Northpointe Bancshares Ratios (2023-2025) | NPB

Ratios Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Profitability
EBT Margin (Quarter) 53.27%57.39%79.32%43.74%68.01%66.71%45.33%90.57%
EBIT Margin (Quarter) 202.39%223.25%256.39%204.53%214.77%208.31%140.89%301.09%
EBITDA Margin (Quarter) 202.39%223.25%256.39%204.53%214.77%208.31%140.89%301.09%
Net Margin (Quarter) 32.32%37.53%55.10%26.42%45.27%45.17%31.28%52.12%
FCF Margin (Quarter) -4.92%-111.60%143.83%28.28%162.84%-183.83%139.27%-81.51%
Efficiency
Assets Average (Quarter) 4,811.88M5,044.65M5,305.01M5,305.01M5,541.83M6,145.27M6,635.24M6,931.20M
Invested Capital (Quarter) 1,258.75M5.00M5.00M1,369.03M1,439.50M
Asset Utilization Ratio (Quarter) 0.020.020.020.030.02
Leverage & Solvency
Interest Coverage Ratio (Quarter) 1.361.351.451.271.461.471.471.43
Debt Ratio (Quarter) 0.270.24
Times Interest Earned (Quarter) 1.361.351.451.271.461.471.471.43
Dividends & Payouts
FCF Payout Ratio (Quarter) -0.43-0.020.010.070.01-0.010.01-0.03
Valuation
Enterprise Value (Quarter) -351.89M-376.30M-321.50M-415.66M-419.16M-496.46M
Return Ratios
Return on Sales (Quarter) 0.00%0.00%0.01%0.00%0.01%0.01%0.00%0.01%
Return on Invested Capital (Quarter) 0.00%0.00%0.00%0.00%
Return on Assets (Quarter) 0.00%0.00%0.00%0.00%0.00%0.00%