0.00%0.00%0.00%0.00%0.00%
Return on Equity (Quarter) 0.00%0.00%0.00%0.00%0.00%0.00%