Northpointe Bancshares (NPB) FCF Payout Ratio (2024 - 2025)
Northpointe Bancshares (NPB) posted FCF Payout Ratio of 0.03 for Q4 2025, down 411.21% on a QoQ basis from 0.01 in Q3 2025, and down 143.97% year-over-year from 0.07 in Q4 2024.
Northpointe Bancshares (NPB) FCF Payout Ratio (2024 - 2025) Analysis & Trends
Northpointe Bancshares' FCF Payout Ratio history runs 2 years deep, the most recent figure standing at 0.03 for Q4 2025.
- Quarterly FCF Payout Ratio fell 143.97% year-over-year to 0.03 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.08 (down 43.4% YoY) and the FY2025 annual result came in at 0.08, down 43.4% from the prior year.
- FCF Payout Ratio was 0.03 for Q4 2025 at Northpointe Bancshares, down from 0.01 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.07 in Q4 2024 and bottomed at 0.43 in Q1 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 5.86 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.18 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.36 |
| 10 | Northpointe Bancshares | 574.71 Mn | 78.25 Mn | - | -0.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -0.03 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | -0.01 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.07 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | -0.02 |
| Mar 31, 2024 | -0.43 |